Residential delivery area · Missouri
ZIP Code 65101: Jefferson City, MO
ZIP code 65101 uses the postal name Jefferson City, Missouri and lies mostly in Cole County (91% of its land), reaching into Osage County and Callaway County (Census 2020 ZIP-county file). About 29,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Jefferson City's 2 residential ZIP codes. Median household income is $74,807 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Jefferson City (15%), Taos (5%) and Wardsville (3%); 78% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Jefferson City · 2 residential ZIPs
- County
- Cole County (91%); Osage County (5%); Callaway County (4%)
- Census places
- Jefferson City (15%); Taos (5%); Wardsville (3%)
- Metro area
- Jefferson City, MO
- House district
- MO-3 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 130.9 sq mi · 220 people per sq mi
- PO Box ZIPs
- 9 more ZIP codes use the name Jefferson City for PO boxes or single organizations
Where is ZIP code 65101?
65101 centers on 38.497°, -92.133° and covers 130.9 square miles of land plus 5.9 of water. It borders 10 ZIP codes: 65085, 65076, 65043, 65109, 65054, 65016, 65080, 65040, 65058, 65039.
The map draws ZIP code areas only. For the streets inside 65101, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 65101 compare with the rest of Jefferson City?
| Measure | 65101 | In Jefferson City | In Cole County | In MO |
|---|---|---|---|---|
| People (ACS 2020-2024) | 28,793 | 2nd of 2 | 2nd of 8 | 54th of 1,035 |
| Median household income | $75k | 1st of 2 | 3rd of 5 | 169th of 479 |
| Median home value | $244k | 1st of 2 | 2nd of 6 | 141st of 494 |
Its median household income is higher than in 55% of U.S. residential ZIP codes, and it is denser than 64% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 65101?
The 2020 Census counted 29,960 people in 65101; the ACS, which samples households over 2020-2024, estimates 28,793. Between the 2010 and 2020 censuses its population fell 2.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 28,793
- 2020 Census count
- 29,960−2.0% since 2010 (30,587)
- Households
- 10,888
- Median age
- 38.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 65101?
Of the 28,793 people the ACS estimates in 65101, 20.1% are under 18 and 14.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.1%), then Black (not Hispanic) (16.5%).
- Under 1820.1%
- 18 to 6465.5%
- 65 and older14.4%
- White, not Hispanic73.1%
- Black, not Hispanic16.5%
- Other or two or more6.7%
- Hispanic or Latino3.2%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 65101 earn?
Median household income is $74,807 (ACS 2020-2024), the 3rd highest of the 5 ranked ZIP codes in Cole County. It rose from $67,372 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $74,807
- Income per person
- $35,440
- Below the poverty line
- 10.7%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 33.1%
- Adjusted gross income per tax return, 2022
- $69,82513,000 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 65101?
FHFA's house price index for 65101, built from repeat sales and appraisals of the same homes, rose 91% from 2015 to 2025 and rose 64% from 2020 to 2025, and moved +2.9% in 2025.
- Median home value (owners' estimate)
- $243,600
- Median gross rent
- $791
- Homes owned by their occupants
- 64.9%
- Housing units
- 12,097
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 65101?
866 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)132
- Professional, scientific, and technical services110
- Construction97
- Retail trade84
- Health care and social assistance81
- Finance and insurance75
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 65101?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 65085 | Westphalia | 1,193 | $104k | 6.9 mi |
| 65076 | Saint Thomas | 515 | $64k | 8.8 mi |
| 65043 | Holts Summit | 10,120 | $85k | 8.8 mi |
| 65109 | Jefferson City | 41,145 | $75k | 9.4 mi |
| 65054 | Loose Creek | 893 | – | 10.1 mi |
| 65016 | Bonnots Mill | 1,240 | $79k | 12.4 mi |
| 65080 | Tebbetts | 1,475 | $77k | 12.7 mi |
| 65040 | Henley | 1,468 | $89k | 13.2 mi |
| 65058 | Meta | 1,274 | $72k | 15.7 mi |
| 65039 | Hartsburg | 3,076 | $126k | 17.2 mi |
| 65048 | Koeltztown | 194 | $89k | 9.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.