Hammond, IN · standard
ZIP Code 46327
Lake County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,153
- 1,132/sq mi High-density area
- $47,288
- Median income Below-median income area
- $142,100
- Median home value Below-median home value
- 12.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hammond pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 23rd pct
- home value, US ZIPs
- 1,132
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46327 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46327 (Hammond, IN) rose +24.4% from 2023 to 2024. The all-transactions index moved from 199.6 in 2023 to 248.3 in 2024 (2000 = 100).
ZIP code 46327 is a mid-sized community (a standard USPS delivery area) in Hammond, Lake County, Indiana, home to 12,153 residents across 10.7 square miles, a density of 1,132 people per square mile, in the Chicago time zone.
ZIP 46327 reports a modest median household income of $47,288 (36% below the average Indiana ZIP), while per-capita income is $22,187. The poverty rate is 32.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $142,100 (27% below the average Indiana ZIP), and median rent is $1,093; owner occupancy is 61.5%.
Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lake County, so 46327 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46327
Top 5 sectors by establishment count in Hammond, IN
Which industries have the most business establishments in ZIP 46327.
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Transportation and warehousing
Transportation and warehousing
30 establishments
- Retail trade
Retail trade
24 establishments
- Accommodation and food services
Accommodation and food services
23 establishments
- Manufacturing
Manufacturing
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46327, Hammond, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,153
Population
10.7
Area (sq mi)
1,132
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 46327?
35.3
Median Age
53.1%
Male
46.9%
Female
19.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,288
Median Household Income
-36% vs state ZIP avg
$22,187
Per Capita Income
32.4%
Poverty Rate
8.0%
Unemployment Rate
28.4 min
Mean Commute Time
How ZIP 46327 ranks among Indiana ZIPs
Hammond, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$47,288 6th percentile higher than 6% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,454housing units
4,454
Total Housing Units
3,843
Occupied Units
611
Vacant Units
2.75
Avg Household Size
Occupancy Type
$142,100
Median Home Value
-27% vs state ZIP avg
$1,093
Median Rent
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.4%
YoY Change (2024)
248
HPI Index (2000 = 100)
+148%
Total Change Since 2000
Home values in ZIP 46327 have increased 24.4% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -8.3% | 142 |
| 2021 | +19.6% | 170 |
| 2022 | +21.3% | 206 |
| 2023 | -3.2% | 200 |
| 2024 | +24.4% | 248 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 176 business establishments in ZIP 46327, employing approximately 2,651 people with a combined annual payroll of $134,518,000.
176
Businesses
2,651
Employees
$134.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 31 | 17.6% |
| Transportation and warehousing | 30 | 17.1% |
| Retail trade | 24 | 13.6% |
| Accommodation and food services | 23 | 13.1% |
| Manufacturing | 17 | 9.7% |
| Wholesale trade | 13 | 7.4% |
| Construction | 12 | 6.8% |
| Administrative and support and waste management and remediation services | 10 | 5.7% |
| Finance and insurance | 4 | 2.3% |
| Real estate and rental and leasing | 4 | 2.3% |
| Professional, scientific, and technical services | 4 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46327 vs 46320 →
ZIP 46327 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60409
Calumet City (60409)
37,186 residents
- 46312
East Chicago (46312)
29,698 residents
- 60438
Lansing (60438)
28,884 residents
- 46321
Munster (46321)
23,603 residents
- 46324
Hammond (46324)
23,165 residents
- 60419
Dolton (60419)
22,788 residents
- 46323
Hammond (46323)
22,743 residents
- 46320
Hammond (46320)
15,508 residents
- 60633 12,927
Chicago (60633)
12,927 residents
What this shows Among its immediate neighbors, ZIP 46327 ranks #0 by population - useful context the national average alone can't give.
ZIP 46327 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46321
Munster (46321)
$110,187 median income
- 60438
Lansing (60438)
$75,681 median income
- 46394
Whiting (46394)
$66,176 median income
- 46324
Hammond (46324)
$63,052 median income
- 60633
Chicago (60633)
$62,458 median income
- 46323
Hammond (46323)
$59,688 median income
- 60419
Dolton (60419)
$57,887 median income
- 60409
Calumet City (60409)
$55,369 median income
- 46327
Hammond (46327)
$47,288 median income
What this shows By household income, ZIP 46327 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46320 | Hammond, IN | 15,508 | 0.4 mi |
| 46394 | Whiting, IN | 12,258 | 2.5 mi |
| 46324 | Hammond, IN | 23,165 | 3.9 mi |
| 46312 | East Chicago, IN | 29,698 | 2.8 mi |
| 60409 | Calumet City, IL | 37,186 | 2.9 mi |
| 60633 | Chicago, IL | 12,927 | 3.3 mi |
| 46321 | Munster, IN | 23,603 | 6.3 mi |
| 46323 | Hammond, IN | 22,743 | 4.4 mi |
| 60419 | Dolton, IL | 22,788 | 4.8 mi |
| 60438 | Lansing, IL | 28,884 | 5.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46327, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,153 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 46327 in?
ZIP code 46327 (Hammond) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46327?
ZIP code 46327 in Hammond, IN has a population of 12,153 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46327?
The median household income in ZIP 46327 is $47,288, which is 38% below the national average of $76,288.
What is the average home value in ZIP 46327?
The median home value in ZIP 46327 is $142,100, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 46327?
The largest racial group in ZIP 46327 is White at 33.7%. Hispanic or Latino residents make up 61.1% of the population.
How many businesses are in ZIP code 46327?
ZIP code 46327 has 176 business establishments employing approximately 2,651 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46327?
The top industries by establishment count in ZIP 46327 are: Other services (except public administration) (31), Transportation and warehousing (30), Retail trade (24). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46327?
According to the FHFA House Price Index, home values in ZIP 46327 increased by 24.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46327?
In ZIP code 46327, 52.7% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46327?
The mean commute time for workers in ZIP code 46327 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46327?
In ZIP code 46327, approximately 61.5% of occupied housing units are owner-occupied and 38.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46327?
The poverty rate in ZIP code 46327 is 32.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46327's numbers, next.
- See how ZIP 46327 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hammond, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.