ZIP 95320 vs ZIP 95356

This side-by-side compares ZIP 95320 (Escalon, CA) and ZIP 95356 (Modesto, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95320 has a population of 12,819 at 56 people per square mile, while ZIP 95356 has 30,918 at 525 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95320 reports a median household income of $82,572 against $96,886 in ZIP 95356, with per-capita income of $45,378 vs $50,112. The share of adults holding a bachelor's degree or higher is 17.0% in 95320 and 31.7% in 95356. Poverty rate reads 14.0% vs 7.6%, and unemployment 6.8% vs 5.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $521,900 in 95320 versus $532,600 in 95356, with median rent of $1,658 and $1,877 per month respectively. Homeownership rate is 70.8% vs 67.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.