ZIP 96797 vs ZIP 96782

This side-by-side compares ZIP 96797 (Waipahu, HI) and ZIP 96782 (Pearl City, HI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 96797 has a population of 72,289 at 813 people per square mile, while ZIP 96782 has 40,496 at 890 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 96797 reports a median household income of $114,654 against $108,669 in ZIP 96782, with per-capita income of $39,232 vs $43,801. The share of adults holding a bachelor's degree or higher is 26.0% in 96797 and 33.9% in 96782. Poverty rate reads 8.8% vs 6.7%, and unemployment 3.9% vs 2.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $826,300 in 96797 versus $874,200 in 96782, with median rent of $1,997 and $2,266 per month respectively. Homeownership rate is 67.3% vs 68.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.