ZIP 96779 vs ZIP 96732

This side-by-side compares ZIP 96779 (Paia, HI) and ZIP 96732 (Kahului, HI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 96779 has a population of 3,088 at 142 people per square mile, while ZIP 96732 has 24,816 at 987 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 96779 reports a median household income of $98,929 against $101,739 in ZIP 96732, with per-capita income of $47,493 vs $39,045. The share of adults holding a bachelor's degree or higher is 42.4% in 96779 and 26.1% in 96732. Poverty rate reads 16.0% vs 7.1%, and unemployment 9.6% vs 2.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,090,600 in 96779 versus $864,300 in 96732, with median rent of $2,395 and $1,452 per month respectively. Homeownership rate is 60.8% vs 66.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.