Kailua, HI · standard
ZIP Code 96734
Honolulu County, Hawaii - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 50,746
- 900/sq mi High-density area
- $132,782
- Median income Above-median income area
- $1,367,600
- Median home value Above-median home value
- 54.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Kailua pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 6%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 900
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96734 against every reporting US ZIP.
ZIP code 96734 is a densely settled ZIP (a standard USPS delivery area) in Kailua, Honolulu County, Hawaii, with 50,746 residents across 56.4 square miles, a density of 900 people per square mile, in the Pacific/Honolulu time zone.
ZIP 96734 skews affluent, with a median household income of $132,782 (43% above the average Hawaii ZIP), while per-capita income is $56,228. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.8% and unemployment is 3.3%. Housing is both higher-cost and owner-heavy: median home value is $1,367,600 (76% above the average Hawaii ZIP), while 62.8% of occupied homes are owner-occupied and median rent is $3,316.
This is a highly-educated ZIP: 54.2% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Honolulu County, so 96734 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 96734
Top 5 sectors by establishment count in Kailua, HI
Which industries have the most business establishments in ZIP 96734.
- Health care and social assistance
Health care and social assistance
156 establishments
- Retail trade
Retail trade
120 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
114 establishments
- Accommodation and food services
Accommodation and food services
113 establishments
- Construction
Construction
109 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96734, Kailua, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
50,746
Population
56.4
Area (sq mi)
900
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96734?
38.4
Median Age
49.5%
Male
50.5%
Female
7.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$132,782
Median Household Income
+43% vs state ZIP avg
$56,228
Per Capita Income
4.8%
Poverty Rate
3.3%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 96734 ranks nationally
Kailua, HI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$132,782 Top 6% higher than 94% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,234housing units
18,234
Total Housing Units
16,842
Occupied Units
1,392
Vacant Units
2.91
Avg Household Size
Occupancy Type
$1,367,600
Median Home Value
+76% vs state ZIP avg
$3,316
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.3%
YoY Change (2024)
376
HPI Index (2000 = 100)
+276%
Total Change Since 2000
Home values in ZIP 96734 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +276% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.3% | 267 |
| 2021 | +3.6% | 277 |
| 2022 | +17.2% | 325 |
| 2023 | +15.5% | 375 |
| 2024 | +0.3% | 376 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 970 business establishments in ZIP 96734, employing approximately 9,539 people with a combined annual payroll of $484,560,000.
970
Businesses
9,539
Employees
$484.6M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 156 | 16.1% |
| Retail trade | 120 | 12.4% |
| Professional, scientific, and technical services | 114 | 11.8% |
| Accommodation and food services | 113 | 11.7% |
| Construction | 109 | 11.2% |
| Other services (except public administration) | 92 | 9.5% |
| Real estate and rental and leasing | 61 | 6.3% |
| Administrative and support and waste management and remediation services | 55 | 5.7% |
| Finance and insurance | 43 | 4.4% |
| Educational services | 22 | 2.3% |
| Wholesale trade | 19 | 2.0% |
| Manufacturing | 18 | 1.9% |
| Arts, entertainment, and recreation | 13 | 1.3% |
| Information | 11 | 1.1% |
| Transportation and warehousing | 9 | 0.9% |
| Management of companies and enterprises | 6 | 0.6% |
| Agriculture, forestry, fishing and hunting | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96734 vs 96863 →
ZIP 96734 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96817
Honolulu (96817)
54,628 residents
- 96744
Kaneohe (96744)
54,247 residents
- 96734
Kailua (96734)
50,746 residents
- 96819
Honolulu (96819)
49,492 residents
- 96816
Honolulu (96816)
49,368 residents
- 96822
Honolulu (96822)
45,007 residents
- 96701
Aiea (96701)
40,281 residents
- 96825
Honolulu (96825)
30,263 residents
- 96821 19,856
Honolulu (96821)
19,856 residents
What this shows Among its immediate neighbors, ZIP 96734 ranks #3 by population - useful context the national average alone can't give.
ZIP 96734 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96821
Honolulu (96821)
$174,938 median income
- 96825
Honolulu (96825)
$153,210 median income
- 96734
Kailua (96734)
$132,782 median income
- 96744
Kaneohe (96744)
$131,653 median income
- 96795
Waimanalo (96795)
$120,714 median income
- 96816
Honolulu (96816)
$114,609 median income
- 96701
Aiea (96701)
$111,173 median income
- 96819
Honolulu (96819)
$99,848 median income
- 96822
Honolulu (96822)
$95,947 median income
What this shows By household income, ZIP 96734 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96863 | Mcbh Kaneohe Bay, HI | 52 | 4.2 mi |
| 96795 | Waimanalo, HI | 10,034 | 4.0 mi |
| 96821 | Honolulu, HI | 19,856 | 6.2 mi |
| 96822 | Honolulu, HI | 45,007 | 6.0 mi |
| 96744 | Kaneohe, HI | 54,247 | 6.3 mi |
| 96816 | Honolulu, HI | 49,368 | 7.1 mi |
| 96817 | Honolulu, HI | 54,628 | 6.4 mi |
| 96701 | Aiea, HI | 40,281 | 9.3 mi |
| 96825 | Honolulu, HI | 30,263 | 7.6 mi |
| 96819 | Honolulu, HI | 49,492 | 8.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 96734, both outside HI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (50,746 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Honolulu County
Related Areas
Frequently Asked Questions
What county is ZIP code 96734 in?
ZIP code 96734 (Kailua) is located in Honolulu County, Hawaii. Honolulu County contains multiple ZIP codes, see the full list at /counties/honolulu-hi.
What is the population of ZIP code 96734?
ZIP code 96734 in Kailua, HI has a population of 50,746 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96734?
The median household income in ZIP 96734 is $132,782, which is 74% above the national average of $76,288.
What is the average home value in ZIP 96734?
The median home value in ZIP 96734 is $1,367,600, which is 392% above the national average of $278,155.
What is the demographic makeup of ZIP 96734?
The largest racial group in ZIP 96734 is White at 46.6%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 96734?
ZIP code 96734 has 970 business establishments employing approximately 9,539 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96734?
The top industries by establishment count in ZIP 96734 are: Health care and social assistance (156), Retail trade (120), Professional, scientific, and technical services (114). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 96734?
According to the FHFA House Price Index, home values in ZIP 96734 increased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 276%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96734?
In ZIP code 96734, 71.2% of residents aged 25+ have a high school diploma or higher, and 54.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96734?
The mean commute time for workers in ZIP code 96734 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96734?
In ZIP code 96734, approximately 62.8% of occupied housing units are owner-occupied and 37.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96734?
The poverty rate in ZIP code 96734 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 96734's numbers, next.
- See how ZIP 96734 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kailua, HI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.