PlainZIP

Cobb, CA · standard

ZIP Code 95426

Lake County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,147
41/sq mi
$84,000
Median income
$311,900
Median home value
33.6%
Bachelor's or higher

The verdict

Cobb pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 32%
home value, US ZIPs
41
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95426 against every reporting US ZIP.

ZIP code 95426 is classified by USPS as a standard delivery area and covers roughly 52.5 square miles in Cobb, Lake County, California. The area is home to 2,147 residents, producing a population density of 41 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95426 against California and the nation.

On the economic side, the median household income for ZIP 95426 sits at $84,000 (17% below the California average), while per-capita income is $42,275. The poverty rate stands at 5.5% and the unemployment rate at 10.4%. On housing, the median home value is $311,900 (60% below the state average) with median rent at — per month, and 97.4% of occupied units are owner-occupied, a direct signal of whether 95426 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.6% of adults hold a bachelor's degree or higher, the median age is 56.3, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 95426 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95426, Cobb, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,147

Population

52.5

Area (sq mi)

41

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95426?

56.3

Median Age

44.4%

Male

55.6%

Female

4.1%

Foreign-Born

White 91.2%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 2.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,000

Median Household Income

-17% vs state

$42,275

Per Capita Income

5.5%

Poverty Rate

10.4%

Unemployment Rate

How ZIP 95426 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$84,000 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 33.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,038

Total Housing Units

586

Occupied Units

452

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 97.4%
Renter 2.6%

$311,900

Median Home Value

-60% vs state

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.0%

YoY Change (2022)

242

HPI Index (2000 = 100)

+142%

Total Change Since 2000

Home values in ZIP 95426 have decreased 6.0% over the past year (2022). Since 2000, this ZIP has seen +142% cumulative appreciation.

Year Annual Change HPI Index
2016 +22.2% 185
2019 — 198
2020 +14.5% 226
2021 +14.1% 258
2022 -6.0% 242

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 17 business establishments in ZIP 95426, employing approximately 149 people with a combined annual payroll of $6,367,000.

17

Businesses

149

Employees

$6.4M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 8 47.1%
Retail trade 3 17.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95426 vs 95451 →

ZIP 95426 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95426 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95426 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95426 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95451 Kelseyville, CA 11,213 8.0 mi
95461 Middletown, CA 3,413 8.8 mi
95422 Clearlake, CA 15,585 11.5 mi

More ZIP Codes in Lake County

95422 standard
Clearlake, CA
Pop: 15,585
95453 standard
Lakeport, CA
Pop: 11,256
95451 standard
Kelseyville, CA
Pop: 11,213
95467 standard
Hidden Valley Lake, CA
Pop: 5,498
95423 standard
Clearlake Oaks, CA
Pop: 3,747
95461 standard
Middletown, CA
Pop: 3,413

Related Areas

Lake County Cobb, CA California

Frequently Asked Questions

What county is ZIP code 95426 in? ▼
ZIP code 95426 (Cobb) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95426? ▼
ZIP code 95426 in Cobb, CA has a population of 2,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95426? ▼
The median household income in ZIP 95426 is $84,000, which is 10% above the national average of $76,288.
What is the average home value in ZIP 95426? ▼
The median home value in ZIP 95426 is $311,900, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 95426? ▼
The largest racial group in ZIP 95426 is White at 91.2%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 95426? ▼
ZIP code 95426 has 17 business establishments employing approximately 149 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 95426? ▼
According to the FHFA House Price Index, home values in ZIP 95426 decreased by 6.0% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95426? ▼
In ZIP code 95426, 53.3% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95426? ▼
In ZIP code 95426, approximately 97.4% of occupied housing units are owner-occupied and 2.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95426? ▼
The poverty rate in ZIP code 95426 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cobb, CA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.