New Braunfels, TX · standard
ZIP Code 78132
Comal County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,139
- 40/sq mi Moderate-density area
- $135,315
- Median income Above-median income area
- $620,300
- Median home value Above-median home value
- 54.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
New Braunfels pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 40
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78132 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 78132 (New Braunfels, TX) fell -4.0% from 2023 to 2024. The all-transactions index moved from 325.2 in 2023 to 312.1 in 2024 (2000 = 100).
ZIP code 78132 is a mid-sized community (a standard USPS delivery area) in New Braunfels, Comal County, Texas, home to 19,139 residents across 480.9 square miles, a density of 40 people per square mile, in the Chicago time zone.
ZIP 78132 skews affluent, with a median household income of $135,315 (79% above the average Texas ZIP), while per-capita income is $62,353. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.6% and unemployment is 2.7%. Housing is both higher-cost and owner-heavy: median home value is $620,300 (151% above the average Texas ZIP), while 87.5% of occupied homes are owner-occupied and median rent is $1,670.
This is a highly-educated ZIP: 54.3% of adults hold a bachelor's degree or higher, the median age is 43.7, and the average commute is 32 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Comal County, so 78132 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78132
Top 5 sectors by establishment count in New Braunfels, TX
Which industries have the most business establishments in ZIP 78132.
- Construction
Construction
142 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
115 establishments
- Health care and social assistance
Health care and social assistance
85 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
73 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78132, New Braunfels, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,139
Population
480.9
Area (sq mi)
40
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78132?
43.7
Median Age
48.9%
Male
51.1%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$135,315
Median Household Income
+79% vs state ZIP avg
$62,353
Per Capita Income
4.6%
Poverty Rate
2.7%
Unemployment Rate
31.5 min
Mean Commute Time
How ZIP 78132 ranks among Texas ZIPs
New Braunfels, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$135,315 Top 4% higher than 96% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,431housing units
15,431
Total Housing Units
14,736
Occupied Units
695
Vacant Units
2.78
Avg Household Size
Occupancy Type
$620,300
Median Home Value
+151% vs state ZIP avg
$1,670
Median Rent
2011
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.0%
YoY Change (2024)
312
HPI Index (2000 = 100)
+212%
Total Change Since 2000
Home values in ZIP 78132 have decreased 4.0% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 212 |
| 2021 | +11.7% | 237 |
| 2022 | +25.9% | 298 |
| 2023 | +9.0% | 325 |
| 2024 | -4.0% | 312 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 925 business establishments in ZIP 78132, employing approximately 11,357 people with a combined annual payroll of $631,792,000.
925
Businesses
11,357
Employees
$631.8M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 142 | 15.3% |
| Professional, scientific, and technical services | 115 | 12.4% |
| Health care and social assistance | 85 | 9.2% |
| Other services (except public administration) | 81 | 8.8% |
| Real estate and rental and leasing | 73 | 7.9% |
| Administrative and support and waste management and remediation services | 72 | 7.8% |
| Finance and insurance | 56 | 6.0% |
| Retail trade | 55 | 6.0% |
| Accommodation and food services | 54 | 5.8% |
| Wholesale trade | 46 | 5.0% |
| Transportation and warehousing | 35 | 3.8% |
| Manufacturing | 29 | 3.1% |
| Arts, entertainment, and recreation | 21 | 2.3% |
| Information | 19 | 2.0% |
| Mining, quarrying, and oil and gas extraction | 18 | 1.9% |
| Educational services | 15 | 1.6% |
| Management of companies and enterprises | 7 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78132 vs 78133 →
ZIP 78132 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78130
New Braunfels (78130)
59,546 residents
- 78132 19,139
New Braunfels (78132)
19,139 residents
- 78133 16,269
Canyon Lake (78133)
16,269 residents
- 78266 5,591
San Antonio (78266)
5,591 residents
What this shows Among its immediate neighbors, ZIP 78132 ranks #2 by population - useful context the national average alone can't give.
ZIP 78132 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78266
San Antonio (78266)
$146,792 median income
- 78132
New Braunfels (78132)
$135,315 median income
- 78133
Canyon Lake (78133)
$83,853 median income
- 78130
New Braunfels (78130)
$83,064 median income
What this shows By household income, ZIP 78132 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78132, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,139 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Comal County
Related Areas
Frequently Asked Questions
What county is ZIP code 78132 in?
ZIP code 78132 (New Braunfels) is located in Comal County, Texas. Comal County contains multiple ZIP codes, see the full list at /counties/comal-tx.
What is the population of ZIP code 78132?
ZIP code 78132 in New Braunfels, TX has a population of 19,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78132?
The median household income in ZIP 78132 is $135,315, which is 77% above the national average of $76,288.
What is the average home value in ZIP 78132?
The median home value in ZIP 78132 is $620,300, which is 123% above the national average of $278,155.
What is the demographic makeup of ZIP 78132?
The largest racial group in ZIP 78132 is White at 75.2%. Hispanic or Latino residents make up 20.4% of the population.
How many businesses are in ZIP code 78132?
ZIP code 78132 has 925 business establishments employing approximately 11,357 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78132?
The top industries by establishment count in ZIP 78132 are: Construction (142), Professional, scientific, and technical services (115), Health care and social assistance (85). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 78132?
According to the FHFA House Price Index, home values in ZIP 78132 decreased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78132?
In ZIP code 78132, 71.1% of residents aged 25+ have a high school diploma or higher, and 54.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78132?
The mean commute time for workers in ZIP code 78132 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78132?
In ZIP code 78132, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78132?
The poverty rate in ZIP code 78132 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78132's numbers, next.
- See how ZIP 78132 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where New Braunfels, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.