ZIP 95240 vs ZIP 95242

This side-by-side compares ZIP 95240 (Lodi, CA) and ZIP 95242 (Lodi, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95240 has a population of 47,172 at 220 people per square mile, while ZIP 95242 has 25,393 at 102 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95240 reports a median household income of $82,137 against $104,721 in ZIP 95242, with per-capita income of $34,054 vs $50,438. The share of adults holding a bachelor's degree or higher is 19.6% in 95240 and 33.6% in 95242. Poverty rate reads 14.4% vs 8.0%, and unemployment 8.8% vs 8.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $472,100 in 95240 versus $567,100 in 95242, with median rent of $1,571 and $1,993 per month respectively. Homeownership rate is 51.0% vs 70.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.