Residential delivery area · Missouri
ZIP Code 65043: Holts Summit, MO
ZIP code 65043 uses the postal name Holts Summit, Missouri and lies entirely in Callaway County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,308 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Holts Summit, and under 1% in smaller places; 93% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Holts Summit · its only residential ZIP
- County
- Callaway County
- Census places
- Holts Summit
- Metro area
- Jefferson City, MO
- House district
- MO-3 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 58.1 sq mi · 174 people per sq mi
Where is ZIP code 65043?
65043 centers on 38.623°, -92.102° and covers 58.1 square miles of land plus 1.0 of water. It borders 4 ZIP codes: 65080, 65063, 65101, 65039.
The map draws ZIP code areas only. For the streets inside 65043, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 65043 compare with the rest of Callaway County?
| Measure | 65043 | In Callaway County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 10,120 | 5th of 19 | 188th of 1,035 |
| Median household income | $85k | 1st of 10 | 103rd of 479 |
| Median home value | $219k | 6th of 11 | 198th of 494 |
Its median household income is higher than in 68% of U.S. residential ZIP codes, and it is denser than 61% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 65043?
The 2020 Census counted 10,244 people in 65043; the ACS, which samples households over 2020-2024, estimates 10,120. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 10,120
- 2020 Census count
- 10,244
- Households
- 3,807
- Median age
- 37.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 65043?
Of the 10,120 people the ACS estimates in 65043, 23.5% are under 18 and 19.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.6%).
- Under 1823.5%
- 18 to 6457.2%
- 65 and older19.2%
- White, not Hispanic86.6%
- Other or two or more6.1%
- Hispanic or Latino4.7%
- Black, not Hispanic2.5%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 65043 earn?
Median household income is $85,308 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Callaway County.
- Median household income
- $85,308
- Income per person
- $38,699
- Below the poverty line
- 6.4%
- Unemployed (of the labor force)
- 1.0%
- Adults 25+ with a bachelor's degree
- 29.8%
- Adjusted gross income per tax return, 2022
- $64,4004,980 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 65043?
FHFA's house price index for 65043, built from repeat sales and appraisals of the same homes, rose 82% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +4.3% in 2025.
- Median home value (owners' estimate)
- $218,500
- Median gross rent
- $1,028
- Homes owned by their occupants
- 82.0%
- Housing units
- 4,137
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 65043?
124 business establishments had a location in this ZIP code in 2023, 21 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade19
- Other services (except public administration)19
- Construction17
- Accommodation and food services11
- Professional, scientific, and technical services10
- Finance and insurance8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 65043?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 65080 | Tebbetts | 1,475 | $77k | 6.7 mi |
| 65063 | New Bloomfield | 3,372 | $78k | 7.2 mi |
| 65101 | Jefferson City | 28,793 | $75k | 8.8 mi |
| 65039 | Hartsburg | 3,076 | $126k | 12.1 mi |
| 65109 | Jefferson City | 41,145 | $75k | 10.0 mi (near) |
| 65016 | Bonnots Mill | 1,240 | $79k | 10.8 mi (near) |
| 65054 | Loose Creek | 893 | – | 12.8 mi (near) |
| 65059 | Mokane | 1,085 | $77k | 12.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.