Clearlake, CA · standard
ZIP Code 95422
Lake County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,585
- 171/sq mi High-density area
- $42,241
- Median income Below-median income area
- $217,000
- Median home value Near-median home value
- 8.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Clearlake pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 7th pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 171
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95422 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95422 (Clearlake, CA) fell -6.2% from 2023 to 2024. The all-transactions index moved from 326.9 in 2023 to 306.6 in 2024 (2000 = 100).
ZIP code 95422 is a mid-sized community (a standard USPS delivery area) in Clearlake, Lake County, California, home to 15,585 residents across 91.2 square miles, a density of 171 people per square mile, in the Los Angeles time zone.
ZIP 95422 reports a modest median household income of $42,241 (58% below the average California ZIP), while per-capita income is $21,643. Economic pressure is pronounced: 25.0% of residents are below the poverty line and unemployment is 14.9%. Home values sit below the statewide ZIP benchmark: the median is $217,000 (72% below the average California ZIP), and median rent is $1,251; owner occupancy is 60.3%.
Formal educational attainment runs low here: just 8.3% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 33 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Lake County, so 95422 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95422
Top 5 sectors by establishment count in Clearlake, CA
Which industries have the most business establishments in ZIP 95422.
- Retail trade
Retail trade
36 establishments
- Accommodation and food services
Accommodation and food services
32 establishments
- Health care and social assistance
Health care and social assistance
26 establishments
- Construction
Construction
25 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95422, Clearlake, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,585
Population
91.2
Area (sq mi)
171
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95422?
38.9
Median Age
48.3%
Male
51.7%
Female
12.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$42,241
Median Household Income
-58% vs state ZIP avg
$21,643
Per Capita Income
25.0%
Poverty Rate
14.9%
Unemployment Rate
33.2 min
Mean Commute Time
How ZIP 95422 ranks among California ZIPs
Clearlake, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$42,241 3rd percentile higher than 3% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,173housing units
8,173
Total Housing Units
6,283
Occupied Units
1,890
Vacant Units
2.69
Avg Household Size
Occupancy Type
$217,000
Median Home Value
-72% vs state ZIP avg
$1,251
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.2%
YoY Change (2024)
307
HPI Index (2000 = 100)
+207%
Total Change Since 2000
Home values in ZIP 95422 have decreased 6.2% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.2% | 237 |
| 2021 | +12.6% | 266 |
| 2022 | +15.0% | 307 |
| 2023 | +6.7% | 327 |
| 2024 | -6.2% | 307 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 195 business establishments in ZIP 95422, employing approximately 2,218 people with a combined annual payroll of $110,124,000.
195
Businesses
2,218
Employees
$110.1M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 36 | 18.5% |
| Accommodation and food services | 32 | 16.4% |
| Health care and social assistance | 26 | 13.3% |
| Construction | 25 | 12.8% |
| Other services (except public administration) | 17 | 8.7% |
| Real estate and rental and leasing | 16 | 8.2% |
| Administrative and support and waste management and remediation services | 10 | 5.1% |
| Professional, scientific, and technical services | 9 | 4.6% |
| Transportation and warehousing | 6 | 3.1% |
| Information | 5 | 2.6% |
| Finance and insurance | 5 | 2.6% |
| Utilities | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95422 vs 95423 →
ZIP 95422 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95422
Clearlake (95422)
15,585 residents
- 95423 3,747
Clearlake Oaks (95423)
3,747 residents
- 95457 2,893
Lower Lake (95457)
2,893 residents
- 95426 2,147
Cobb (95426)
2,147 residents
- 95443 233
Glenhaven (95443)
233 residents
What this shows Among its immediate neighbors, ZIP 95422 ranks the most populous - useful context the national average alone can't give.
ZIP 95422 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95426
Cobb (95426)
$84,000 median income
- 95457
Lower Lake (95457)
$63,594 median income
- 95422
Clearlake (95422)
$42,241 median income
- 95423
Clearlake Oaks (95423)
$41,143 median income
What this shows By household income, ZIP 95422 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95422, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,585 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 95422 in?
ZIP code 95422 (Clearlake) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95422?
ZIP code 95422 in Clearlake, CA has a population of 15,585 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95422?
The median household income in ZIP 95422 is $42,241, which is 45% below the national average of $76,288.
What is the average home value in ZIP 95422?
The median home value in ZIP 95422 is $217,000, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 95422?
The largest racial group in ZIP 95422 is White at 57.8%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 95422?
ZIP code 95422 has 195 business establishments employing approximately 2,218 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95422?
The top industries by establishment count in ZIP 95422 are: Retail trade (36), Accommodation and food services (32), Health care and social assistance (26). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95422?
According to the FHFA House Price Index, home values in ZIP 95422 decreased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95422?
In ZIP code 95422, 40.9% of residents aged 25+ have a high school diploma or higher, and 8.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95422?
The mean commute time for workers in ZIP code 95422 is 33.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95422?
In ZIP code 95422, approximately 60.3% of occupied housing units are owner-occupied and 39.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95422?
The poverty rate in ZIP code 95422 is 25.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95422's numbers, next.
- See how ZIP 95422 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Clearlake, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.