Kaneohe, HI · standard
ZIP Code 96744
Honolulu County, Hawaii - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 54,247
- 607/sq mi High-density area
- $131,653
- Median income Above-median income area
- $1,039,900
- Median home value Above-median home value
- 40.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Kaneohe pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 7%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 607
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96744 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 96744 (Kaneohe, HI) fell -5.7% from 2023 to 2024. The all-transactions index moved from 377.3 in 2023 to 355.8 in 2024 (2000 = 100).
ZIP code 96744 is a densely settled ZIP (a standard USPS delivery area) in Kaneohe, Honolulu County, Hawaii, with 54,247 residents across 89.3 square miles, a density of 607 people per square mile, in the Pacific/Honolulu time zone.
ZIP 96744 skews affluent, with a median household income of $131,653 (42% above the average Hawaii ZIP), while per-capita income is $51,682. The poverty rate is 8.3%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,039,900 (34% above the average Hawaii ZIP), while 77.4% of occupied homes are owner-occupied and median rent is $2,370.
A solid share of residents have a four-year degree: 40.0% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Honolulu County, so 96744 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 96744
Top 5 sectors by establishment count in Kaneohe, HI
Which industries have the most business establishments in ZIP 96744.
- Health care and social assistance
Health care and social assistance
137 establishments
- Retail trade
Retail trade
111 establishments
- Other services (except public administration)
Other services (except public administration)
110 establishments
- Construction
Construction
100 establishments
- Accommodation and food services
Accommodation and food services
98 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96744, Kaneohe, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
54,247
Population
89.3
Area (sq mi)
607
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96744?
43.8
Median Age
50.0%
Male
50.0%
Female
6.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,653
Median Household Income
+42% vs state ZIP avg
$51,682
Per Capita Income
8.3%
Poverty Rate
4.0%
Unemployment Rate
28.5 min
Mean Commute Time
How ZIP 96744 ranks nationally
Kaneohe, HI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$131,653 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,797housing units
18,797
Total Housing Units
17,953
Occupied Units
844
Vacant Units
3.09
Avg Household Size
Occupancy Type
$1,039,900
Median Home Value
+34% vs state ZIP avg
$2,370
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.7%
YoY Change (2024)
356
HPI Index (2000 = 100)
+256%
Total Change Since 2000
Home values in ZIP 96744 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +256% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.3% | 272 |
| 2021 | +5.2% | 287 |
| 2022 | +12.9% | 324 |
| 2023 | +16.5% | 377 |
| 2024 | -5.7% | 356 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 811 business establishments in ZIP 96744, employing approximately 8,686 people with a combined annual payroll of $408,603,000.
811
Businesses
8,686
Employees
$408.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 137 | 16.9% |
| Retail trade | 111 | 13.7% |
| Other services (except public administration) | 110 | 13.6% |
| Construction | 100 | 12.3% |
| Accommodation and food services | 98 | 12.1% |
| Professional, scientific, and technical services | 73 | 9.0% |
| Real estate and rental and leasing | 32 | 4.0% |
| Administrative and support and waste management and remediation services | 29 | 3.6% |
| Finance and insurance | 27 | 3.3% |
| Educational services | 22 | 2.7% |
| Wholesale trade | 19 | 2.3% |
| Information | 14 | 1.7% |
| Manufacturing | 13 | 1.6% |
| Transportation and warehousing | 12 | 1.5% |
| Arts, entertainment, and recreation | 10 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96744 vs 96863 →
ZIP 96744 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96817
Honolulu (96817)
54,628 residents
- 96744
Kaneohe (96744)
54,247 residents
- 96734
Kailua (96734)
50,746 residents
- 96819
Honolulu (96819)
49,492 residents
- 96822
Honolulu (96822)
45,007 residents
- 96782
Pearl City (96782)
40,496 residents
- 96701
Aiea (96701)
40,281 residents
- 96813
Honolulu (96813)
22,881 residents
- 96730 1,541
Kaaawa (96730)
1,541 residents
What this shows Among its immediate neighbors, ZIP 96744 ranks #2 by population - useful context the national average alone can't give.
ZIP 96744 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96734
Kailua (96734)
$132,782 median income
- 96744
Kaneohe (96744)
$131,653 median income
- 96730
Kaaawa (96730)
$126,563 median income
- 96701
Aiea (96701)
$111,173 median income
- 96782
Pearl City (96782)
$108,669 median income
- 96819
Honolulu (96819)
$99,848 median income
- 96822
Honolulu (96822)
$95,947 median income
- 96813
Honolulu (96813)
$91,690 median income
- 96817
Honolulu (96817)
$75,476 median income
What this shows By household income, ZIP 96744 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96863 | Mcbh Kaneohe Bay, HI | 52 | 4.5 mi |
| 96817 | Honolulu, HI | 54,628 | 7.2 mi |
| 96701 | Aiea, HI | 40,281 | 5.3 mi |
| 96730 | Kaaawa, HI | 1,541 | 7.2 mi |
| 96782 | Pearl City, HI | 40,496 | 6.7 mi |
| 96734 | Kailua, HI | 50,746 | 6.3 mi |
| 96819 | Honolulu, HI | 49,492 | 7.0 mi |
| 96813 | Honolulu, HI | 22,881 | 8.8 mi |
| 96859 | Tripler Army Medical Center, HI | 156 | 6.9 mi |
| 96822 | Honolulu, HI | 45,007 | 8.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 96744, both outside HI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (54,247 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Honolulu County
Related Areas
Frequently Asked Questions
What county is ZIP code 96744 in?
ZIP code 96744 (Kaneohe) is located in Honolulu County, Hawaii. Honolulu County contains multiple ZIP codes, see the full list at /counties/honolulu-hi.
What is the population of ZIP code 96744?
ZIP code 96744 in Kaneohe, HI has a population of 54,247 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96744?
The median household income in ZIP 96744 is $131,653, which is 73% above the national average of $76,288.
What is the average home value in ZIP 96744?
The median home value in ZIP 96744 is $1,039,900, which is 274% above the national average of $278,155.
What is the demographic makeup of ZIP 96744?
The largest racial group in ZIP 96744 is Two or More Ethnicities at 37.6%. Hispanic or Latino residents make up 10.6% of the population.
How many businesses are in ZIP code 96744?
ZIP code 96744 has 811 business establishments employing approximately 8,686 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96744?
The top industries by establishment count in ZIP 96744 are: Health care and social assistance (137), Retail trade (111), Other services (except public administration) (110). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 96744?
According to the FHFA House Price Index, home values in ZIP 96744 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 256%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96744?
In ZIP code 96744, 67.2% of residents aged 25+ have a high school diploma or higher, and 40.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96744?
The mean commute time for workers in ZIP code 96744 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96744?
In ZIP code 96744, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96744?
The poverty rate in ZIP code 96744 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 96744's numbers, next.
- See how ZIP 96744 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kaneohe, HI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.