ZIP 95423 vs ZIP 95422

This side-by-side compares ZIP 95423 (Clearlake Oaks, CA) and ZIP 95422 (Clearlake, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95423 has a population of 3,747 at 14 people per square mile, while ZIP 95422 has 15,585 at 171 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95423 reports a median household income of $41,143 against $42,241 in ZIP 95422, with per-capita income of $48,709 vs $21,643. The share of adults holding a bachelor's degree or higher is 19.2% in 95423 and 8.3% in 95422. Poverty rate reads 21.9% vs 25.0%, and unemployment 12.9% vs 14.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $293,600 in 95423 versus $217,000 in 95422, with median rent of $1,430 and $1,251 per month respectively. Homeownership rate is 72.8% vs 60.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.