PlainZIP

Schertz, TX · standard

ZIP Code 78154

Guadalupe County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,347
356/sq mi
$100,572
Median income
$318,700
Median home value
39.2%
Bachelor's or higher

The verdict

Schertz pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 31%
home value, US ZIPs
356
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78154 against every reporting US ZIP.

ZIP code 78154 is a densely settled ZIP (a standard USPS delivery area) in Schertz, Guadalupe County, Texas, with 30,347 residents across 85.1 square miles, a density of 356 people per square mile, in the Chicago time zone.

ZIP 78154 lands in the middle-income range, with a median household income of $100,572 (33% above the Texas average), while per-capita income is $45,017. 6.3% of residents live below the poverty line, and the unemployment rate reads 5.8%. Housing costs here run $318,700 for a typical home value (29% above the state average), with rent averaging $1,671 a month; 72.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 39.2% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Guadalupe County, so you can benchmark 78154 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78154

Top 5 sectors by establishment count in Schertz, TX

Which industries have the most business establishments in ZIP 78154.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78154, Schertz, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,347

Population

85.1

Area (sq mi)

356

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78154?

38.9

Median Age

49.6%

Male

50.4%

Female

7.3%

Foreign-Born

White 51.5%
African American 16.6%
Asian 2.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 23.4%
Hispanic or Latino 33.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,572

Median Household Income

+33% vs state

$45,017

Per Capita Income

6.3%

Poverty Rate

5.8%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 78154 ranks nationally

Schertz, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,572 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.3%
Bachelor's Degree or Higher 39.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,332

Total Housing Units

15,558

Occupied Units

774

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 72.4%
Renter 27.6%

$318,700

Median Home Value

+29% vs state

$1,671

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

280

HPI Index (2000 = 100)

+180%

Total Change Since 2000

Home values in ZIP 78154 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 192
2021 +13.2% 217
2022 +19.4% 259
2023 +3.8% 269
2024 +3.9% 280

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,056 business establishments in ZIP 78154, employing approximately 23,361 people with a combined annual payroll of $1,154,604,000.

1,056

Businesses

23,361

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 140 13.3%
Accommodation and food services 119 11.3%
Health care and social assistance 117 11.1%
Construction 112 10.6%
Other services (except public administration) 92 8.7%
Professional, scientific, and technical services 76 7.2%
Wholesale trade 75 7.1%
Real estate and rental and leasing 72 6.8%
Finance and insurance 53 5.0%
Administrative and support and waste management and remediation services 52 4.9%
Manufacturing 45 4.3%
Transportation and warehousing 41 3.9%
Information 18 1.7%
Educational services 17 1.6%
Arts, entertainment, and recreation 16 1.5%
Management of companies and enterprises 5 0.5%
Mining, quarrying, and oil and gas extraction 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78154 vs 78150 →

ZIP 78154 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78154 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78154 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78154 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78150 Jbsa Randolph, TX 11 1.3 mi
78148 Universal City, TX 20,139 1.8 mi
78108 Cibolo, TX 27,770 3.5 mi
78109 Converse, TX 34,603 4.3 mi
78233 San Antonio, TX 43,710 5.8 mi
78239 San Antonio, TX 28,736 6.2 mi
78124 Marion, TX 5,609 7.2 mi
78244 San Antonio, TX 30,757 7.1 mi
78152 Saint Hedwig, TX 2,294 8.5 mi
78266 San Antonio, TX 5,591 8.4 mi

More ZIP Codes in Guadalupe County

78666 standard
San Marcos, TX
Pop: 63,836
78155 standard
Seguin, TX
Pop: 45,341
78108 standard
Cibolo, TX
Pop: 27,770
78124 standard
Marion, TX
Pop: 5,609
78123 standard
Mc Queeney, TX
Pop: 2,397
78638 standard
Kingsbury, TX
Pop: 2,005

Related Areas

Guadalupe County Schertz, TX Texas

Frequently Asked Questions

What county is ZIP code 78154 in? ▼
ZIP code 78154 (Schertz) is located in Guadalupe County, Texas. Guadalupe County contains multiple ZIP codes, see the full list at /counties/guadalupe-tx.
What is the population of ZIP code 78154? ▼
ZIP code 78154 in Schertz, TX has a population of 30,347 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78154? ▼
The median household income in ZIP 78154 is $100,572, which is 32% above the national average of $76,288.
What is the average home value in ZIP 78154? ▼
The median home value in ZIP 78154 is $318,700, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 78154? ▼
The largest racial group in ZIP 78154 is White at 51.5%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 78154? ▼
ZIP code 78154 has 1,056 business establishments employing approximately 23,361 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78154? ▼
The top industries by establishment count in ZIP 78154 are: Retail trade (140), Accommodation and food services (119), Health care and social assistance (117). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 78154? ▼
According to the FHFA House Price Index, home values in ZIP 78154 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78154? ▼
In ZIP code 78154, 61.3% of residents aged 25+ have a high school diploma or higher, and 39.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78154? ▼
The mean commute time for workers in ZIP code 78154 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78154? ▼
In ZIP code 78154, approximately 72.4% of occupied housing units are owner-occupied and 27.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78154? ▼
The poverty rate in ZIP code 78154 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.