ZIP Code 46406

ZIP code 46406 is classified by USPS as a standard delivery area and covers roughly 33.4 square miles in Gary, Lake County, Indiana. The area is home to 9,900 residents, producing a population density of 297 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46406 against Indiana and the nation.

On the economic side, the median household income for ZIP 46406 sits at $35,839 (51% below the Indiana average), while per-capita income is $18,916. The poverty rate stands at 36.7% and the unemployment rate at 10.6%. On housing, the median home value is $91,700 (53% below the state average) with median rent at $995 per month, and 48.0% of occupied units are owner-occupied, a direct signal of whether 46406 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.8% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46406 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →