Residential delivery area · Texas
ZIP Code 78154: Schertz, TX
ZIP code 78154 is in Schertz, Texas, mostly in Bexar County (56% of its land), reaching into Guadalupe County and Comal County (Census 2020 ZIP-county file). About 42,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $100,572 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Schertz (70%) and Selma (15%), and 2% in smaller places; 13% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Schertz · its only residential ZIP
- County
- Bexar County (56%); Guadalupe County (32%); Comal County (12%)
- Census places
- Schertz (70%); Selma (15%)
- Metro area
- San Antonio-New Braunfels, TX
- House districts
- TX-28 (57%), TX-35 (39%), TX-21 (4%) 119th Congress, by share of land
- State
- Texas
- Time zone
- Central
- Land area
- 32.9 sq mi · 1,275 people per sq mi
Where is ZIP code 78154?
78154 centers on 29.547°, -98.263° and covers 32.9 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 78148, 78108, 78109, 78233, 78124, 78266, 78132.
The map draws ZIP code areas only. For the streets inside 78154, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 78154 compare with the rest of Bexar County?
| Measure | 78154 | In Bexar County | In TX |
|---|---|---|---|
| People (ACS 2020-2024) | 41,907 | 21st of 78 | 214th of 1,990 |
| Median household income | $101k | 17th of 65 | 237th of 1,172 |
| Median home value | $319k | 24th of 67 | 349th of 1,172 |
Its median household income is higher than in 81% of U.S. residential ZIP codes, and it is denser than 80% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 78154?
The 2020 Census counted 41,533 people in 78154; the ACS, which samples households over 2020-2024, estimates 41,907. Between the 2010 and 2020 censuses its population grew 36.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 41,907
- 2020 Census count
- 41,533+36.9% since 2010 (30,347)
- Households
- 15,558
- Median age
- 38.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 78154?
Of the 41,907 people the ACS estimates in 78154, 22.2% are under 18 and 13.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (44.0%), then Hispanic or Latino (33.2%).
- Under 1822.2%
- 18 to 6464.7%
- 65 and older13.1%
- White, not Hispanic44.0%
- Hispanic or Latino33.2%
- Black, not Hispanic15.3%
- Other or two or more5.5%
- Asian, not Hispanic1.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 78154 earn?
Median household income is $100,572 (ACS 2020-2024), the 17th highest of the 65 ranked ZIP codes in Bexar County. It is not measurably different from 2015-2019 ($99,027 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $100,572
- Income per person
- $45,017
- Below the poverty line
- 6.3%
- Unemployed (of the labor force)
- 6.0%
- Adults 25+ with a bachelor's degree
- 39.2%
- Adjusted gross income per tax return, 2022
- $79,70420,240 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 78154?
FHFA's house price index for 78154, built from repeat sales and appraisals of the same homes, rose 83% from 2015 to 2025 and rose 41% from 2020 to 2025, and moved −1.5% in 2025.
- Median home value (owners' estimate)
- $318,700
- Median gross rent
- $1,671
- Homes owned by their occupants
- 72.4%
- Housing units
- 16,332
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 78154?
1,056 business establishments had a location in this ZIP code in 2023, 183 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade140
- Accommodation and food services119
- Health care and social assistance117
- Construction112
- Other services (except public administration)92
- Professional, scientific, and technical services76
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 78154?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 78148 | Universal City | 22,187 | $75k | 2.1 mi |
| 78108 | Cibolo | 49,784 | $113k | 3.1 mi |
| 78109 | Converse | 63,067 | $91k | 5.1 mi |
| 78233 | San Antonio | 48,911 | $76k | 6.1 mi |
| 78124 | Marion | 6,157 | $74k | 7.0 mi |
| 78266 | San Antonio | 7,338 | $147k | 8.5 mi |
| 78132 | New Braunfels | 40,953 | $135k | 15.2 mi |
| 78150 | Jbsa Randolph | 0 | – | 1.3 mi (near) |
| 78239 | San Antonio | 28,609 | $70k | 6.3 mi (near) |
| 78244 | San Antonio | 38,092 | $71k | 7.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.