Westphalia, MO · standard

ZIP Code 65085

Osage County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,240
9/sq mi Low-density area
$103,563
Median income Above-median income area
$290,600
Median home value Near-median home value
32.8%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Westphalia pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 35%
home value, US ZIPs
9
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65085 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 65085 (Westphalia, MO) rose +1.5% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 65085 is a sparsely populated ZIP (a standard USPS delivery area) in Westphalia, Osage County, Missouri, home to just 1,240 residents across 144.2 square miles, a density of 9 people per square mile, in the Chicago time zone.

ZIP 65085 lands in the middle-income range, with a median household income of $103,563 (55% above the average Missouri ZIP), while per-capita income is $38,917. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.5% and unemployment is 0.0%. Housing is both higher-cost and owner-heavy: median home value is $290,600 (52% above the average Missouri ZIP), while 87.2% of occupied homes are owner-occupied and median rent is $596.

A solid share of residents have a four-year degree: 32.8% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Osage County, so 65085 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 65085

Top 5 sectors by establishment count in Westphalia, MO

Which industries have the most business establishments in ZIP 65085.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65085, Westphalia, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,240

Population

144.2

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65085?

36.9

Median Age

48.9%

Male

51.1%

Female

0.4%

Foreign-Born

White 98.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,563

Median Household Income

+55% vs state ZIP avg

$38,917

Per Capita Income

1.5%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 65085 ranks among Missouri ZIPs

Westphalia, MO household income vs. every Missouri ZIP code

Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$103,563 Top 6% higher than 94% of 948 Missouri ZIPs

This ZIP $0 $200K+ every Missouri ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.6%
Bachelor's Degree or Higher 32.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

490

Total Housing Units

421

Occupied Units

69

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 87.2%
Renter 12.8%

$290,600

Median Home Value

+52% vs state ZIP avg

$596

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 65085, employing approximately 327 people with a combined annual payroll of $12,286,000.

32

Businesses

327

Employees

$12.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 6 18.8%
Other services (except public administration) 5 15.6%
Manufacturing 4 12.5%
Health care and social assistance 4 12.5%
Retail trade 3 9.4%
Accommodation and food services 3 9.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65085 vs 65048 →

ZIP 65085 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65085 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65085 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65085 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65048 Koeltztown, MO 154 3.3 mi
65076 Saint Thomas, MO 829 6.6 mi
65101 Jefferson City, MO 30,587 7.3 mi
65001 Argyle, MO 414 8.5 mi
65035 Freeburg, MO 1,826 8.4 mi
65058 Meta, MO 1,017 10.8 mi
65054 Loose Creek, MO 835 9.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 65085, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,240 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Osage County

Frequently Asked Questions

What county is ZIP code 65085 in?

ZIP code 65085 (Westphalia) is located in Osage County, Missouri. Osage County contains multiple ZIP codes, see the full list at /counties/osage-mo.

What is the population of ZIP code 65085?

ZIP code 65085 in Westphalia, MO has a population of 1,240 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 65085?

The median household income in ZIP 65085 is $103,563, which is 36% above the national average of $76,288.

What is the average home value in ZIP 65085?

The median home value in ZIP 65085 is $290,600, which is 4% above the national average of $278,155.

What is the demographic makeup of ZIP 65085?

The largest racial group in ZIP 65085 is White at 98.0%. Hispanic or Latino residents make up 2.5% of the population.

How many businesses are in ZIP code 65085?

ZIP code 65085 has 32 business establishments employing approximately 327 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 65085?

The top industries by establishment count in ZIP 65085 are: Construction (6), Other services (except public administration) (5), Manufacturing (4). There are 6 industry sectors represented in total.

What is the education level in ZIP code 65085?

In ZIP code 65085, 74.6% of residents aged 25+ have a high school diploma or higher, and 32.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 65085?

In ZIP code 65085, approximately 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 65085?

The poverty rate in ZIP code 65085 is 1.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 65085's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 65085's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.