Waipahu, HI · standard

ZIP Code 96797

Honolulu County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

72,289
813/sq mi
$114,654
Median income
$826,300
Median home value
26.0%
Bachelor's or higher

The verdict

Waipahu pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 11%
household income, US ZIPs
Top 4%
home value, US ZIPs
813
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96797 against every reporting US ZIP.

ZIP code 96797 is classified by USPS as a standard delivery area and covers roughly 88.9 square miles in Waipahu, Honolulu County, Hawaii. The area is home to 72,289 residents, producing a population density of 813 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96797 against Hawaii and the nation.

On the economic side, the median household income for ZIP 96797 sits at $114,654 (24% above the Hawaii average), while per-capita income is $39,232. The poverty rate stands at 8.8% and the unemployment rate at 3.9%. On housing, the median home value is $826,300 (6% above the state average) with median rent at $1,997 per month, and 67.3% of occupied units are owner-occupied, a direct signal of whether 96797 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.0% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Honolulu County, so you can benchmark 96797 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 96797

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 96797.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96797, Waipahu, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

72,289

Population

88.9

Area (sq mi)

813

People / sq mi

Pacific/Honolulu

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 96797?

42.0

Median Age

48.9%

Male

51.1%

Female

33.0%

Foreign-Born

White 4.5%
African American 1.3%
Asian 64.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 8.9%
Two or More Ethnicities 18.9%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$114,654

Median Household Income

+24% vs state

$39,232

Per Capita Income

8.8%

Poverty Rate

3.9%

Unemployment Rate

30.6 min

Mean Commute Time

How ZIP 96797 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$114,654 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.2%
Bachelor's Degree or Higher 26.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,575

Total Housing Units

20,564

Occupied Units

1,011

Vacant Units

3.48

Avg Household Size

Occupancy Type

Owner 67.3%
Renter 32.7%

$826,300

Median Home Value

+6% vs state

$1,997

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

419

HPI Index (2000 = 100)

+319%

Total Change Since 2000

Home values in ZIP 96797 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +319% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.1% 307
2021 +5.8% 325
2022 +22.4% 398
2023 -0.5% 396
2024 +5.7% 419

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,060 business establishments in ZIP 96797, employing approximately 16,759 people with a combined annual payroll of $843,750,000.

1,060

Businesses

16,759

Employees

$843.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 172 16.2%
Construction 162 15.3%
Health care and social assistance 130 12.3%
Accommodation and food services 126 11.9%
Other services (except public administration) 119 11.2%
Wholesale trade 79 7.5%
Administrative and support and waste management and remediation services 60 5.7%
Real estate and rental and leasing 43 4.1%
Professional, scientific, and technical services 40 3.8%
Finance and insurance 36 3.4%
Transportation and warehousing 28 2.6%
Manufacturing 26 2.5%
Arts, entertainment, and recreation 13 1.2%
Educational services 10 0.9%
Information 8 0.8%
Management of companies and enterprises 5 0.5%
Industries not classified 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 96797 vs 96782 →

ZIP 96797 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 96797 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 96797 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 96797 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
96782 Pearl City, HI 40,496 3.1 mi
96789 Mililani, HI 54,129 3.7 mi
96701 Aiea, HI 40,281 5.6 mi
96860 Jbphh, HI 1,124 5.5 mi
96818 Honolulu, HI 50,586 5.9 mi
96706 Ewa Beach, HI 62,730 6.3 mi
96853 Jbphh, HI 462 6.8 mi
96857 Schofield Barracks, HI 2,522 6.4 mi
96759 Kunia, HI 457 6.7 mi
96859 Tripler Army Medical Center, HI 156 7.2 mi

More ZIP Codes in Honolulu County

Frequently Asked Questions

What county is ZIP code 96797 in?
ZIP code 96797 (Waipahu) is located in Honolulu County, Hawaii. Honolulu County contains multiple ZIP codes, see the full list at /counties/honolulu-hi.
What is the population of ZIP code 96797?
ZIP code 96797 in Waipahu, HI has a population of 72,289 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96797?
The median household income in ZIP 96797 is $114,654, which is 50% above the national average of $76,288.
What is the average home value in ZIP 96797?
The median home value in ZIP 96797 is $826,300, which is 197% above the national average of $278,155.
What is the demographic makeup of ZIP 96797?
The largest racial group in ZIP 96797 is Asian at 64.9%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 96797?
ZIP code 96797 has 1,060 business establishments employing approximately 16,759 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96797?
The top industries by establishment count in ZIP 96797 are: Retail trade (172), Construction (162), Health care and social assistance (130). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 96797?
According to the FHFA House Price Index, home values in ZIP 96797 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 319%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96797?
In ZIP code 96797, 55.2% of residents aged 25+ have a high school diploma or higher, and 26.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96797?
The mean commute time for workers in ZIP code 96797 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96797?
In ZIP code 96797, approximately 67.3% of occupied housing units are owner-occupied and 32.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96797?
The poverty rate in ZIP code 96797 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waipahu, HI

Verify and explore additional data for this area using these official government sources.