PlainZIP

Universal City, TX · standard

ZIP Code 78148

Bexar County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,139
825/sq mi
$74,783
Median income
$267,000
Median home value
33.3%
Bachelor's or higher

The verdict

Universal City pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 45%
household income, US ZIPs
Top 39%
home value, US ZIPs
825
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78148 against every reporting US ZIP.

ZIP code 78148 is a densely settled ZIP (a standard USPS delivery area) in Universal City, Bexar County, Texas, with 20,139 residents across 24.4 square miles, a density of 825 people per square mile, in the Chicago time zone.

ZIP 78148 lands in the middle-income range, with a median household income of $74,783 (1% below the Texas average), while per-capita income is $39,417. Poverty here runs at 8.3%, with unemployment measured at 4.8%. The typical home here is valued at $267,000 (8% above the state average); renters pay a median of $1,356 monthly, and 52.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.3% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 25 minutes. To put 78148 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Bexar County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78148

Top 5 sectors by establishment count in Universal City, TX

Which industries have the most business establishments in ZIP 78148.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78148, Universal City, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,139

Population

24.4

Area (sq mi)

825

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78148?

35.3

Median Age

50.3%

Male

49.7%

Female

10.3%

Foreign-Born

White 53.5%
African American 8.5%
Asian 5.7%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 24.0%
Hispanic or Latino 40.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,783

Median Household Income

-1% vs state

$39,417

Per Capita Income

8.3%

Poverty Rate

4.8%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 78148 ranks nationally

Universal City, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,783 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.0%
Bachelor's Degree or Higher 33.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,041

Total Housing Units

8,767

Occupied Units

274

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 52.6%
Renter 47.4%

$267,000

Median Home Value

+8% vs state

$1,356

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.5%

YoY Change (2024)

272

HPI Index (2000 = 100)

+172%

Total Change Since 2000

Home values in ZIP 78148 have decreased 4.5% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 208
2021 +13.5% 236
2022 +17.0% 276
2023 +3.1% 284
2024 -4.5% 272

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 391 business establishments in ZIP 78148, employing approximately 5,565 people with a combined annual payroll of $217,532,000.

391

Businesses

5,565

Employees

$217.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 68 17.4%
Accommodation and food services 57 14.6%
Retail trade 51 13.0%
Health care and social assistance 40 10.2%
Professional, scientific, and technical services 36 9.2%
Construction 33 8.4%
Finance and insurance 28 7.2%
Real estate and rental and leasing 19 4.9%
Administrative and support and waste management and remediation services 18 4.6%
Wholesale trade 9 2.3%
Arts, entertainment, and recreation 9 2.3%
Manufacturing 7 1.8%
Transportation and warehousing 6 1.5%
Information 5 1.3%
Educational services 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78148 vs 78150 →

ZIP 78148 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78148 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78148 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78148 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78150 Jbsa Randolph, TX 11 1.3 mi
78154 Schertz, TX 30,347 1.8 mi
78109 Converse, TX 34,603 3.9 mi
78233 San Antonio, TX 43,710 4.1 mi
78239 San Antonio, TX 28,736 4.4 mi
78108 Cibolo, TX 27,770 5.1 mi
78244 San Antonio, TX 30,757 5.8 mi
78217 San Antonio, TX 32,165 7.5 mi
78266 San Antonio, TX 5,591 7.9 mi
78247 San Antonio, TX 49,176 7.3 mi

More ZIP Codes in Bexar County

78228 standard
San Antonio, TX
Pop: 58,811
78245 standard
San Antonio, TX
Pop: 56,511
78207 standard
San Antonio, TX
Pop: 55,514
78250 standard
San Antonio, TX
Pop: 54,903
78240 standard
San Antonio, TX
Pop: 51,111
78223 standard
San Antonio, TX
Pop: 50,637

Related Areas

Bexar County Universal City, TX Texas

Frequently Asked Questions

What county is ZIP code 78148 in? ▼
ZIP code 78148 (Universal City) is located in Bexar County, Texas. Bexar County contains multiple ZIP codes, see the full list at /counties/bexar-tx.
What is the population of ZIP code 78148? ▼
ZIP code 78148 in Universal City, TX has a population of 20,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78148? ▼
The median household income in ZIP 78148 is $74,783, which is 2% below the national average of $76,288.
What is the average home value in ZIP 78148? ▼
The median home value in ZIP 78148 is $267,000, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 78148? ▼
The largest racial group in ZIP 78148 is White at 53.5%. Hispanic or Latino residents make up 40.4% of the population.
How many businesses are in ZIP code 78148? ▼
ZIP code 78148 has 391 business establishments employing approximately 5,565 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78148? ▼
The top industries by establishment count in ZIP 78148 are: Other services (except public administration) (68), Accommodation and food services (57), Retail trade (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78148? ▼
According to the FHFA House Price Index, home values in ZIP 78148 decreased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 172%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78148? ▼
In ZIP code 78148, 60.0% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78148? ▼
The mean commute time for workers in ZIP code 78148 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78148? ▼
In ZIP code 78148, approximately 52.6% of occupied housing units are owner-occupied and 47.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78148? ▼
The poverty rate in ZIP code 78148 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.