ZIP Code 46312

standard

Source:

East Chicago · Lake County · Indiana

Population
29,698

819/sq mi

Median income
$42,125

▼ 45% vs US

higher than 7% of US ZIPs

Median home value
$105,400

▼ 62% vs US

higher than 11% of US ZIPs

Bachelor's or higher
10.7%

Median age 36.5

Land area
36.3 sq mi

Chicago

ZIP code 46312 in East Chicago, Indiana has a population of 29,698. The median household income is $42,125, which is 45% below the national average. Median home value is $105,400, 62% below the US average. 10.7% of residents hold a bachelor's degree or higher.

ZIP code 46312 is classified by USPS as a standard delivery area and covers roughly 36.3 square miles in East Chicago, Lake County, Indiana. The area is home to 29,698 residents, producing a population density of 819 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46312 against Indiana and the nation.

On the economic side, the median household income for ZIP 46312 sits at $42,125 (43% below the Indiana average), while per-capita income is $23,656. The poverty rate stands at 26.3% and the unemployment rate at 7.6%. On housing, the median home value is $105,400 (46% below the state average) with median rent at $854 per month, and 42.9% of occupied units are owner-occupied, a direct signal of whether 46312 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.7% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46312 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46312

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46312.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46312, East Chicago, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

29,698

Population

36.3

Area (sq mi)

819

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46312?

36.5

Median Age

48.9%

Male

51.1%

Female

16.4%

Foreign-Born

White 12.8%
African American 36.8%
Asian 0.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.8%
Hispanic or Latino 57.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$42,125

Median Household Income

-43% vs state

$23,656

Per Capita Income

26.3%

Poverty Rate

7.6%

Unemployment Rate

20.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.8%
Bachelor's Degree or Higher 10.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,365

Total Housing Units

9,943

Occupied Units

2,422

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 42.9%
Renter 57.1%

$105,400

Median Home Value

-46% vs state

$854

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+31.3%

YoY Change (2024)

213

HPI Index (2000 = 100)

+113%

Total Change Since 2000

Home values in ZIP 46312 have increased 31.3% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.

Year Annual Change HPI Index
2020 +17.2% 130
2021 +2.9% 134
2022 +16.6% 156
2023 +3.9% 162
2024 +31.3% 213

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 404 business establishments in ZIP 46312, employing approximately 11,080 people with a combined annual payroll of $876,926,000.

404

Businesses

11,080

Employees

$876.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 64 15.8%
Retail trade 48 11.9%
Manufacturing 43 10.6%
Health care and social assistance 40 9.9%
Wholesale trade 33 8.2%
Accommodation and food services 33 8.2%
Transportation and warehousing 32 7.9%
Administrative and support and waste management and remediation services 32 7.9%
Construction 23 5.7%
Finance and insurance 17 4.2%
Professional, scientific, and technical services 16 4.0%
Real estate and rental and leasing 10 2.5%
Management of companies and enterprises 4 1.0%
Educational services 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46312 vs 46323 →

ZIP Code City Population Distance
46323 Hammond, IN 22,743 4.0 mi
46327 Hammond, IN 12,153 2.8 mi
46320 Hammond, IN 15,508 2.7 mi
46394 Whiting, IN 12,258 2.7 mi
46406 Gary, IN 9,900 3.9 mi
46322 Highland, IN 23,727 6.8 mi
46324 Hammond, IN 23,165 5.0 mi
60633 Chicago, IL 12,927 5.6 mi
60409 Calumet City, IL 37,186 5.5 mi
46404 Gary, IN 17,326 6.0 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 46312 in?
ZIP code 46312 (East Chicago) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46312?
ZIP code 46312 in East Chicago, IN has a population of 29,698 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46312?
The median household income in ZIP 46312 is $42,125, which is 45% below the national average of $76,288.
What is the average home value in ZIP 46312?
The median home value in ZIP 46312 is $105,400, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 46312?
The largest racial group in ZIP 46312 is African American at 36.8%. Hispanic or Latino residents make up 57.2% of the population.
How many businesses are in ZIP code 46312?
ZIP code 46312 has 404 business establishments employing approximately 11,080 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46312?
The top industries by establishment count in ZIP 46312 are: Other services (except public administration) (64), Retail trade (48), Manufacturing (43). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46312?
According to the FHFA House Price Index, home values in ZIP 46312 increased by 31.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46312?
In ZIP code 46312, 49.8% of residents aged 25+ have a high school diploma or higher, and 10.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46312?
The mean commute time for workers in ZIP code 46312 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46312?
In ZIP code 46312, approximately 42.9% of occupied housing units are owner-occupied and 57.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46312?
The poverty rate in ZIP code 46312 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for East Chicago, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.