Middletown, CA · standard
ZIP Code 95461
Lake County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,413
- 11/sq mi Low-density area
- $78,667
- Median income Near-median income area
- $387,400
- Median home value Above-median home value
- 31.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Middletown pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 11
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95461 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95461 (Middletown, CA) rose +37.3% from 2023 to 2024. The all-transactions index moved from 189.4 in 2023 to 260.1 in 2024 (2000 = 100).
ZIP code 95461 covers 325.0 square miles in Middletown, Lake County, California (a standard USPS delivery area), with a modest 3,413 residents on file, a density of 11 people per square mile, in the Los Angeles time zone.
ZIP 95461 lands in the middle-income range, with a median household income of $78,667 (23% below the average California ZIP), while per-capita income is $38,474. Unemployment is 11.1%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $387,400 (50% below the average California ZIP), and median rent is $2,107; owner occupancy is 68.5%.
A solid share of residents have a four-year degree: 31.3% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Lake County, so 95461 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95461
Top 5 sectors by establishment count in Middletown, CA
Which industries have the most business establishments in ZIP 95461.
- Construction
Construction
29 establishments
- Retail trade
Retail trade
16 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Real estate and rental and leasing 7
Real estate and rental and leasing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95461, Middletown, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,413
Population
325.0
Area (sq mi)
11
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95461?
45.5
Median Age
52.3%
Male
47.7%
Female
17.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,667
Median Household Income
-23% vs state ZIP avg
$38,474
Per Capita Income
9.5%
Poverty Rate
11.1%
Unemployment Rate
How ZIP 95461 ranks among California ZIPs
Middletown, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,667 34th percentile higher than 34% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,453housing units
1,453
Total Housing Units
1,176
Occupied Units
277
Vacant Units
2.81
Avg Household Size
Occupancy Type
$387,400
Median Home Value
-50% vs state ZIP avg
$2,107
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+37.3%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 95461 have increased 37.3% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.4% | 193 |
| 2021 | +9.5% | 211 |
| 2022 | +8.5% | 229 |
| 2023 | -17.5% | 189 |
| 2024 | +37.3% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 109 business establishments in ZIP 95461, employing approximately 1,058 people with a combined annual payroll of $46,208,000.
109
Businesses
1,058
Employees
$46.2M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 29 | 26.6% |
| Retail trade | 16 | 14.7% |
| Other services (except public administration) | 14 | 12.8% |
| Accommodation and food services | 12 | 11.0% |
| Real estate and rental and leasing | 7 | 6.4% |
| Professional, scientific, and technical services | 7 | 6.4% |
| Health care and social assistance | 6 | 5.5% |
| Educational services | 4 | 3.7% |
| Finance and insurance | 3 | 2.8% |
| Administrative and support and waste management and remediation services | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95461 vs 95467 →
ZIP 95461 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94515
Calistoga (94515)
7,050 residents
- 95467
Hidden Valley Lake (95467)
5,498 residents
- 95461
Middletown (95461)
3,413 residents
- 95457
Lower Lake (95457)
2,893 residents
- 95426 2,147
Cobb (95426)
2,147 residents
What this shows Among its immediate neighbors, ZIP 95461 ranks #3 by population - useful context the national average alone can't give.
ZIP 95461 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94515
Calistoga (94515)
$94,464 median income
- 95467
Hidden Valley Lake (95467)
$84,152 median income
- 95426
Cobb (95426)
$84,000 median income
- 95461
Middletown (95461)
$78,667 median income
- 95457
Lower Lake (95457)
$63,594 median income
What this shows By household income, ZIP 95461 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95461, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,413 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 95461 in?
ZIP code 95461 (Middletown) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95461?
ZIP code 95461 in Middletown, CA has a population of 3,413 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95461?
The median household income in ZIP 95461 is $78,667, which is 3% above the national average of $76,288.
What is the average home value in ZIP 95461?
The median home value in ZIP 95461 is $387,400, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 95461?
The largest racial group in ZIP 95461 is White at 65.1%. Hispanic or Latino residents make up 25.4% of the population.
How many businesses are in ZIP code 95461?
ZIP code 95461 has 109 business establishments employing approximately 1,058 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95461?
The top industries by establishment count in ZIP 95461 are: Construction (29), Retail trade (16), Other services (except public administration) (14). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95461?
According to the FHFA House Price Index, home values in ZIP 95461 increased by 37.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95461?
In ZIP code 95461, 48.5% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95461?
In ZIP code 95461, approximately 68.5% of occupied housing units are owner-occupied and 31.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95461?
The poverty rate in ZIP code 95461 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95461's numbers, next.
- See how ZIP 95461 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Middletown, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.