Residential delivery area · California
ZIP Code 95423: Clearlake Oaks, CA
ZIP code 95423 uses the postal name Clearlake Oaks, California and lies entirely in Lake County (Census 2020 ZIP-county file). About 3,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $41,143 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Spring Valley (4%) and Clearlake Oaks (2%); 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Clearlake Oaks · its only residential ZIP
- County
- Lake County
- Census places
- Spring Valley (4%) census-designated place; Clearlake Oaks (2%) census-designated place
- Micro area
- Clearlake, CA
- House district
- CA-4 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 122.4 sq mi · 29 people per sq mi
Where is ZIP code 95423?
95423 centers on 39.067°, -122.630° and covers 122.4 square miles of land plus 2.2 of water. It borders 5 ZIP codes: 95422, 95443, 95458, 95457, 95451.
The map draws ZIP code areas only. For the streets inside 95423, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95423 compare with the rest of Lake County?
| Measure | 95423 | In Lake County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 3,513 | 6th of 15 | 1,186th of 1,802 |
| Median household income | $41k | not ranked | not ranked |
| Median home value | $294k | 8th of 10 | 1,236th of 1,317 |
95423's median household income is not ranked: its 90% margin of error (±$10,550) is more than a quarter of the figure ($41,143). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 32% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95423?
The 2020 Census counted 4,232 people in 95423; the ACS, which samples households over 2020-2024, estimates 3,513. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,513±616 (90% margin)
- 2020 Census count
- 4,232
- Households
- 1,708
- Median age
- 60.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95423?
Of the 3,513 people the ACS estimates in 95423, 15.8% are under 18 and 38.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.4%), then Hispanic or Latino (13.8%).
- Under 1815.8%
- 18 to 6445.3%
- 65 and older38.9%
- White, not Hispanic75.4%
- Hispanic or Latino13.8%
- Other or two or more8.9%
- Black, not Hispanic1.2%
- Asian, not Hispanic0.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95423 earn?
Median household income is $41,143 (ACS 2020-2024).
- Median household income
- $41,143±$10,550
- Income per person
- $48,709
- Below the poverty line
- 21.9%
- Unemployed (of the labor force)
- 12.9%
- Adults 25+ with a bachelor's degree
- 19.2%
- Adjusted gross income per tax return, 2022
- $52,5421,340 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95423?
FHFA's house price index for 95423, built from repeat sales and appraisals of the same homes, rose 49% from 2015 to 2025 and rose 13% from 2020 to 2025, and moved −17.0% in 2025.
- Median home value (owners' estimate)
- $293,600
- Median gross rent
- $1,430
- Homes owned by their occupants
- 72.8%
- Housing units
- 2,464
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95423?
33 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services7
- Retail trade6
- Manufacturing4
- Construction3
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95423?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95422 | Clearlake | 17,054 | $42k | 5.7 mi |
| 95443 | Glenhaven | 81 | – | 6.0 mi |
| 95458 | Lucerne | 3,638 | $58k | 8.4 mi |
| 95457 | Lower Lake | 3,122 | $64k | 10.8 mi |
| 95451 | Kelseyville | 12,592 | $63k | 13.2 mi |
| 95464 | Nice | 2,484 | $62k | 12.3 mi (near) |
| 95435 | Finley | 0 | – | 13.9 mi (near) |
| 95453 | Lakeport | 11,741 | $71k | 16.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.