PlainZIP

Pearl City, HI · standard

ZIP Code 96782

Honolulu County, Hawaii - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,496
890/sq mi
$108,669
Median income
$874,200
Median home value
33.9%
Bachelor's or higher

The verdict

Pearl City pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 4%
home value, US ZIPs
890
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96782 against every reporting US ZIP.

ZIP code 96782 is a densely settled ZIP (a standard USPS delivery area) in Pearl City, Honolulu County, Hawaii, with 40,496 residents across 45.5 square miles, a density of 890 people per square mile, in the Pacific/Honolulu time zone.

ZIP 96782 lands in the middle-income range, with a median household income of $108,669 (17% above the Hawaii average), while per-capita income is $43,801. Local economic indicators show a 6.7% poverty rate alongside 2.8% unemployment. On housing, the median home value is $874,200 (13% above the state average) with median rent at $2,266 per month, and 68.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.9% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 27 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Honolulu County, letting you compare 96782 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 96782

Top 5 sectors by establishment count in Pearl City, HI

Which industries have the most business establishments in ZIP 96782.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96782, Pearl City, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

40,496

Population

45.5

Area (sq mi)

890

People / sq mi

Pacific/Honolulu

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 96782?

43.5

Median Age

50.8%

Male

49.2%

Female

16.6%

Foreign-Born

White 10.5%
African American 1.9%
Asian 52.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 8.2%
Two or More Ethnicities 25.3%
Hispanic or Latino 6.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,669

Median Household Income

+17% vs state

$43,801

Per Capita Income

6.7%

Poverty Rate

2.8%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 96782 ranks nationally

Pearl City, HI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$108,669 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 33.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,690

Total Housing Units

12,242

Occupied Units

448

Vacant Units

3.01

Avg Household Size

Occupancy Type

Owner 68.9%
Renter 31.1%

$874,200

Median Home Value

+13% vs state

$2,266

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

369

HPI Index (2000 = 100)

+269%

Total Change Since 2000

Home values in ZIP 96782 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +269% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.8% 275
2021 +7.7% 296
2022 +11.0% 329
2023 +7.2% 352
2024 +4.9% 369

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 474 business establishments in ZIP 96782, employing approximately 8,830 people with a combined annual payroll of $464,445,000.

474

Businesses

8,830

Employees

$464.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 75 15.8%
Other services (except public administration) 64 13.5%
Construction 61 12.9%
Retail trade 53 11.2%
Health care and social assistance 48 10.1%
Professional, scientific, and technical services 32 6.8%
Administrative and support and waste management and remediation services 32 6.8%
Wholesale trade 24 5.1%
Finance and insurance 24 5.1%
Real estate and rental and leasing 18 3.8%
Transportation and warehousing 15 3.2%
Manufacturing 9 1.9%
Information 9 1.9%
Educational services 6 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 96782 vs 96797 →

ZIP 96782 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 96782 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 96782 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 96782 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
96797 Waipahu, HI 72,289 3.1 mi
96701 Aiea, HI 40,281 2.6 mi
96860 Jbphh, HI 1,124 4.4 mi
96818 Honolulu, HI 50,586 4.9 mi
96853 Jbphh, HI 462 5.7 mi
96859 Tripler Army Medical Center, HI 156 4.7 mi
96789 Mililani, HI 54,129 5.0 mi
96819 Honolulu, HI 49,492 5.9 mi
96744 Kaneohe, HI 54,247 6.7 mi
96706 Ewa Beach, HI 62,730 7.7 mi

More ZIP Codes in Honolulu County

96797 standard
Waipahu, HI
Pop: 72,289
96706 standard
Ewa Beach, HI
Pop: 62,730
96817 standard
Honolulu, HI
Pop: 54,628
96744 standard
Kaneohe, HI
Pop: 54,247
96789 standard
Mililani, HI
Pop: 54,129
96734 standard
Kailua, HI
Pop: 50,746

Related Areas

Honolulu County Pearl City, HI Hawaii

Frequently Asked Questions

What county is ZIP code 96782 in? ▼
ZIP code 96782 (Pearl City) is located in Honolulu County, Hawaii. Honolulu County contains multiple ZIP codes, see the full list at /counties/honolulu-hi.
What is the population of ZIP code 96782? ▼
ZIP code 96782 in Pearl City, HI has a population of 40,496 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96782? ▼
The median household income in ZIP 96782 is $108,669, which is 42% above the national average of $76,288.
What is the average home value in ZIP 96782? ▼
The median home value in ZIP 96782 is $874,200, which is 214% above the national average of $278,155.
What is the demographic makeup of ZIP 96782? ▼
The largest racial group in ZIP 96782 is Asian at 52.3%. Hispanic or Latino residents make up 6.9% of the population.
How many businesses are in ZIP code 96782? ▼
ZIP code 96782 has 474 business establishments employing approximately 8,830 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96782? ▼
The top industries by establishment count in ZIP 96782 are: Accommodation and food services (75), Other services (except public administration) (64), Construction (61). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 96782? ▼
According to the FHFA House Price Index, home values in ZIP 96782 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 269%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96782? ▼
In ZIP code 96782, 61.7% of residents aged 25+ have a high school diploma or higher, and 33.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96782? ▼
The mean commute time for workers in ZIP code 96782 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96782? ▼
In ZIP code 96782, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96782? ▼
The poverty rate in ZIP code 96782 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.