Pearl City, HI · standard
ZIP Code 96782
Honolulu County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,496
- 890/sq mi
- $108,669
- Median income
- $874,200
- Median home value
- 33.9%
- Bachelor's or higher
The verdict
Pearl City pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 890
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96782 against every reporting US ZIP.
ZIP code 96782 is classified by USPS as a standard delivery area and covers roughly 45.5 square miles in Pearl City, Honolulu County, Hawaii. The area is home to 40,496 residents, producing a population density of 890 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96782 against Hawaii and the nation.
On the economic side, the median household income for ZIP 96782 sits at $108,669 (17% above the Hawaii average), while per-capita income is $43,801. The poverty rate stands at 6.7% and the unemployment rate at 2.8%. On housing, the median home value is $874,200 (13% above the state average) with median rent at $2,266 per month, and 68.9% of occupied units are owner-occupied, a direct signal of whether 96782 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.9% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Honolulu County, so you can benchmark 96782 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 96782
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 96782.
- Accommodation and food services
Accommodation and food services
75 establishments
- Other services (except public administration)
Other services (except public administration)
64 establishments
- Construction
Construction
61 establishments
- Retail trade
Retail trade
53 establishments
- Health care and social assistance
Health care and social assistance
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96782, Pearl City, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
40,496
Population
45.5
Area (sq mi)
890
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96782?
43.5
Median Age
50.8%
Male
49.2%
Female
16.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,669
Median Household Income
+17% vs state
$43,801
Per Capita Income
6.7%
Poverty Rate
2.8%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 96782 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$108,669 Top 14% higher than 86% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,690
Total Housing Units
12,242
Occupied Units
448
Vacant Units
3.01
Avg Household Size
Occupancy Type
$874,200
Median Home Value
+13% vs state
$2,266
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
369
HPI Index (2000 = 100)
+269%
Total Change Since 2000
Home values in ZIP 96782 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +269% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.8% | 275 |
| 2021 | +7.7% | 296 |
| 2022 | +11.0% | 329 |
| 2023 | +7.2% | 352 |
| 2024 | +4.9% | 369 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 474 business establishments in ZIP 96782, employing approximately 8,830 people with a combined annual payroll of $464,445,000.
474
Businesses
8,830
Employees
$464.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 75 | 15.8% |
| Other services (except public administration) | 64 | 13.5% |
| Construction | 61 | 12.9% |
| Retail trade | 53 | 11.2% |
| Health care and social assistance | 48 | 10.1% |
| Professional, scientific, and technical services | 32 | 6.8% |
| Administrative and support and waste management and remediation services | 32 | 6.8% |
| Wholesale trade | 24 | 5.1% |
| Finance and insurance | 24 | 5.1% |
| Real estate and rental and leasing | 18 | 3.8% |
| Transportation and warehousing | 15 | 3.2% |
| Manufacturing | 9 | 1.9% |
| Information | 9 | 1.9% |
| Educational services | 6 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96782 vs 96797 →
ZIP 96782 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96797
Waipahu (96797)
72,289 residents
- 96706
Ewa Beach (96706)
62,730 residents
- 96744
Kaneohe (96744)
54,247 residents
- 96789
Mililani (96789)
54,129 residents
- 96818
Honolulu (96818)
50,586 residents
- 96819
Honolulu (96819)
49,492 residents
- 96782
Pearl City (96782)
40,496 residents
- 96701
Aiea (96701)
40,281 residents
- 96860 1,124
Jbphh (96860)
1,124 residents
What this shows Among its immediate neighbors, ZIP 96782 ranks #7 by population — useful context the national average alone can't give.
ZIP 96782 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96744
Kaneohe (96744)
$131,653 median income
- 96706
Ewa Beach (96706)
$129,456 median income
- 96789
Mililani (96789)
$127,066 median income
- 96797
Waipahu (96797)
$114,654 median income
- 96701
Aiea (96701)
$111,173 median income
- 96782
Pearl City (96782)
$108,669 median income
- 96818
Honolulu (96818)
$100,567 median income
- 96819
Honolulu (96819)
$99,848 median income
What this shows By household income, ZIP 96782 ranks #6 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96797 | Waipahu, HI | 72,289 | 3.1 mi |
| 96701 | Aiea, HI | 40,281 | 2.6 mi |
| 96860 | Jbphh, HI | 1,124 | 4.4 mi |
| 96818 | Honolulu, HI | 50,586 | 4.9 mi |
| 96853 | Jbphh, HI | 462 | 5.7 mi |
| 96859 | Tripler Army Medical Center, HI | 156 | 4.7 mi |
| 96789 | Mililani, HI | 54,129 | 5.0 mi |
| 96819 | Honolulu, HI | 49,492 | 5.9 mi |
| 96744 | Kaneohe, HI | 54,247 | 6.7 mi |
| 96706 | Ewa Beach, HI | 62,730 | 7.7 mi |
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Frequently Asked Questions
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How have home values changed in ZIP code 96782? ▼
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What percentage of residents own vs. rent in ZIP 96782? ▼
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ZIP Code Research Guides
Official Data Resources for Pearl City, HI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.