PlainZIP

Calumet City, IL · standard

ZIP Code 60409

Cook County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,186
1,929/sq mi
$55,369
Median income
$145,200
Median home value
21.4%
Bachelor's or higher

The verdict

Calumet City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

22th pct
household income, US ZIPs
24th pct
home value, US ZIPs
1,929
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60409 against every reporting US ZIP.

ZIP code 60409 is a densely settled ZIP (a standard USPS delivery area) in Calumet City, Cook County, Illinois, with 37,186 residents across 19.3 square miles, a density of 1,929 people per square mile, in the Chicago time zone.

ZIP 60409 reports a modest median household income of $55,369 (31% below the Illinois average), while per-capita income is $28,113. 23.4% of residents live below the poverty line, and the unemployment rate reads 10.6%. Housing costs here run $145,200 for a typical home value (24% below the state average), with rent averaging $1,177 a month; 55.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is 34 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 60409, plus 6 more within Cook County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60409

Top 5 sectors by establishment count in Calumet City, IL

Which industries have the most business establishments in ZIP 60409.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60409, Calumet City, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,186

Population

19.3

Area (sq mi)

1,929

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60409?

38.6

Median Age

46.1%

Male

53.9%

Female

10.3%

Foreign-Born

White 7.6%
African American 75.2%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 5.3%
Hispanic or Latino 16.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,369

Median Household Income

-31% vs state

$28,113

Per Capita Income

23.4%

Poverty Rate

10.6%

Unemployment Rate

34.4 min

Mean Commute Time

How ZIP 60409 ranks nationally

Calumet City, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,369 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.7%
Bachelor's Degree or Higher 21.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,556

Total Housing Units

14,332

Occupied Units

2,224

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 55.7%
Renter 44.3%

$145,200

Median Home Value

-24% vs state

$1,177

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

175

HPI Index (2000 = 100)

+75%

Total Change Since 2000

Home values in ZIP 60409 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +75% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.6% 120
2021 +12.4% 135
2022 +10.2% 149
2023 +8.3% 161
2024 +8.5% 175

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 444 business establishments in ZIP 60409, employing approximately 7,660 people with a combined annual payroll of $245,258,000.

444

Businesses

7,660

Employees

$245.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 121 27.3%
Accommodation and food services 57 12.8%
Health care and social assistance 56 12.6%
Other services (except public administration) 53 11.9%
Transportation and warehousing 24 5.4%
Finance and insurance 24 5.4%
Real estate and rental and leasing 23 5.2%
Professional, scientific, and technical services 21 4.7%
Administrative and support and waste management and remediation services 18 4.0%
Construction 13 2.9%
Wholesale trade 12 2.7%
Manufacturing 6 1.4%
Information 6 1.4%
Educational services 5 1.1%
Arts, entertainment, and recreation 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60409 vs 60438 →

ZIP 60409 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60409 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60409 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60409 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60438 Lansing, IL 28,884 3.2 mi
60633 Chicago, IL 12,927 3.6 mi
60419 Dolton, IL 22,788 2.7 mi
60473 South Holland, IL 22,439 2.7 mi
46320 Hammond, IN 15,508 2.8 mi
46327 Hammond, IN 12,153 2.9 mi
46324 Hammond, IN 23,165 3.3 mi
60476 Thornton, IL 2,391 4.2 mi
60426 Harvey, IL 29,594 5.3 mi
60617 Chicago, IL 84,155 7.1 mi

More ZIP Codes in Cook County

60629 standard
Chicago, IL
Pop: 113,916
60623 standard
Chicago, IL
Pop: 92,108
60618 standard
Chicago, IL
Pop: 92,084
60632 standard
Chicago, IL
Pop: 91,326
60639 standard
Chicago, IL
Pop: 90,407
60647 standard
Chicago, IL
Pop: 87,291

Related Areas

Cook County Calumet City, IL Illinois

Frequently Asked Questions

What county is ZIP code 60409 in? ▼
ZIP code 60409 (Calumet City) is located in Cook County, Illinois. Cook County contains multiple ZIP codes, see the full list at /counties/cook-il.
What is the population of ZIP code 60409? ▼
ZIP code 60409 in Calumet City, IL has a population of 37,186 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60409? ▼
The median household income in ZIP 60409 is $55,369, which is 27% below the national average of $76,288.
What is the average home value in ZIP 60409? ▼
The median home value in ZIP 60409 is $145,200, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 60409? ▼
The largest racial group in ZIP 60409 is African American at 75.2%. Hispanic or Latino residents make up 16.3% of the population.
How many businesses are in ZIP code 60409? ▼
ZIP code 60409 has 444 business establishments employing approximately 7,660 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60409? ▼
The top industries by establishment count in ZIP 60409 are: Retail trade (121), Accommodation and food services (57), Health care and social assistance (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 60409? ▼
According to the FHFA House Price Index, home values in ZIP 60409 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 75%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60409? ▼
In ZIP code 60409, 49.7% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60409? ▼
The mean commute time for workers in ZIP code 60409 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60409? ▼
In ZIP code 60409, approximately 55.7% of occupied housing units are owner-occupied and 44.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60409? ▼
The poverty rate in ZIP code 60409 is 23.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.