PlainZIP

Middletown, CA · standard

ZIP Code 95461

Lake County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,413
11/sq mi
$78,667
Median income
$387,400
Median home value
31.3%
Bachelor's or higher

The verdict

Middletown pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
Top 22%
home value, US ZIPs
11
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95461 against every reporting US ZIP.

ZIP code 95461 is classified by USPS as a standard delivery area and covers roughly 325.0 square miles in Middletown, Lake County, California. The area is home to 3,413 residents, producing a population density of 11 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95461 against California and the nation.

On the economic side, the median household income for ZIP 95461 sits at $78,667 (23% below the California average), while per-capita income is $38,474. The poverty rate stands at 9.5% and the unemployment rate at 11.1%. On housing, the median home value is $387,400 (50% below the state average) with median rent at $2,107 per month, and 68.5% of occupied units are owner-occupied, a direct signal of whether 95461 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.3% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 95461 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95461

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95461.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95461, Middletown, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,413

Population

325.0

Area (sq mi)

11

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95461?

45.5

Median Age

52.3%

Male

47.7%

Female

17.6%

Foreign-Born

White 65.1%
African American 1.2%
Asian 1.8%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.7%
Hispanic or Latino 25.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,667

Median Household Income

-23% vs state

$38,474

Per Capita Income

9.5%

Poverty Rate

11.1%

Unemployment Rate

How ZIP 95461 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$78,667 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.5%
Bachelor's Degree or Higher 31.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,453

Total Housing Units

1,176

Occupied Units

277

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 68.5%
Renter 31.5%

$387,400

Median Home Value

-50% vs state

$2,107

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+37.3%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 95461 have increased 37.3% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.4% 193
2021 +9.5% 211
2022 +8.5% 229
2023 -17.5% 189
2024 +37.3% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 109 business establishments in ZIP 95461, employing approximately 1,058 people with a combined annual payroll of $46,208,000.

109

Businesses

1,058

Employees

$46.2M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 29 26.6%
Retail trade 16 14.7%
Other services (except public administration) 14 12.8%
Accommodation and food services 12 11.0%
Real estate and rental and leasing 7 6.4%
Professional, scientific, and technical services 7 6.4%
Health care and social assistance 6 5.5%
Educational services 4 3.7%
Finance and insurance 3 2.8%
Administrative and support and waste management and remediation services 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95461 vs 95467 →

ZIP 95461 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95461 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95461 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95461 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95467 Hidden Valley Lake, CA 5,498 4.2 mi
94515 Calistoga, CA 7,050 9.5 mi
95457 Lower Lake, CA 2,893 9.0 mi
95426 Cobb, CA 2,147 8.8 mi

More ZIP Codes in Lake County

95422 standard
Clearlake, CA
Pop: 15,585
95453 standard
Lakeport, CA
Pop: 11,256
95451 standard
Kelseyville, CA
Pop: 11,213
95467 standard
Hidden Valley Lake, CA
Pop: 5,498
95423 standard
Clearlake Oaks, CA
Pop: 3,747
95458 standard
Lucerne, CA
Pop: 3,104

Related Areas

Lake County Middletown, CA California

Frequently Asked Questions

What county is ZIP code 95461 in? ▼
ZIP code 95461 (Middletown) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95461? ▼
ZIP code 95461 in Middletown, CA has a population of 3,413 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95461? ▼
The median household income in ZIP 95461 is $78,667, which is 3% above the national average of $76,288.
What is the average home value in ZIP 95461? ▼
The median home value in ZIP 95461 is $387,400, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 95461? ▼
The largest racial group in ZIP 95461 is White at 65.1%. Hispanic or Latino residents make up 25.4% of the population.
How many businesses are in ZIP code 95461? ▼
ZIP code 95461 has 109 business establishments employing approximately 1,058 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95461? ▼
The top industries by establishment count in ZIP 95461 are: Construction (29), Retail trade (16), Other services (except public administration) (14). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95461? ▼
According to the FHFA House Price Index, home values in ZIP 95461 increased by 37.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95461? ▼
In ZIP code 95461, 48.5% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95461? ▼
In ZIP code 95461, approximately 68.5% of occupied housing units are owner-occupied and 31.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95461? ▼
The poverty rate in ZIP code 95461 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Middletown, CA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.