Cibolo, TX · standard

ZIP Code 78108

Guadalupe County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,770
347/sq mi
$113,004
Median income
$337,600
Median home value
42.2%
Bachelor's or higher

The verdict

Cibolo pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 28%
home value, US ZIPs
347
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78108 against every reporting US ZIP.

ZIP code 78108 is a densely settled ZIP (a standard USPS delivery area) in Cibolo, Guadalupe County, Texas, with 27,770 residents across 79.9 square miles, a density of 347 people per square mile, in the Chicago time zone.

ZIP 78108 skews affluent, with a median household income of $113,004 (50% above the Texas average), while per-capita income is $40,615. Poverty here runs at 4.3%, with unemployment measured at 6.2%. Housing costs here run $337,600 for a typical home value (36% above the state average), with rent averaging $2,171 a month; 83.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 42.2% of adults hold a bachelor's degree or higher, the median age is 35.5, and the average commute is 32 minutes. To put 78108 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Guadalupe County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78108

Top 5 sectors by establishment count in Cibolo, TX

Which industries have the most business establishments in ZIP 78108.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78108, Cibolo, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,770

Population

79.9

Area (sq mi)

347

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78108?

35.5

Median Age

50.3%

Male

49.7%

Female

7.5%

Foreign-Born

White 50.1%
African American 13.2%
Asian 3.5%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 25.2%
Hispanic or Latino 32.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,004

Median Household Income

+50% vs state

$40,615

Per Capita Income

4.3%

Poverty Rate

6.2%

Unemployment Rate

32.1 min

Mean Commute Time

How ZIP 78108 ranks nationally

Cibolo, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$113,004 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.6%
Bachelor's Degree or Higher 42.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,640

Total Housing Units

15,914

Occupied Units

726

Vacant Units

3.13

Avg Household Size

Occupancy Type

Owner 83.9%
Renter 16.1%

$337,600

Median Home Value

+36% vs state

$2,171

Median Rent

2008

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

335

HPI Index (2000 = 100)

+235%

Total Change Since 2000

Home values in ZIP 78108 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.8% 214
2021 +18.1% 253
2022 +15.2% 291
2023 +5.0% 305
2024 +9.7% 335

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 375 business establishments in ZIP 78108, employing approximately 3,807 people with a combined annual payroll of $185,926,000.

375

Businesses

3,807

Employees

$185.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 46 12.3%
Construction 45 12.0%
Other services (except public administration) 45 12.0%
Accommodation and food services 41 10.9%
Retail trade 34 9.1%
Health care and social assistance 31 8.3%
Real estate and rental and leasing 28 7.5%
Transportation and warehousing 22 5.9%
Finance and insurance 19 5.1%
Administrative and support and waste management and remediation services 18 4.8%
Educational services 11 2.9%
Manufacturing 10 2.7%
Information 9 2.4%
Wholesale trade 6 1.6%
Arts, entertainment, and recreation 6 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78108 vs 78154 →

ZIP 78108 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78108 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78108 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78108 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78154 Schertz, TX 30,347 3.5 mi
78124 Marion, TX 5,609 4.5 mi
78150 Jbsa Randolph, TX 11 4.7 mi
78148 Universal City, TX 20,139 5.1 mi
78152 Saint Hedwig, TX 2,294 9.7 mi
78109 Converse, TX 34,603 7.4 mi
78233 San Antonio, TX 43,710 8.7 mi
78266 San Antonio, TX 5,591 8.7 mi
78239 San Antonio, TX 28,736 9.5 mi
78244 San Antonio, TX 30,757 10.5 mi

More ZIP Codes in Guadalupe County

Frequently Asked Questions

What county is ZIP code 78108 in?
ZIP code 78108 (Cibolo) is located in Guadalupe County, Texas. Guadalupe County contains multiple ZIP codes, see the full list at /counties/guadalupe-tx.
What is the population of ZIP code 78108?
ZIP code 78108 in Cibolo, TX has a population of 27,770 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78108?
The median household income in ZIP 78108 is $113,004, which is 48% above the national average of $76,288.
What is the average home value in ZIP 78108?
The median home value in ZIP 78108 is $337,600, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 78108?
The largest racial group in ZIP 78108 is White at 50.1%. Hispanic or Latino residents make up 32.4% of the population.
How many businesses are in ZIP code 78108?
ZIP code 78108 has 375 business establishments employing approximately 3,807 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78108?
The top industries by establishment count in ZIP 78108 are: Professional, scientific, and technical services (46), Construction (45), Other services (except public administration) (45). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78108?
According to the FHFA House Price Index, home values in ZIP 78108 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78108?
In ZIP code 78108, 63.6% of residents aged 25+ have a high school diploma or higher, and 42.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78108?
The mean commute time for workers in ZIP code 78108 is 32.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78108?
In ZIP code 78108, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78108?
The poverty rate in ZIP code 78108 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.