PlainZIP

Lower Lake, CA · standard

ZIP Code 95457

Lake County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,893
8/sq mi
$63,594
Median income
$488,800
Median home value
20.7%
Bachelor's or higher

The verdict

Lower Lake pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
Top 14%
home value, US ZIPs
8
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95457 against every reporting US ZIP.

ZIP code 95457 covers 385.7 square miles in Lower Lake, Lake County, California (a standard USPS delivery area), with a modest 2,893 residents on file, a density of 8 people per square mile, in the Los Angeles time zone.

ZIP 95457 reports a modest median household income of $63,594 (37% below the California average), while per-capita income is $56,343. Poverty here runs at 15.2%, with unemployment measured at 8.7%. Housing costs here run $488,800 for a typical home value (37% below the state average), with rent averaging $1,171 a month; 73.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.7% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is 32 minutes. To put 95457 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Lake County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95457

Top 5 sectors by establishment count in Lower Lake, CA

Which industries have the most business establishments in ZIP 95457.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95457, Lower Lake, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,893

Population

385.7

Area (sq mi)

8

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95457?

54.8

Median Age

44.1%

Male

55.9%

Female

15.2%

Foreign-Born

White 60.9%
African American 0.9%
Asian 1.1%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 15.4%
Hispanic or Latino 28.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,594

Median Household Income

-37% vs state

$56,343

Per Capita Income

15.2%

Poverty Rate

8.7%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 95457 ranks nationally

Lower Lake, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,594 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 38.3%
Bachelor's Degree or Higher 20.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,689

Total Housing Units

1,361

Occupied Units

328

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 73.3%
Renter 26.7%

$488,800

Median Home Value

-37% vs state

$1,171

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.3%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 95457 have decreased 6.3% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.6% 172
2021 +20.9% 207
2022 +8.5% 225
2023 +7.8% 243
2024 -6.3% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 95457, employing approximately 411 people with a combined annual payroll of $20,001,000.

64

Businesses

411

Employees

$20.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 14 21.9%
Retail trade 10 15.6%
Accommodation and food services 8 12.5%
Manufacturing 5 7.8%
Health care and social assistance 5 7.8%
Finance and insurance 4 6.3%
Real estate and rental and leasing 4 6.3%
Administrative and support and waste management and remediation services 4 6.3%
Other services (except public administration) 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95457 vs 95467 →

ZIP 95457 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95457 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95457 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95457 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95467 Hidden Valley Lake, CA 5,498 5.4 mi
95461 Middletown, CA 3,413 9.0 mi
95422 Clearlake, CA 15,585 8.2 mi

More ZIP Codes in Lake County

95422 standard
Clearlake, CA
Pop: 15,585
95453 standard
Lakeport, CA
Pop: 11,256
95451 standard
Kelseyville, CA
Pop: 11,213
95467 standard
Hidden Valley Lake, CA
Pop: 5,498
95423 standard
Clearlake Oaks, CA
Pop: 3,747
95461 standard
Middletown, CA
Pop: 3,413

Related Areas

Lake County Lower Lake, CA California

Frequently Asked Questions

What county is ZIP code 95457 in? ▼
ZIP code 95457 (Lower Lake) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95457? ▼
ZIP code 95457 in Lower Lake, CA has a population of 2,893 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95457? ▼
The median household income in ZIP 95457 is $63,594, which is 17% below the national average of $76,288.
What is the average home value in ZIP 95457? ▼
The median home value in ZIP 95457 is $488,800, which is 76% above the national average of $278,155.
What is the demographic makeup of ZIP 95457? ▼
The largest racial group in ZIP 95457 is White at 60.9%. Hispanic or Latino residents make up 28.2% of the population.
How many businesses are in ZIP code 95457? ▼
ZIP code 95457 has 64 business establishments employing approximately 411 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95457? ▼
The top industries by establishment count in ZIP 95457 are: Construction (14), Retail trade (10), Accommodation and food services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 95457? ▼
According to the FHFA House Price Index, home values in ZIP 95457 decreased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95457? ▼
In ZIP code 95457, 38.3% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95457? ▼
The mean commute time for workers in ZIP code 95457 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95457? ▼
In ZIP code 95457, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95457? ▼
The poverty rate in ZIP code 95457 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.