Bulverde, TX · standard
ZIP Code 78163
Comal County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,838
- 49/sq mi Moderate-density area
- $140,594
- Median income Above-median income area
- $435,600
- Median home value Above-median home value
- 47.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bulverde pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 5%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 49
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78163 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 78163 (Bulverde, TX) fell -4.4% from 2023 to 2024. The all-transactions index moved from 317.9 in 2023 to 303.8 in 2024 (2000 = 100).
ZIP code 78163 is a mid-sized community (a standard USPS delivery area) in Bulverde, Comal County, Texas, home to 9,838 residents across 200.0 square miles, a density of 49 people per square mile, in the Chicago time zone.
ZIP 78163 skews affluent, with a median household income of $140,594 (86% above the average Texas ZIP), while per-capita income is $55,519. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.8% and unemployment is 2.8%. Housing is both higher-cost and owner-heavy: median home value is $435,600 (76% above the average Texas ZIP), while 94.9% of occupied homes are owner-occupied and median rent is $1,951.
A solid share of residents have a four-year degree: 47.2% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is 33 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Comal County, so 78163 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78163
Top 5 sectors by establishment count in Bulverde, TX
Which industries have the most business establishments in ZIP 78163.
- Construction
Construction
76 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
53 establishments
- Other services (except public administration)
Other services (except public administration)
40 establishments
- Health care and social assistance
Health care and social assistance
39 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78163, Bulverde, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,838
Population
200.0
Area (sq mi)
49
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78163?
40.9
Median Age
50.8%
Male
49.2%
Female
9.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$140,594
Median Household Income
+86% vs state ZIP avg
$55,519
Per Capita Income
3.8%
Poverty Rate
2.8%
Unemployment Rate
33.1 min
Mean Commute Time
How ZIP 78163 ranks among Texas ZIPs
Bulverde, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$140,594 Top 4% higher than 96% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,256housing units
7,256
Total Housing Units
6,661
Occupied Units
595
Vacant Units
2.87
Avg Household Size
Occupancy Type
$435,600
Median Home Value
+76% vs state ZIP avg
$1,951
Median Rent
2006
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.4%
YoY Change (2024)
304
HPI Index (2000 = 100)
+204%
Total Change Since 2000
Home values in ZIP 78163 have decreased 4.4% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 207 |
| 2021 | +15.7% | 240 |
| 2022 | +23.1% | 295 |
| 2023 | +7.6% | 318 |
| 2024 | -4.4% | 304 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 411 business establishments in ZIP 78163, employing approximately 3,476 people with a combined annual payroll of $168,875,000.
411
Businesses
3,476
Employees
$168.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 76 | 18.5% |
| Professional, scientific, and technical services | 53 | 12.9% |
| Other services (except public administration) | 40 | 9.7% |
| Health care and social assistance | 39 | 9.5% |
| Administrative and support and waste management and remediation services | 33 | 8.0% |
| Retail trade | 32 | 7.8% |
| Real estate and rental and leasing | 29 | 7.1% |
| Accommodation and food services | 28 | 6.8% |
| Finance and insurance | 26 | 6.3% |
| Wholesale trade | 15 | 3.6% |
| Educational services | 11 | 2.7% |
| Transportation and warehousing | 10 | 2.4% |
| Information | 7 | 1.7% |
| Manufacturing | 6 | 1.5% |
| Arts, entertainment, and recreation | 6 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78163 vs 78260 →
ZIP 78163 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78258
San Antonio (78258)
40,586 residents
- 78260
San Antonio (78260)
24,844 residents
- 78259
San Antonio (78259)
22,660 residents
- 78070 14,618
Spring Branch (78070)
14,618 residents
- 78261 13,513
San Antonio (78261)
13,513 residents
- 78163 9,838
Bulverde (78163)
9,838 residents
- 78266 5,591
San Antonio (78266)
5,591 residents
- 78257 3,950
San Antonio (78257)
3,950 residents
- 78004 1,183
Bergheim (78004)
1,183 residents
What this shows Among its immediate neighbors, ZIP 78163 ranks #6 by population - useful context the national average alone can't give.
ZIP 78163 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78004
Bergheim (78004)
$165,353 median income
- 78260
San Antonio (78260)
$154,590 median income
- 78261
San Antonio (78261)
$147,727 median income
- 78266
San Antonio (78266)
$146,792 median income
- 78163
Bulverde (78163)
$140,594 median income
- 78258
San Antonio (78258)
$117,835 median income
- 78070
Spring Branch (78070)
$115,175 median income
- 78259
San Antonio (78259)
$114,156 median income
- 78257
San Antonio (78257)
$81,301 median income
What this shows By household income, ZIP 78163 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 78260 | San Antonio, TX | 24,844 | 5.2 mi |
| 78261 | San Antonio, TX | 13,513 | 6.1 mi |
| 78259 | San Antonio, TX | 22,660 | 9.8 mi |
| 78258 | San Antonio, TX | 40,586 | 9.5 mi |
| 78070 | Spring Branch, TX | 14,618 | 9.5 mi |
| 78257 | San Antonio, TX | 3,950 | 10.6 mi |
| 78004 | Bergheim, TX | 1,183 | 11.1 mi |
| 78266 | San Antonio, TX | 5,591 | 10.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78163, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,838 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Comal County
Related Areas
Frequently Asked Questions
What county is ZIP code 78163 in?
ZIP code 78163 (Bulverde) is located in Comal County, Texas. Comal County contains multiple ZIP codes, see the full list at /counties/comal-tx.
What is the population of ZIP code 78163?
ZIP code 78163 in Bulverde, TX has a population of 9,838 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78163?
The median household income in ZIP 78163 is $140,594, which is 84% above the national average of $76,288.
What is the average home value in ZIP 78163?
The median home value in ZIP 78163 is $435,600, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 78163?
The largest racial group in ZIP 78163 is White at 68.3%. Hispanic or Latino residents make up 29.4% of the population.
How many businesses are in ZIP code 78163?
ZIP code 78163 has 411 business establishments employing approximately 3,476 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78163?
The top industries by establishment count in ZIP 78163 are: Construction (76), Professional, scientific, and technical services (53), Other services (except public administration) (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78163?
According to the FHFA House Price Index, home values in ZIP 78163 decreased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78163?
In ZIP code 78163, 66.1% of residents aged 25+ have a high school diploma or higher, and 47.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78163?
The mean commute time for workers in ZIP code 78163 is 33.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78163?
In ZIP code 78163, approximately 94.9% of occupied housing units are owner-occupied and 5.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78163?
The poverty rate in ZIP code 78163 is 3.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78163's numbers, next.
- See how ZIP 78163 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bulverde, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.