Schertz, TX · standard
ZIP Code 78154
Guadalupe County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,347
- 356/sq mi High-density area
- $100,572
- Median income Above-median income area
- $318,700
- Median home value Above-median home value
- 39.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Schertz pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 356
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78154 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 78154 (Schertz, TX) rose +3.9% from 2023 to 2024. The all-transactions index moved from 269.3 in 2023 to 279.7 in 2024 (2000 = 100).
ZIP code 78154 is a densely settled ZIP (a standard USPS delivery area) in Schertz, Guadalupe County, Texas, with 30,347 residents across 85.1 square miles, a density of 356 people per square mile, in the Chicago time zone.
ZIP 78154 lands in the middle-income range, with a median household income of $100,572 (33% above the average Texas ZIP), while per-capita income is $45,017. The poverty rate is 6.3%, with unemployment at 5.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $318,700 (29% above the average Texas ZIP), while 72.4% of occupied homes are owner-occupied and median rent is $1,671.
A solid share of residents have a four-year degree: 39.2% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Guadalupe County, so 78154 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78154
Top 5 sectors by establishment count in Schertz, TX
Which industries have the most business establishments in ZIP 78154.
- Retail trade
Retail trade
140 establishments
- Accommodation and food services
Accommodation and food services
119 establishments
- Health care and social assistance
Health care and social assistance
117 establishments
- Construction
Construction
112 establishments
- Other services (except public administration)
Other services (except public administration)
92 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78154, Schertz, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,347
Population
85.1
Area (sq mi)
356
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78154?
38.9
Median Age
49.6%
Male
50.4%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,572
Median Household Income
+33% vs state ZIP avg
$45,017
Per Capita Income
6.3%
Poverty Rate
5.8%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 78154 ranks nationally
Schertz, TX household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$100,572 Top 19% higher than 81% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,332housing units
16,332
Total Housing Units
15,558
Occupied Units
774
Vacant Units
2.67
Avg Household Size
Occupancy Type
$318,700
Median Home Value
+29% vs state ZIP avg
$1,671
Median Rent
2003
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.9%
YoY Change (2024)
280
HPI Index (2000 = 100)
+180%
Total Change Since 2000
Home values in ZIP 78154 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 192 |
| 2021 | +13.2% | 217 |
| 2022 | +19.4% | 259 |
| 2023 | +3.8% | 269 |
| 2024 | +3.9% | 280 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,056 business establishments in ZIP 78154, employing approximately 23,361 people with a combined annual payroll of $1,154,604,000.
1,056
Businesses
23,361
Employees
$1.2B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 140 | 13.3% |
| Accommodation and food services | 119 | 11.3% |
| Health care and social assistance | 117 | 11.1% |
| Construction | 112 | 10.6% |
| Other services (except public administration) | 92 | 8.7% |
| Professional, scientific, and technical services | 76 | 7.2% |
| Wholesale trade | 75 | 7.1% |
| Real estate and rental and leasing | 72 | 6.8% |
| Finance and insurance | 53 | 5.0% |
| Administrative and support and waste management and remediation services | 52 | 4.9% |
| Manufacturing | 45 | 4.3% |
| Transportation and warehousing | 41 | 3.9% |
| Information | 18 | 1.7% |
| Educational services | 17 | 1.6% |
| Arts, entertainment, and recreation | 16 | 1.5% |
| Management of companies and enterprises | 5 | 0.5% |
| Mining, quarrying, and oil and gas extraction | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78154 vs 78150 →
ZIP 78154 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78233
San Antonio (78233)
43,710 residents
- 78109
Converse (78109)
34,603 residents
- 78244
San Antonio (78244)
30,757 residents
- 78154
Schertz (78154)
30,347 residents
- 78239
San Antonio (78239)
28,736 residents
- 78108
Cibolo (78108)
27,770 residents
- 78148
Universal City (78148)
20,139 residents
- 78124 5,609
Marion (78124)
5,609 residents
- 78266 5,591
San Antonio (78266)
5,591 residents
What this shows Among its immediate neighbors, ZIP 78154 ranks #4 by population - useful context the national average alone can't give.
ZIP 78154 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78266
San Antonio (78266)
$146,792 median income
- 78152
Saint Hedwig (78152)
$123,981 median income
- 78108
Cibolo (78108)
$113,004 median income
- 78154
Schertz (78154)
$100,572 median income
- 78109
Converse (78109)
$91,320 median income
- 78233
San Antonio (78233)
$76,421 median income
- 78148
Universal City (78148)
$74,783 median income
- 78124
Marion (78124)
$74,192 median income
- 78244
San Antonio (78244)
$71,128 median income
What this shows By household income, ZIP 78154 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 78150 | Jbsa Randolph, TX | 11 | 1.3 mi |
| 78148 | Universal City, TX | 20,139 | 1.8 mi |
| 78108 | Cibolo, TX | 27,770 | 3.5 mi |
| 78109 | Converse, TX | 34,603 | 4.3 mi |
| 78233 | San Antonio, TX | 43,710 | 5.8 mi |
| 78239 | San Antonio, TX | 28,736 | 6.2 mi |
| 78124 | Marion, TX | 5,609 | 7.2 mi |
| 78244 | San Antonio, TX | 30,757 | 7.1 mi |
| 78152 | Saint Hedwig, TX | 2,294 | 8.5 mi |
| 78266 | San Antonio, TX | 5,591 | 8.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78154, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,347 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Guadalupe County
Related Areas
Frequently Asked Questions
What county is ZIP code 78154 in?
ZIP code 78154 (Schertz) is located in Guadalupe County, Texas. Guadalupe County contains multiple ZIP codes, see the full list at /counties/guadalupe-tx.
What is the population of ZIP code 78154?
ZIP code 78154 in Schertz, TX has a population of 30,347 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78154?
The median household income in ZIP 78154 is $100,572, which is 32% above the national average of $76,288.
What is the average home value in ZIP 78154?
The median home value in ZIP 78154 is $318,700, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 78154?
The largest racial group in ZIP 78154 is White at 51.5%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 78154?
ZIP code 78154 has 1,056 business establishments employing approximately 23,361 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78154?
The top industries by establishment count in ZIP 78154 are: Retail trade (140), Accommodation and food services (119), Health care and social assistance (117). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 78154?
According to the FHFA House Price Index, home values in ZIP 78154 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78154?
In ZIP code 78154, 61.3% of residents aged 25+ have a high school diploma or higher, and 39.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78154?
The mean commute time for workers in ZIP code 78154 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78154?
In ZIP code 78154, approximately 72.4% of occupied housing units are owner-occupied and 27.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78154?
The poverty rate in ZIP code 78154 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78154's numbers, next.
- See how ZIP 78154 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Schertz, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.