Lower Lake, CA · standard
ZIP Code 95457
Lake County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,893
- 8/sq mi Low-density area
- $63,594
- Median income Near-median income area
- $488,800
- Median home value Above-median home value
- 20.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lower Lake pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 8
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95457 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95457 (Lower Lake, CA) fell -6.3% from 2023 to 2024. The all-transactions index moved from 242.8 in 2023 to 227.6 in 2024 (2000 = 100).
ZIP code 95457 covers 385.7 square miles in Lower Lake, Lake County, California (a standard USPS delivery area), with a modest 2,893 residents on file, a density of 8 people per square mile, in the Los Angeles time zone.
ZIP 95457 reports a modest median household income of $63,594 (37% below the average California ZIP), while per-capita income is $56,343. The poverty rate is 15.2%, with unemployment at 8.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $488,800 (37% below the average California ZIP), and median rent is $1,171; owner occupancy is 73.3%.
Educational attainment sits below the national norm: 20.7% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is 32 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Lake County, so 95457 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95457
Top 5 sectors by establishment count in Lower Lake, CA
Which industries have the most business establishments in ZIP 95457.
- Construction
Construction
14 establishments
- Retail trade
Retail trade
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Manufacturing 5
Manufacturing
5 establishments
- Health care and social assistance 5
Health care and social assistance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95457, Lower Lake, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,893
Population
385.7
Area (sq mi)
8
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95457?
54.8
Median Age
44.1%
Male
55.9%
Female
15.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,594
Median Household Income
-37% vs state ZIP avg
$56,343
Per Capita Income
15.2%
Poverty Rate
8.7%
Unemployment Rate
31.6 min
Mean Commute Time
How ZIP 95457 ranks among California ZIPs
Lower Lake, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,594 18th percentile higher than 18% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,689housing units
1,689
Total Housing Units
1,361
Occupied Units
328
Vacant Units
2.24
Avg Household Size
Occupancy Type
$488,800
Median Home Value
-37% vs state ZIP avg
$1,171
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.3%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 95457 have decreased 6.3% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.6% | 172 |
| 2021 | +20.9% | 207 |
| 2022 | +8.5% | 225 |
| 2023 | +7.8% | 243 |
| 2024 | -6.3% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 64 business establishments in ZIP 95457, employing approximately 411 people with a combined annual payroll of $20,001,000.
64
Businesses
411
Employees
$20.0M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 14 | 21.9% |
| Retail trade | 10 | 15.6% |
| Accommodation and food services | 8 | 12.5% |
| Manufacturing | 5 | 7.8% |
| Health care and social assistance | 5 | 7.8% |
| Finance and insurance | 4 | 6.3% |
| Real estate and rental and leasing | 4 | 6.3% |
| Administrative and support and waste management and remediation services | 4 | 6.3% |
| Other services (except public administration) | 3 | 4.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95457 vs 95467 →
ZIP 95457 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95422
Clearlake (95422)
15,585 residents
- 95467 5,498
Hidden Valley Lake (95467)
5,498 residents
- 95461 3,413
Middletown (95461)
3,413 residents
- 95457 2,893
Lower Lake (95457)
2,893 residents
What this shows Among its immediate neighbors, ZIP 95457 ranks #4 by population - useful context the national average alone can't give.
ZIP 95457 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95467
Hidden Valley Lake (95467)
$84,152 median income
- 95461
Middletown (95461)
$78,667 median income
- 95457
Lower Lake (95457)
$63,594 median income
- 95422
Clearlake (95422)
$42,241 median income
What this shows By household income, ZIP 95457 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95457, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,893 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 95457 in?
ZIP code 95457 (Lower Lake) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95457?
ZIP code 95457 in Lower Lake, CA has a population of 2,893 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95457?
The median household income in ZIP 95457 is $63,594, which is 17% below the national average of $76,288.
What is the average home value in ZIP 95457?
The median home value in ZIP 95457 is $488,800, which is 76% above the national average of $278,155.
What is the demographic makeup of ZIP 95457?
The largest racial group in ZIP 95457 is White at 60.9%. Hispanic or Latino residents make up 28.2% of the population.
How many businesses are in ZIP code 95457?
ZIP code 95457 has 64 business establishments employing approximately 411 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95457?
The top industries by establishment count in ZIP 95457 are: Construction (14), Retail trade (10), Accommodation and food services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 95457?
According to the FHFA House Price Index, home values in ZIP 95457 decreased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95457?
In ZIP code 95457, 38.3% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95457?
The mean commute time for workers in ZIP code 95457 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95457?
In ZIP code 95457, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95457?
The poverty rate in ZIP code 95457 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95457's numbers, next.
- See how ZIP 95457 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lower Lake, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.