Universal City, TX · standard
ZIP Code 78148
Bexar County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,139
- 825/sq mi High-density area
- $74,783
- Median income Near-median income area
- $267,000
- Median home value Near-median home value
- 33.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Universal City pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.
- Top 45%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 825
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78148 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 78148 (Universal City, TX) fell -4.5% from 2023 to 2024. The all-transactions index moved from 284.4 in 2023 to 271.7 in 2024 (2000 = 100).
ZIP code 78148 is a densely settled ZIP (a standard USPS delivery area) in Universal City, Bexar County, Texas, with 20,139 residents across 24.4 square miles, a density of 825 people per square mile, in the Chicago time zone.
ZIP 78148 lands in the middle-income range, with a median household income of $74,783 (1% below the average Texas ZIP), while per-capita income is $39,417. The poverty rate is 8.3%, with unemployment at 4.8%; those measures add context to the income figure. Median home value is $267,000 (8% above the average Texas ZIP) and median rent is $1,356; 52.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.3% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bexar County, so 78148 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78148
Top 5 sectors by establishment count in Universal City, TX
Which industries have the most business establishments in ZIP 78148.
- Other services (except public administration)
Other services (except public administration)
68 establishments
- Accommodation and food services
Accommodation and food services
57 establishments
- Retail trade
Retail trade
51 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78148, Universal City, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,139
Population
24.4
Area (sq mi)
825
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78148?
35.3
Median Age
50.3%
Male
49.7%
Female
10.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,783
Median Household Income
-1% vs state ZIP avg
$39,417
Per Capita Income
8.3%
Poverty Rate
4.8%
Unemployment Rate
25.0 min
Mean Commute Time
How ZIP 78148 ranks among Texas ZIPs
Universal City, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,783 Top 41% higher than 59% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,041housing units
9,041
Total Housing Units
8,767
Occupied Units
274
Vacant Units
2.51
Avg Household Size
Occupancy Type
$267,000
Median Home Value
+8% vs state ZIP avg
$1,356
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.5%
YoY Change (2024)
272
HPI Index (2000 = 100)
+172%
Total Change Since 2000
Home values in ZIP 78148 have decreased 4.5% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 208 |
| 2021 | +13.5% | 236 |
| 2022 | +17.0% | 276 |
| 2023 | +3.1% | 284 |
| 2024 | -4.5% | 272 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 391 business establishments in ZIP 78148, employing approximately 5,565 people with a combined annual payroll of $217,532,000.
391
Businesses
5,565
Employees
$217.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 68 | 17.4% |
| Accommodation and food services | 57 | 14.6% |
| Retail trade | 51 | 13.0% |
| Health care and social assistance | 40 | 10.2% |
| Professional, scientific, and technical services | 36 | 9.2% |
| Construction | 33 | 8.4% |
| Finance and insurance | 28 | 7.2% |
| Real estate and rental and leasing | 19 | 4.9% |
| Administrative and support and waste management and remediation services | 18 | 4.6% |
| Wholesale trade | 9 | 2.3% |
| Arts, entertainment, and recreation | 9 | 2.3% |
| Manufacturing | 7 | 1.8% |
| Transportation and warehousing | 6 | 1.5% |
| Information | 5 | 1.3% |
| Educational services | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78148 vs 78150 →
ZIP 78148 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78247
San Antonio (78247)
49,176 residents
- 78233
San Antonio (78233)
43,710 residents
- 78109
Converse (78109)
34,603 residents
- 78217
San Antonio (78217)
32,165 residents
- 78244
San Antonio (78244)
30,757 residents
- 78154
Schertz (78154)
30,347 residents
- 78239
San Antonio (78239)
28,736 residents
- 78108
Cibolo (78108)
27,770 residents
- 78148
Universal City (78148)
20,139 residents
What this shows Among its immediate neighbors, ZIP 78148 ranks #9 by population - useful context the national average alone can't give.
ZIP 78148 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78266
San Antonio (78266)
$146,792 median income
- 78108
Cibolo (78108)
$113,004 median income
- 78154
Schertz (78154)
$100,572 median income
- 78109
Converse (78109)
$91,320 median income
- 78247
San Antonio (78247)
$91,013 median income
- 78233
San Antonio (78233)
$76,421 median income
- 78148
Universal City (78148)
$74,783 median income
- 78244
San Antonio (78244)
$71,128 median income
- 78239
San Antonio (78239)
$70,098 median income
What this shows By household income, ZIP 78148 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 78150 | Jbsa Randolph, TX | 11 | 1.3 mi |
| 78154 | Schertz, TX | 30,347 | 1.8 mi |
| 78109 | Converse, TX | 34,603 | 3.9 mi |
| 78233 | San Antonio, TX | 43,710 | 4.1 mi |
| 78239 | San Antonio, TX | 28,736 | 4.4 mi |
| 78108 | Cibolo, TX | 27,770 | 5.1 mi |
| 78244 | San Antonio, TX | 30,757 | 5.8 mi |
| 78217 | San Antonio, TX | 32,165 | 7.5 mi |
| 78266 | San Antonio, TX | 5,591 | 7.9 mi |
| 78247 | San Antonio, TX | 49,176 | 7.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78148, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,139 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bexar County
Related Areas
Frequently Asked Questions
What county is ZIP code 78148 in?
ZIP code 78148 (Universal City) is located in Bexar County, Texas. Bexar County contains multiple ZIP codes, see the full list at /counties/bexar-tx.
What is the population of ZIP code 78148?
ZIP code 78148 in Universal City, TX has a population of 20,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78148?
The median household income in ZIP 78148 is $74,783, which is 2% below the national average of $76,288.
What is the average home value in ZIP 78148?
The median home value in ZIP 78148 is $267,000, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 78148?
The largest racial group in ZIP 78148 is White at 53.5%. Hispanic or Latino residents make up 40.4% of the population.
How many businesses are in ZIP code 78148?
ZIP code 78148 has 391 business establishments employing approximately 5,565 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78148?
The top industries by establishment count in ZIP 78148 are: Other services (except public administration) (68), Accommodation and food services (57), Retail trade (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78148?
According to the FHFA House Price Index, home values in ZIP 78148 decreased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 172%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78148?
In ZIP code 78148, 60.0% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78148?
The mean commute time for workers in ZIP code 78148 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78148?
In ZIP code 78148, approximately 52.6% of occupied housing units are owner-occupied and 47.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78148?
The poverty rate in ZIP code 78148 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78148's numbers, next.
- See how ZIP 78148 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Universal City, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.