Hammond, IN

Single-footprint Census roll-up for Hammond, IN: 4 USPS ZIPs, population 73,569. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet HAMMOND-IN · Hammond, IN 4 ZIPs · 73,569 pop · #21168/25278 · Lake County

INC-MID · RANK-BOTTOM · ABOVE-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-MOD · HOME-LOW

  • INC-MID $51,797
  • RANK-BOTTOM #21168/25278
  • ABOVE-PEER over East Chicago
  • BOOK-FEW 4 ZIPs
  • OWN-LOW 60% owners
  • POP-SMALL 73,569
  • SPREAD-MOD 46320→46324
  • HOME-LOW $150,575

Nearest income peer: East Chicago, IN ( $9,672 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Hammond

Lowest/highest poles plus county-sharing cities nearest Hammond on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Hammond, IN sits among US cities with one of the lowest household incomes among US cities, on a small-city population base, across a handful of delivery areas.

16th pct
household income vs 25,278 US cities
73,569
city population (Census)
4
USPS ZIP codes covered
$51,797
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Lower-income footing on only 4 ZIPs ($51,797 average) · poverty 22.3%. The primary code (46324) carries the ACS household fields that matter.

Owner-occupancy is comparatively low (59.5%) for this income tier, rent $1,133 may matter more than the home-value average.

Within Indiana, Redkey is the closest lower-income city and Paoli the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Hammond.

Within-city ZIP comparison

Where the ZIP codes inside Hammond differ

Income is the clearest internal divide in Hammond. ZIP 46320 reports $37,158 in median household income, while ZIP 46324 reports $63,052. The city average sits between those published endpoints, so it is a starting point rather than a substitute for the ZIP records.

Income high-to-low ratio
1.7×

46320 to 46324

Home-value high-to-low ratio
1.2×

46320 to 46323

Poverty-rate spread
21.6 points

46324 to 46327

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Hammond residents split across a short ZIP set

No ZIP owns Hammond: the largest, 46324, is only about 31% of 73,569 residents across 4 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Hammond

Citywide ZBP: 1,206 establishments, 23,184 employees , annual payroll $1,299,632k (~16 establishments per 1,000 residents) across 4 of 4 ZIPs. Peak business ZIP 46320 (398 units) ; leading NAICS Retail trade (198) · also Other services (except public administration) · Accommodation and food services .

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ZIP Codes in Hammond, IN

These ZIP codes sit in Lake County, which covers 27 ZIP codes in all; 4 of them fall in Hammond. See the Lake County roll-up →

Hammond sits in the lower half of Lake County on income: Crown Point, Merrillville and Hobart report more, Gary and East Chicago report less. Dyer marks the far end of that range at $116,652, 125% above Hammond.

Side-by-side: Compare 46324 vs 46323 →

ZIP Code Population Median income Establishments Density
46324 23,165 $63,052 331 2,032
46323 22,743 $59,688 301 1,418
46320 15,508 $37,158 398 896
46327 12,153 $47,288 176 1,132

Hammond roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Hammond, .