ZIP 78108 vs ZIP 78154

This side-by-side compares ZIP 78108 (Cibolo, TX) and ZIP 78154 (Schertz, TX) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 78108 has a population of 27,770 at 347 people per square mile, while ZIP 78154 has 30,347 at 356 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 78108 reports a median household income of $113,004 against $100,572 in ZIP 78154, with per-capita income of $40,615 vs $45,017. The share of adults holding a bachelor's degree or higher is 42.2% in 78108 and 39.2% in 78154. Poverty rate reads 4.3% vs 6.3%, and unemployment 6.2% vs 5.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $337,600 in 78108 versus $318,700 in 78154, with median rent of $2,171 and $1,671 per month respectively. Homeownership rate is 83.9% vs 72.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.