ZIP 95207 vs ZIP 95204

This side-by-side compares ZIP 95207 (Stockton, CA) and ZIP 95204 (Stockton, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95207 has a population of 47,965 at 2,552 people per square mile, while ZIP 95204 has 27,786 at 2,103 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95207 reports a median household income of $69,455 against $75,548 in ZIP 95204, with per-capita income of $34,056 vs $34,307. The share of adults holding a bachelor's degree or higher is 21.2% in 95207 and 20.6% in 95204. Poverty rate reads 18.9% vs 13.7%, and unemployment 9.5% vs 7.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $432,800 in 95207 versus $387,100 in 95204, with median rent of $1,648 and $1,457 per month respectively. Homeownership rate is 41.6% vs 59.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.