Calumet City, IL · standard
ZIP Code 60409
Cook County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,186
- 1,929/sq mi High-density area
- $55,369
- Median income Below-median income area
- $145,200
- Median home value Below-median home value
- 21.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Calumet City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 22nd pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 1,929
- people per sq mi
- 56%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60409 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 60409 (Calumet City, IL) rose +8.5% from 2023 to 2024. The all-transactions index moved from 161.0 in 2023 to 174.8 in 2024 (2000 = 100).
ZIP code 60409 is a densely settled ZIP (a standard USPS delivery area) in Calumet City, Cook County, Illinois, with 37,186 residents across 19.3 square miles, a density of 1,929 people per square mile, in the Chicago time zone.
ZIP 60409 reports a modest median household income of $55,369 (31% below the average Illinois ZIP), while per-capita income is $28,113. Economic pressure is pronounced: 23.4% of residents are below the poverty line and unemployment is 10.6%. Home values sit below the statewide ZIP benchmark: the median is $145,200 (24% below the average Illinois ZIP), and median rent is $1,177; owner occupancy is 55.7%.
Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cook County, so 60409 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 60409
Top 5 sectors by establishment count in Calumet City, IL
Which industries have the most business establishments in ZIP 60409.
- Retail trade
Retail trade
121 establishments
- Accommodation and food services
Accommodation and food services
57 establishments
- Health care and social assistance
Health care and social assistance
56 establishments
- Other services (except public administration)
Other services (except public administration)
53 establishments
- Transportation and warehousing 24
Transportation and warehousing
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60409, Calumet City, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,186
Population
19.3
Area (sq mi)
1,929
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60409?
38.6
Median Age
46.1%
Male
53.9%
Female
10.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,369
Median Household Income
-31% vs state ZIP avg
$28,113
Per Capita Income
23.4%
Poverty Rate
10.6%
Unemployment Rate
34.4 min
Mean Commute Time
How ZIP 60409 ranks nationally
Calumet City, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$55,369 22nd percentile higher than 22% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,556housing units
16,556
Total Housing Units
14,332
Occupied Units
2,224
Vacant Units
2.45
Avg Household Size
Occupancy Type
$145,200
Median Home Value
-24% vs state ZIP avg
$1,177
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.5%
YoY Change (2024)
175
HPI Index (2000 = 100)
+75%
Total Change Since 2000
Home values in ZIP 60409 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +75% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.6% | 120 |
| 2021 | +12.4% | 135 |
| 2022 | +10.2% | 149 |
| 2023 | +8.3% | 161 |
| 2024 | +8.5% | 175 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 444 business establishments in ZIP 60409, employing approximately 7,660 people with a combined annual payroll of $245,258,000.
444
Businesses
7,660
Employees
$245.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 121 | 27.3% |
| Accommodation and food services | 57 | 12.8% |
| Health care and social assistance | 56 | 12.6% |
| Other services (except public administration) | 53 | 11.9% |
| Transportation and warehousing | 24 | 5.4% |
| Finance and insurance | 24 | 5.4% |
| Real estate and rental and leasing | 23 | 5.2% |
| Professional, scientific, and technical services | 21 | 4.7% |
| Administrative and support and waste management and remediation services | 18 | 4.0% |
| Construction | 13 | 2.9% |
| Wholesale trade | 12 | 2.7% |
| Manufacturing | 6 | 1.4% |
| Information | 6 | 1.4% |
| Educational services | 5 | 1.1% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60409 vs 60438 →
ZIP 60409 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60617
Chicago (60617)
84,155 residents
- 60409
Calumet City (60409)
37,186 residents
- 60426 29,594
Harvey (60426)
29,594 residents
- 60438 28,884
Lansing (60438)
28,884 residents
- 46324 23,165
Hammond (46324)
23,165 residents
- 60419 22,788
Dolton (60419)
22,788 residents
- 60473 22,439
South Holland (60473)
22,439 residents
- 46320 15,508
Hammond (46320)
15,508 residents
- 60633 12,927
Chicago (60633)
12,927 residents
What this shows Among its immediate neighbors, ZIP 60409 ranks #2 by population - useful context the national average alone can't give.
ZIP 60409 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60473
South Holland (60473)
$85,659 median income
- 60438
Lansing (60438)
$75,681 median income
- 46324
Hammond (46324)
$63,052 median income
- 60633
Chicago (60633)
$62,458 median income
- 60476
Thornton (60476)
$59,647 median income
- 60419
Dolton (60419)
$57,887 median income
- 60409
Calumet City (60409)
$55,369 median income
- 60617
Chicago (60617)
$51,778 median income
- 46327
Hammond (46327)
$47,288 median income
What this shows By household income, ZIP 60409 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 60438 | Lansing, IL | 28,884 | 3.2 mi |
| 60633 | Chicago, IL | 12,927 | 3.6 mi |
| 60419 | Dolton, IL | 22,788 | 2.7 mi |
| 60473 | South Holland, IL | 22,439 | 2.7 mi |
| 46320 | Hammond, IN | 15,508 | 2.8 mi |
| 46327 | Hammond, IN | 12,153 | 2.9 mi |
| 46324 | Hammond, IN | 23,165 | 3.3 mi |
| 60476 | Thornton, IL | 2,391 | 4.2 mi |
| 60426 | Harvey, IL | 29,594 | 5.3 mi |
| 60617 | Chicago, IL | 84,155 | 7.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60409, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,186 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cook County
Related Areas
Frequently Asked Questions
What county is ZIP code 60409 in?
ZIP code 60409 (Calumet City) is located in Cook County, Illinois. Cook County contains multiple ZIP codes, see the full list at /counties/cook-il.
What is the population of ZIP code 60409?
ZIP code 60409 in Calumet City, IL has a population of 37,186 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60409?
The median household income in ZIP 60409 is $55,369, which is 27% below the national average of $76,288.
What is the average home value in ZIP 60409?
The median home value in ZIP 60409 is $145,200, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 60409?
The largest racial group in ZIP 60409 is African American at 75.2%. Hispanic or Latino residents make up 16.3% of the population.
How many businesses are in ZIP code 60409?
ZIP code 60409 has 444 business establishments employing approximately 7,660 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60409?
The top industries by establishment count in ZIP 60409 are: Retail trade (121), Accommodation and food services (57), Health care and social assistance (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 60409?
According to the FHFA House Price Index, home values in ZIP 60409 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 75%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60409?
In ZIP code 60409, 49.7% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60409?
The mean commute time for workers in ZIP code 60409 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60409?
In ZIP code 60409, approximately 55.7% of occupied housing units are owner-occupied and 44.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60409?
The poverty rate in ZIP code 60409 is 23.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60409's numbers, next.
- See how ZIP 60409 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Calumet City, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.