PlainZIP

Hammond, IN · standard

ZIP Code 46327

Lake County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,153
1,132/sq mi
$47,288
Median income
$142,100
Median home value
12.8%
Bachelor's or higher

The verdict

Hammond pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

11th pct
household income, US ZIPs
23th pct
home value, US ZIPs
1,132
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46327 against every reporting US ZIP.

ZIP code 46327 is a mid-sized community (a standard USPS delivery area) in Hammond, Lake County, Indiana, home to 12,153 residents across 10.7 square miles, a density of 1,132 people per square mile, in the Chicago time zone.

ZIP 46327 reports a modest median household income of $47,288 (36% below the Indiana average), while per-capita income is $22,187. 32.4% of residents live below the poverty line, and the unemployment rate reads 8.0%. The typical home here is valued at $142,100 (27% below the state average); renters pay a median of $1,093 monthly, and 61.5% of units are owner-occupied.

Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 28 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 46327, plus 6 more within Lake County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46327

Top 5 sectors by establishment count in Hammond, IN

Which industries have the most business establishments in ZIP 46327.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46327, Hammond, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,153

Population

10.7

Area (sq mi)

1,132

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46327?

35.3

Median Age

53.1%

Male

46.9%

Female

19.9%

Foreign-Born

White 33.7%
African American 10.5%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.0%
Hispanic or Latino 61.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,288

Median Household Income

-36% vs state

$22,187

Per Capita Income

32.4%

Poverty Rate

8.0%

Unemployment Rate

28.4 min

Mean Commute Time

How ZIP 46327 ranks nationally

Hammond, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,288 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.7%
Bachelor's Degree or Higher 12.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,454

Total Housing Units

3,843

Occupied Units

611

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 61.5%
Renter 38.5%

$142,100

Median Home Value

-27% vs state

$1,093

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.4%

YoY Change (2024)

248

HPI Index (2000 = 100)

+148%

Total Change Since 2000

Home values in ZIP 46327 have increased 24.4% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.

Year Annual Change HPI Index
2020 -8.3% 142
2021 +19.6% 170
2022 +21.3% 206
2023 -3.2% 200
2024 +24.4% 248

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 176 business establishments in ZIP 46327, employing approximately 2,651 people with a combined annual payroll of $134,518,000.

176

Businesses

2,651

Employees

$134.5M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 31 17.6%
Transportation and warehousing 30 17.1%
Retail trade 24 13.6%
Accommodation and food services 23 13.1%
Manufacturing 17 9.7%
Wholesale trade 13 7.4%
Construction 12 6.8%
Administrative and support and waste management and remediation services 10 5.7%
Finance and insurance 4 2.3%
Real estate and rental and leasing 4 2.3%
Professional, scientific, and technical services 4 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46327 vs 46320 →

ZIP 46327 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46327 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46327 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46327 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46320 Hammond, IN 15,508 0.4 mi
46394 Whiting, IN 12,258 2.5 mi
46324 Hammond, IN 23,165 3.9 mi
46312 East Chicago, IN 29,698 2.8 mi
60409 Calumet City, IL 37,186 2.9 mi
60633 Chicago, IL 12,927 3.3 mi
46321 Munster, IN 23,603 6.3 mi
46323 Hammond, IN 22,743 4.4 mi
60419 Dolton, IL 22,788 4.8 mi
60438 Lansing, IL 28,884 5.5 mi

More ZIP Codes in Lake County

46307 standard
Crown Point, IN
Pop: 60,619
46410 standard
Merrillville, IN
Pop: 38,340
46342 standard
Hobart, IN
Pop: 31,244
46312 standard
East Chicago, IN
Pop: 29,698
46375 standard
Schererville, IN
Pop: 23,820
46322 standard
Highland, IN
Pop: 23,727

Related Areas

Lake County Hammond, IN Indiana

Frequently Asked Questions

What county is ZIP code 46327 in? ▼
ZIP code 46327 (Hammond) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46327? ▼
ZIP code 46327 in Hammond, IN has a population of 12,153 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46327? ▼
The median household income in ZIP 46327 is $47,288, which is 38% below the national average of $76,288.
What is the average home value in ZIP 46327? ▼
The median home value in ZIP 46327 is $142,100, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 46327? ▼
The largest racial group in ZIP 46327 is White at 33.7%. Hispanic or Latino residents make up 61.1% of the population.
How many businesses are in ZIP code 46327? ▼
ZIP code 46327 has 176 business establishments employing approximately 2,651 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46327? ▼
The top industries by establishment count in ZIP 46327 are: Other services (except public administration) (31), Transportation and warehousing (30), Retail trade (24). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46327? ▼
According to the FHFA House Price Index, home values in ZIP 46327 increased by 24.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46327? ▼
In ZIP code 46327, 52.7% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46327? ▼
The mean commute time for workers in ZIP code 46327 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46327? ▼
In ZIP code 46327, approximately 61.5% of occupied housing units are owner-occupied and 38.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46327? ▼
The poverty rate in ZIP code 46327 is 32.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.