Kailua, HI · standard
ZIP Code 96734
Honolulu County, Hawaii — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 50,746
- 900/sq mi
- $132,782
- Median income
- $1,367,600
- Median home value
- 54.2%
- Bachelor's or higher
The verdict
Kailua pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 6%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 900
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96734 against every reporting US ZIP.
ZIP code 96734 is classified by USPS as a standard delivery area and covers roughly 56.4 square miles in Kailua, Honolulu County, Hawaii. The area is home to 50,746 residents, producing a population density of 900 people per square mile, and falls within the Pacific/Honolulu time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96734 against Hawaii and the nation.
On the economic side, the median household income for ZIP 96734 sits at $132,782 (43% above the Hawaii average), while per-capita income is $56,228. The poverty rate stands at 4.8% and the unemployment rate at 3.3%. On housing, the median home value is $1,367,600 (76% above the state average) with median rent at $3,316 per month, and 62.8% of occupied units are owner-occupied, a direct signal of whether 96734 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 54.2% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Honolulu County, so you can benchmark 96734 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 96734
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 96734.
- Health care and social assistance
Health care and social assistance
156 establishments
- Retail trade
Retail trade
120 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
114 establishments
- Accommodation and food services
Accommodation and food services
113 establishments
- Construction
Construction
109 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96734, Kailua, HI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
50,746
Population
56.4
Area (sq mi)
900
People / sq mi
Pacific/Honolulu
Time Zone
standard
ZIP Type
Who lives in ZIP 96734?
38.4
Median Age
49.5%
Male
50.5%
Female
7.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$132,782
Median Household Income
+43% vs state
$56,228
Per Capita Income
4.8%
Poverty Rate
3.3%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 96734 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$132,782 Top 6% higher than 94% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
18,234
Total Housing Units
16,842
Occupied Units
1,392
Vacant Units
2.91
Avg Household Size
Occupancy Type
$1,367,600
Median Home Value
+76% vs state
$3,316
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.3%
YoY Change (2024)
376
HPI Index (2000 = 100)
+276%
Total Change Since 2000
Home values in ZIP 96734 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +276% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.3% | 267 |
| 2021 | +3.6% | 277 |
| 2022 | +17.2% | 325 |
| 2023 | +15.5% | 375 |
| 2024 | +0.3% | 376 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 970 business establishments in ZIP 96734, employing approximately 9,539 people with a combined annual payroll of $484,560,000.
970
Businesses
9,539
Employees
$484.6M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 156 | 16.1% |
| Retail trade | 120 | 12.4% |
| Professional, scientific, and technical services | 114 | 11.8% |
| Accommodation and food services | 113 | 11.7% |
| Construction | 109 | 11.2% |
| Other services (except public administration) | 92 | 9.5% |
| Real estate and rental and leasing | 61 | 6.3% |
| Administrative and support and waste management and remediation services | 55 | 5.7% |
| Finance and insurance | 43 | 4.4% |
| Educational services | 22 | 2.3% |
| Wholesale trade | 19 | 2.0% |
| Manufacturing | 18 | 1.9% |
| Arts, entertainment, and recreation | 13 | 1.3% |
| Information | 11 | 1.1% |
| Transportation and warehousing | 9 | 0.9% |
| Management of companies and enterprises | 6 | 0.6% |
| Agriculture, forestry, fishing and hunting | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96734 vs 96863 →
ZIP 96734 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96817
Honolulu (96817)
54,628 residents
- 96744
Kaneohe (96744)
54,247 residents
- 96734
Kailua (96734)
50,746 residents
- 96819
Honolulu (96819)
49,492 residents
- 96816
Honolulu (96816)
49,368 residents
- 96822
Honolulu (96822)
45,007 residents
- 96701
Aiea (96701)
40,281 residents
- 96825
Honolulu (96825)
30,263 residents
- 96821 19,856
Honolulu (96821)
19,856 residents
What this shows Among its immediate neighbors, ZIP 96734 ranks #3 by population — useful context the national average alone can't give.
ZIP 96734 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96821
Honolulu (96821)
$174,938 median income
- 96825
Honolulu (96825)
$153,210 median income
- 96734
Kailua (96734)
$132,782 median income
- 96744
Kaneohe (96744)
$131,653 median income
- 96795
Waimanalo (96795)
$120,714 median income
- 96816
Honolulu (96816)
$114,609 median income
- 96701
Aiea (96701)
$111,173 median income
- 96819
Honolulu (96819)
$99,848 median income
- 96822
Honolulu (96822)
$95,947 median income
What this shows By household income, ZIP 96734 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96863 | Mcbh Kaneohe Bay, HI | 52 | 4.2 mi |
| 96795 | Waimanalo, HI | 10,034 | 4.0 mi |
| 96821 | Honolulu, HI | 19,856 | 6.2 mi |
| 96822 | Honolulu, HI | 45,007 | 6.0 mi |
| 96744 | Kaneohe, HI | 54,247 | 6.3 mi |
| 96816 | Honolulu, HI | 49,368 | 7.1 mi |
| 96817 | Honolulu, HI | 54,628 | 6.4 mi |
| 96701 | Aiea, HI | 40,281 | 9.3 mi |
| 96825 | Honolulu, HI | 30,263 | 7.6 mi |
| 96819 | Honolulu, HI | 49,492 | 8.3 mi |
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Frequently Asked Questions
What county is ZIP code 96734 in? ▼
What is the population of ZIP code 96734? ▼
What is the median household income in ZIP 96734? ▼
What is the average home value in ZIP 96734? ▼
What is the demographic makeup of ZIP 96734? ▼
How many businesses are in ZIP code 96734? ▼
What are the main industries in ZIP code 96734? ▼
How have home values changed in ZIP code 96734? ▼
What is the education level in ZIP code 96734? ▼
What is the average commute time in ZIP 96734? ▼
What percentage of residents own vs. rent in ZIP 96734? ▼
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ZIP Code Research Guides
Official Data Resources for Kailua, HI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.