ZIP 95838 vs ZIP 95815

This side-by-side compares ZIP 95838 (Sacramento, CA) and ZIP 95815 (Sacramento, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95838 has a population of 36,764 at 1,563 people per square mile, while ZIP 95815 has 24,680 at 1,206 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95838 reports a median household income of $68,349 against $60,097 in ZIP 95815, with per-capita income of $25,598 vs $31,084. The share of adults holding a bachelor's degree or higher is 14.2% in 95838 and 18.3% in 95815. Poverty rate reads 18.1% vs 21.6%, and unemployment 8.1% vs 11.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $389,200 in 95838 versus $346,500 in 95815, with median rent of $1,684 and $1,527 per month respectively. Homeownership rate is 56.2% vs 39.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.