PlainZIP

Holts Summit, MO · standard

ZIP Code 65043

Callaway County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,452
70/sq mi
$85,308
Median income
$218,500
Median home value
29.8%
Bachelor's or higher

The verdict

Holts Summit pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
49th pct
home value, US ZIPs
70
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65043 against every reporting US ZIP.

ZIP code 65043 is a mid-sized community (a standard USPS delivery area) in Holts Summit, Callaway County, Missouri, home to 9,452 residents across 135.8 square miles, a density of 70 people per square mile, in the Chicago time zone.

ZIP 65043 lands in the middle-income range, with a median household income of $85,308 (28% above the Missouri average), while per-capita income is $38,699. The poverty rate stands at 6.4% and the unemployment rate at 1.0%. Median home value sits at $218,500 (14% above the state average), median rent at $1,028 a month, and owner-occupancy at 82.0%.

Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 25 minutes. To put 65043 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Callaway County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65043

Top 5 sectors by establishment count in Holts Summit, MO

Which industries have the most business establishments in ZIP 65043.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65043, Holts Summit, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,452

Population

135.8

Area (sq mi)

70

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65043?

37.1

Median Age

49.4%

Male

50.6%

Female

0.2%

Foreign-Born

White 87.3%
African American 2.5%
Asian 0.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.6%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,308

Median Household Income

+28% vs state

$38,699

Per Capita Income

6.4%

Poverty Rate

1.0%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 65043 ranks nationally

Holts Summit, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,308 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,137

Total Housing Units

3,807

Occupied Units

330

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 82.0%
Renter 18.0%

$218,500

Median Home Value

+14% vs state

$1,028

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.6%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 65043 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.7% 153
2021 +11.1% 169
2022 +16.1% 197
2023 +11.0% 218
2024 +7.6% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 124 business establishments in ZIP 65043, employing approximately 1,246 people with a combined annual payroll of $58,725,000.

124

Businesses

1,246

Employees

$58.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 19 15.3%
Other services (except public administration) 19 15.3%
Construction 17 13.7%
Accommodation and food services 11 8.9%
Professional, scientific, and technical services 10 8.1%
Finance and insurance 8 6.5%
Health care and social assistance 8 6.5%
Real estate and rental and leasing 7 5.7%
Administrative and support and waste management and remediation services 7 5.7%
Manufacturing 4 3.2%
Wholesale trade 4 3.2%
Transportation and warehousing 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65043 vs 65063 →

ZIP 65043 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65043 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65043 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65043 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65063 New Bloomfield, MO 3,412 7.0 mi
65080 Tebbetts, MO 1,015 6.8 mi
65101 Jefferson City, MO 30,587 9.5 mi

More ZIP Codes in Callaway County

65251 standard
Fulton, MO
Pop: 22,437
65063 standard
New Bloomfield, MO
Pop: 3,412
65231 standard
Auxvasse, MO
Pop: 3,334
65080 standard
Tebbetts, MO
Pop: 1,015
65262 standard
Kingdom City, MO
Pop: 955
65059 standard
Mokane, MO
Pop: 867

Related Areas

Callaway County Holts Summit, MO Missouri

Frequently Asked Questions

What county is ZIP code 65043 in? ▼
ZIP code 65043 (Holts Summit) is located in Callaway County, Missouri. Callaway County contains multiple ZIP codes, see the full list at /counties/callaway-mo.
What is the population of ZIP code 65043? ▼
ZIP code 65043 in Holts Summit, MO has a population of 9,452 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65043? ▼
The median household income in ZIP 65043 is $85,308, which is 12% above the national average of $76,288.
What is the average home value in ZIP 65043? ▼
The median home value in ZIP 65043 is $218,500, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 65043? ▼
The largest racial group in ZIP 65043 is White at 87.3%. Hispanic or Latino residents make up 4.7% of the population.
How many businesses are in ZIP code 65043? ▼
ZIP code 65043 has 124 business establishments employing approximately 1,246 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65043? ▼
The top industries by establishment count in ZIP 65043 are: Retail trade (19), Other services (except public administration) (19), Construction (17). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 65043? ▼
According to the FHFA House Price Index, home values in ZIP 65043 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65043? ▼
In ZIP code 65043, 60.8% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65043? ▼
The mean commute time for workers in ZIP code 65043 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65043? ▼
In ZIP code 65043, approximately 82.0% of occupied housing units are owner-occupied and 18.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65043? ▼
The poverty rate in ZIP code 65043 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.