Waipahu, HI · standard
ZIP Code 96797
Honolulu County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 72,289
- 813/sq mi
- $114,654
- Median income
- $826,300
- Median home value
- 26.0%
- Bachelor's or higher
The verdict
Waipahu pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 11%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 813
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96797 against every reporting US ZIP.
ZIP code 96797 is classified by USPS as a standard delivery area and covers roughly 88.9 square miles in Waipahu, Honolulu County, Hawaii. The area is home to 72,289 residents, producing a population density of 813 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96797 against Hawaii and the nation.
On the economic side, the median household income for ZIP 96797 sits at $114,654 (24% above the Hawaii average), while per-capita income is $39,232. The poverty rate stands at 8.8% and the unemployment rate at 3.9%. On housing, the median home value is $826,300 (6% above the state average) with median rent at $1,997 per month, and 67.3% of occupied units are owner-occupied, a direct signal of whether 96797 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.0% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Honolulu County, so you can benchmark 96797 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 96797
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 96797.
- Retail trade
Retail trade
172 establishments
- Construction
Construction
162 establishments
- Health care and social assistance
Health care and social assistance
130 establishments
- Accommodation and food services
Accommodation and food services
126 establishments
- Other services (except public administration)
Other services (except public administration)
119 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96797, Waipahu, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
72,289
Population
88.9
Area (sq mi)
813
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96797?
42.0
Median Age
48.9%
Male
51.1%
Female
33.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,654
Median Household Income
+24% vs state
$39,232
Per Capita Income
8.8%
Poverty Rate
3.9%
Unemployment Rate
30.6 min
Mean Commute Time
How ZIP 96797 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$114,654 Top 11% higher than 89% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
21,575
Total Housing Units
20,564
Occupied Units
1,011
Vacant Units
3.48
Avg Household Size
Occupancy Type
$826,300
Median Home Value
+6% vs state
$1,997
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
419
HPI Index (2000 = 100)
+319%
Total Change Since 2000
Home values in ZIP 96797 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +319% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 307 |
| 2021 | +5.8% | 325 |
| 2022 | +22.4% | 398 |
| 2023 | -0.5% | 396 |
| 2024 | +5.7% | 419 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,060 business establishments in ZIP 96797, employing approximately 16,759 people with a combined annual payroll of $843,750,000.
1,060
Businesses
16,759
Employees
$843.8M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 172 | 16.2% |
| Construction | 162 | 15.3% |
| Health care and social assistance | 130 | 12.3% |
| Accommodation and food services | 126 | 11.9% |
| Other services (except public administration) | 119 | 11.2% |
| Wholesale trade | 79 | 7.5% |
| Administrative and support and waste management and remediation services | 60 | 5.7% |
| Real estate and rental and leasing | 43 | 4.1% |
| Professional, scientific, and technical services | 40 | 3.8% |
| Finance and insurance | 36 | 3.4% |
| Transportation and warehousing | 28 | 2.6% |
| Manufacturing | 26 | 2.5% |
| Arts, entertainment, and recreation | 13 | 1.2% |
| Educational services | 10 | 0.9% |
| Information | 8 | 0.8% |
| Management of companies and enterprises | 5 | 0.5% |
| Industries not classified | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96797 vs 96782 →
ZIP 96797 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96797
Waipahu (96797)
72,289 residents
- 96706
Ewa Beach (96706)
62,730 residents
- 96789
Mililani (96789)
54,129 residents
- 96818
Honolulu (96818)
50,586 residents
- 96782
Pearl City (96782)
40,496 residents
- 96701
Aiea (96701)
40,281 residents
- 96857 2,522
Schofield Barracks (96857)
2,522 residents
- 96860 1,124
Jbphh (96860)
1,124 residents
- 96853 462
Jbphh (96853)
462 residents
What this shows Among its immediate neighbors, ZIP 96797 ranks the most populous — useful context the national average alone can't give.
ZIP 96797 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96706
Ewa Beach (96706)
$129,456 median income
- 96789
Mililani (96789)
$127,066 median income
- 96797
Waipahu (96797)
$114,654 median income
- 96701
Aiea (96701)
$111,173 median income
- 96782
Pearl City (96782)
$108,669 median income
- 96818
Honolulu (96818)
$100,567 median income
What this shows By household income, ZIP 96797 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96782 | Pearl City, HI | 40,496 | 3.1 mi |
| 96789 | Mililani, HI | 54,129 | 3.7 mi |
| 96701 | Aiea, HI | 40,281 | 5.6 mi |
| 96860 | Jbphh, HI | 1,124 | 5.5 mi |
| 96818 | Honolulu, HI | 50,586 | 5.9 mi |
| 96706 | Ewa Beach, HI | 62,730 | 6.3 mi |
| 96853 | Jbphh, HI | 462 | 6.8 mi |
| 96857 | Schofield Barracks, HI | 2,522 | 6.4 mi |
| 96759 | Kunia, HI | 457 | 6.7 mi |
| 96859 | Tripler Army Medical Center, HI | 156 | 7.2 mi |
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Waipahu, HI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.