Bulverde, TX · standard

ZIP Code 78163

Comal County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,838
49/sq mi
$140,594
Median income
$435,600
Median home value
47.2%
Bachelor's or higher

The verdict

Bulverde pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 17%
home value, US ZIPs
49
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78163 against every reporting US ZIP.

ZIP code 78163 is a mid-sized community (a standard USPS delivery area) in Bulverde, Comal County, Texas, home to 9,838 residents across 200.0 square miles, a density of 49 people per square mile, in the Chicago time zone.

ZIP 78163 skews affluent, with a median household income of $140,594 (86% above the Texas average), while per-capita income is $55,519. Poverty here runs at 3.8%, with unemployment measured at 2.8%. The typical home here is valued at $435,600 (76% above the state average); renters pay a median of $1,951 monthly, and 94.9% of units are owner-occupied.

A solid share of residents have a four-year degree: 47.2% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is 33 minutes. To put 78163 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Comal County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78163

Top 5 sectors by establishment count in Bulverde, TX

Which industries have the most business establishments in ZIP 78163.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78163, Bulverde, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,838

Population

200.0

Area (sq mi)

49

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78163?

40.9

Median Age

50.8%

Male

49.2%

Female

9.5%

Foreign-Born

White 68.3%
African American 3.2%
Asian 3.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.6%
Hispanic or Latino 29.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$140,594

Median Household Income

+86% vs state

$55,519

Per Capita Income

3.8%

Poverty Rate

2.8%

Unemployment Rate

33.1 min

Mean Commute Time

How ZIP 78163 ranks nationally

Bulverde, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$140,594 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.1%
Bachelor's Degree or Higher 47.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,256

Total Housing Units

6,661

Occupied Units

595

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 94.9%
Renter 5.1%

$435,600

Median Home Value

+76% vs state

$1,951

Median Rent

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.4%

YoY Change (2024)

304

HPI Index (2000 = 100)

+204%

Total Change Since 2000

Home values in ZIP 78163 have decreased 4.4% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 207
2021 +15.7% 240
2022 +23.1% 295
2023 +7.6% 318
2024 -4.4% 304

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 411 business establishments in ZIP 78163, employing approximately 3,476 people with a combined annual payroll of $168,875,000.

411

Businesses

3,476

Employees

$168.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 76 18.5%
Professional, scientific, and technical services 53 12.9%
Other services (except public administration) 40 9.7%
Health care and social assistance 39 9.5%
Administrative and support and waste management and remediation services 33 8.0%
Retail trade 32 7.8%
Real estate and rental and leasing 29 7.1%
Accommodation and food services 28 6.8%
Finance and insurance 26 6.3%
Wholesale trade 15 3.6%
Educational services 11 2.7%
Transportation and warehousing 10 2.4%
Information 7 1.7%
Manufacturing 6 1.5%
Arts, entertainment, and recreation 6 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78163 vs 78260 →

ZIP 78163 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78163 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78163 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78163 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78260 San Antonio, TX 24,844 5.2 mi
78261 San Antonio, TX 13,513 6.1 mi
78259 San Antonio, TX 22,660 9.8 mi
78258 San Antonio, TX 40,586 9.5 mi
78070 Spring Branch, TX 14,618 9.5 mi
78257 San Antonio, TX 3,950 10.6 mi
78004 Bergheim, TX 1,183 11.1 mi
78266 San Antonio, TX 5,591 10.8 mi

More ZIP Codes in Comal County

Frequently Asked Questions

What county is ZIP code 78163 in?
ZIP code 78163 (Bulverde) is located in Comal County, Texas. Comal County contains multiple ZIP codes, see the full list at /counties/comal-tx.
What is the population of ZIP code 78163?
ZIP code 78163 in Bulverde, TX has a population of 9,838 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78163?
The median household income in ZIP 78163 is $140,594, which is 84% above the national average of $76,288.
What is the average home value in ZIP 78163?
The median home value in ZIP 78163 is $435,600, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 78163?
The largest racial group in ZIP 78163 is White at 68.3%. Hispanic or Latino residents make up 29.4% of the population.
How many businesses are in ZIP code 78163?
ZIP code 78163 has 411 business establishments employing approximately 3,476 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78163?
The top industries by establishment count in ZIP 78163 are: Construction (76), Professional, scientific, and technical services (53), Other services (except public administration) (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78163?
According to the FHFA House Price Index, home values in ZIP 78163 decreased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78163?
In ZIP code 78163, 66.1% of residents aged 25+ have a high school diploma or higher, and 47.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78163?
The mean commute time for workers in ZIP code 78163 is 33.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78163?
In ZIP code 78163, approximately 94.9% of occupied housing units are owner-occupied and 5.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78163?
The poverty rate in ZIP code 78163 is 3.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.