ZIP 95823 vs ZIP 95630

This side-by-side compares ZIP 95823 (Sacramento, CA) and ZIP 95630 (Folsom, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95823 has a population of 73,985 at 2,420 people per square mile, while ZIP 95630 has 72,180 at 1,007 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95823 reports a median household income of $66,895 against $139,642 in ZIP 95630, with per-capita income of $25,397 vs $66,176. The share of adults holding a bachelor's degree or higher is 16.7% in 95823 and 58.9% in 95630. Poverty rate reads 19.5% vs 5.4%, and unemployment 8.3% vs 6.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $401,500 in 95823 versus $755,200 in 95630, with median rent of $1,621 and $2,355 per month respectively. Homeownership rate is 47.6% vs 69.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.