Waipahu, HI · standard
ZIP Code 96797
Honolulu County, Hawaii - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 72,289
- 813/sq mi High-density area
- $114,654
- Median income Above-median income area
- $826,300
- Median home value Above-median home value
- 26.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waipahu pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 11%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 813
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96797 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 96797 (Waipahu, HI) rose +5.7% from 2023 to 2024. The all-transactions index moved from 396.1 in 2023 to 418.6 in 2024 (2000 = 100).
ZIP code 96797 is a densely settled ZIP (a standard USPS delivery area) in Waipahu, Honolulu County, Hawaii, with 72,289 residents across 88.9 square miles, a density of 813 people per square mile, in the Pacific/Honolulu time zone.
ZIP 96797 skews affluent, with a median household income of $114,654 (24% above the average Hawaii ZIP), while per-capita income is $39,232. The poverty rate is 8.8%, with unemployment at 3.9%; those measures add context to the income figure. Median home value is $826,300 (6% above the average Hawaii ZIP) and median rent is $1,997; 67.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.0% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Honolulu County, so 96797 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 96797
Top 5 sectors by establishment count in Waipahu, HI
Which industries have the most business establishments in ZIP 96797.
- Retail trade
Retail trade
172 establishments
- Construction
Construction
162 establishments
- Health care and social assistance
Health care and social assistance
130 establishments
- Accommodation and food services
Accommodation and food services
126 establishments
- Other services (except public administration)
Other services (except public administration)
119 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96797, Waipahu, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
72,289
Population
88.9
Area (sq mi)
813
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96797?
42.0
Median Age
48.9%
Male
51.1%
Female
33.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,654
Median Household Income
+24% vs state ZIP avg
$39,232
Per Capita Income
8.8%
Poverty Rate
3.9%
Unemployment Rate
30.6 min
Mean Commute Time
How ZIP 96797 ranks nationally
Waipahu, HI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$114,654 Top 11% higher than 89% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,575housing units
21,575
Total Housing Units
20,564
Occupied Units
1,011
Vacant Units
3.48
Avg Household Size
Occupancy Type
$826,300
Median Home Value
+6% vs state ZIP avg
$1,997
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
419
HPI Index (2000 = 100)
+319%
Total Change Since 2000
Home values in ZIP 96797 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +319% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 307 |
| 2021 | +5.8% | 325 |
| 2022 | +22.4% | 398 |
| 2023 | -0.5% | 396 |
| 2024 | +5.7% | 419 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,060 business establishments in ZIP 96797, employing approximately 16,759 people with a combined annual payroll of $843,750,000.
1,060
Businesses
16,759
Employees
$843.8M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 172 | 16.2% |
| Construction | 162 | 15.3% |
| Health care and social assistance | 130 | 12.3% |
| Accommodation and food services | 126 | 11.9% |
| Other services (except public administration) | 119 | 11.2% |
| Wholesale trade | 79 | 7.5% |
| Administrative and support and waste management and remediation services | 60 | 5.7% |
| Real estate and rental and leasing | 43 | 4.1% |
| Professional, scientific, and technical services | 40 | 3.8% |
| Finance and insurance | 36 | 3.4% |
| Transportation and warehousing | 28 | 2.6% |
| Manufacturing | 26 | 2.5% |
| Arts, entertainment, and recreation | 13 | 1.2% |
| Educational services | 10 | 0.9% |
| Information | 8 | 0.8% |
| Management of companies and enterprises | 5 | 0.5% |
| Industries not classified | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96797 vs 96782 →
ZIP 96797 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96797
Waipahu (96797)
72,289 residents
- 96706
Ewa Beach (96706)
62,730 residents
- 96789
Mililani (96789)
54,129 residents
- 96818
Honolulu (96818)
50,586 residents
- 96782
Pearl City (96782)
40,496 residents
- 96701
Aiea (96701)
40,281 residents
- 96857 2,522
Schofield Barracks (96857)
2,522 residents
- 96860 1,124
Jbphh (96860)
1,124 residents
- 96853 462
Jbphh (96853)
462 residents
What this shows Among its immediate neighbors, ZIP 96797 ranks the most populous - useful context the national average alone can't give.
ZIP 96797 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96706
Ewa Beach (96706)
$129,456 median income
- 96789
Mililani (96789)
$127,066 median income
- 96797
Waipahu (96797)
$114,654 median income
- 96701
Aiea (96701)
$111,173 median income
- 96782
Pearl City (96782)
$108,669 median income
- 96818
Honolulu (96818)
$100,567 median income
What this shows By household income, ZIP 96797 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96782 | Pearl City, HI | 40,496 | 3.1 mi |
| 96789 | Mililani, HI | 54,129 | 3.7 mi |
| 96701 | Aiea, HI | 40,281 | 5.6 mi |
| 96860 | Jbphh, HI | 1,124 | 5.5 mi |
| 96818 | Honolulu, HI | 50,586 | 5.9 mi |
| 96706 | Ewa Beach, HI | 62,730 | 6.3 mi |
| 96853 | Jbphh, HI | 462 | 6.8 mi |
| 96857 | Schofield Barracks, HI | 2,522 | 6.4 mi |
| 96759 | Kunia, HI | 457 | 6.7 mi |
| 96859 | Tripler Army Medical Center, HI | 156 | 7.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 96797, both outside HI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (72,289 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Honolulu County
Related Areas
Frequently Asked Questions
What county is ZIP code 96797 in?
ZIP code 96797 (Waipahu) is located in Honolulu County, Hawaii. Honolulu County contains multiple ZIP codes, see the full list at /counties/honolulu-hi.
What is the population of ZIP code 96797?
ZIP code 96797 in Waipahu, HI has a population of 72,289 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96797?
The median household income in ZIP 96797 is $114,654, which is 50% above the national average of $76,288.
What is the average home value in ZIP 96797?
The median home value in ZIP 96797 is $826,300, which is 197% above the national average of $278,155.
What is the demographic makeup of ZIP 96797?
The largest racial group in ZIP 96797 is Asian at 64.9%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 96797?
ZIP code 96797 has 1,060 business establishments employing approximately 16,759 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96797?
The top industries by establishment count in ZIP 96797 are: Retail trade (172), Construction (162), Health care and social assistance (130). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 96797?
According to the FHFA House Price Index, home values in ZIP 96797 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 319%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96797?
In ZIP code 96797, 55.2% of residents aged 25+ have a high school diploma or higher, and 26.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96797?
The mean commute time for workers in ZIP code 96797 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96797?
In ZIP code 96797, approximately 67.3% of occupied housing units are owner-occupied and 32.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96797?
The poverty rate in ZIP code 96797 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 96797's numbers, next.
- See how ZIP 96797 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waipahu, HI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.