ZIP 95127 vs ZIP 95148

This side-by-side compares ZIP 95127 (San Jose, CA) and ZIP 95148 (San Jose, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95127 has a population of 61,325 at 1,822 people per square mile, while ZIP 95148 has 45,528 at 1,865 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95127 reports a median household income of $128,786 against $167,257 in ZIP 95148, with per-capita income of $45,931 vs $57,150. The share of adults holding a bachelor's degree or higher is 28.9% in 95127 and 40.9% in 95148. Poverty rate reads 8.3% vs 6.2%, and unemployment 6.4% vs 4.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,035,800 in 95127 versus $1,279,500 in 95148, with median rent of $2,641 and $3,154 per month respectively. Homeownership rate is 65.3% vs 79.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.