Clearlake, CA · standard

ZIP Code 95422

Lake County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,585
171/sq mi
$42,241
Median income
$217,000
Median home value
8.3%
Bachelor's or higher

The verdict

Clearlake pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
48th pct
home value, US ZIPs
171
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95422 against every reporting US ZIP.

ZIP code 95422 is classified by USPS as a standard delivery area and covers roughly 91.2 square miles in Clearlake, Lake County, California. The area is home to 15,585 residents, producing a population density of 171 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95422 against California and the nation.

On the economic side, the median household income for ZIP 95422 sits at $42,241 (58% below the California average), while per-capita income is $21,643. The poverty rate stands at 25.0% and the unemployment rate at 14.9%. On housing, the median home value is $217,000 (72% below the state average) with median rent at $1,251 per month, and 60.3% of occupied units are owner-occupied, a direct signal of whether 95422 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.3% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 95422 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95422

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95422.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95422, Clearlake, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

15,585

Population

91.2

Area (sq mi)

171

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95422?

38.9

Median Age

48.3%

Male

51.7%

Female

12.5%

Foreign-Born

White 57.8%
African American 4.2%
Asian 1.2%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.6%
Hispanic or Latino 33.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$42,241

Median Household Income

-58% vs state

$21,643

Per Capita Income

25.0%

Poverty Rate

14.9%

Unemployment Rate

33.2 min

Mean Commute Time

How ZIP 95422 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$42,241 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 40.9%
Bachelor's Degree or Higher 8.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,173

Total Housing Units

6,283

Occupied Units

1,890

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 60.3%
Renter 39.7%

$217,000

Median Home Value

-72% vs state

$1,251

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.2%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 95422 have decreased 6.2% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.2% 237
2021 +12.6% 266
2022 +15.0% 307
2023 +6.7% 327
2024 -6.2% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 195 business establishments in ZIP 95422, employing approximately 2,218 people with a combined annual payroll of $110,124,000.

195

Businesses

2,218

Employees

$110.1M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 36 18.5%
Accommodation and food services 32 16.4%
Health care and social assistance 26 13.3%
Construction 25 12.8%
Other services (except public administration) 17 8.7%
Real estate and rental and leasing 16 8.2%
Administrative and support and waste management and remediation services 10 5.1%
Professional, scientific, and technical services 9 4.6%
Transportation and warehousing 6 3.1%
Information 5 2.6%
Finance and insurance 5 2.6%
Utilities 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95422 vs 95423 →

ZIP 95422 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95422 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95422 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95422 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95423 Clearlake Oaks, CA 3,747 6.1 mi
95457 Lower Lake, CA 2,893 8.2 mi
95443 Glenhaven, CA 233 8.0 mi
95426 Cobb, CA 2,147 11.5 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 95422 in?
ZIP code 95422 (Clearlake) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95422?
ZIP code 95422 in Clearlake, CA has a population of 15,585 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95422?
The median household income in ZIP 95422 is $42,241, which is 45% below the national average of $76,288.
What is the average home value in ZIP 95422?
The median home value in ZIP 95422 is $217,000, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 95422?
The largest racial group in ZIP 95422 is White at 57.8%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 95422?
ZIP code 95422 has 195 business establishments employing approximately 2,218 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95422?
The top industries by establishment count in ZIP 95422 are: Retail trade (36), Accommodation and food services (32), Health care and social assistance (26). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95422?
According to the FHFA House Price Index, home values in ZIP 95422 decreased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95422?
In ZIP code 95422, 40.9% of residents aged 25+ have a high school diploma or higher, and 8.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95422?
The mean commute time for workers in ZIP code 95422 is 33.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95422?
In ZIP code 95422, approximately 60.3% of occupied housing units are owner-occupied and 39.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95422?
The poverty rate in ZIP code 95422 is 25.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Clearlake, CA

Verify and explore additional data for this area using these official government sources.