Gary, IN

Census ZIP code profile for Gary, IN — 7 ZIPs, total population 85,171. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

2026 data Public-data reference. official source

Source:

Gary, IN is covered by 7 USPS ZIP codes serving a combined population of 85,171 according to Census ACS 5-Year Estimates. U.S. cities rarely map cleanly to a single ZIP — Gary splits its residents across 7 delivery areas, each with its own demographic and housing profile. The table below lists every ZIP by population, so you can see which neighborhoods carry the weight of the city total and which are smaller pockets of the same municipal boundary.

Aggregated across every ZIP in Gary, the median household income averages $39,752 and per-capita income averages $23,598. Poverty rate runs at 33.6% and unemployment at 11.1%. On housing, the average median home value is $98,786 with median rent of $1,005 per month, and 48.7% of occupied units are owner-occupied. These are arithmetic averages across the 7 ZIPs — not population-weighted — so small ZIPs influence the headline numbers the same as large ones.

Use this city view to compare ZIPs inside Gary against each other rather than hunting for a single "city average." The Affordability Dashboard linked below combines these Census inputs with HUD Fair Market Rents, FBI crime data, and Department of Labor childcare costs into a graded scorecard for Gary as a whole, while individual ZIP pages show fine-grained household income, housing profile, education attainment, commute time, and nearby-ZIP benchmarks. Every field on this page is sourced directly from U.S. Census Bureau ACS 2023 5-Year Estimates — no estimates, no proprietary scoring, no editorial adjustment.

Affordability Dashboard
Income, housing, safety, childcare — all in one view
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7

ZIP Codes

85,171

Population

$39,752

Median Income

$98,786

Median Home Value

36.4

Median Age

How much do residents of Gary earn?

Median Household Income
$39,752
Per Capita Income
$23,598
Unemployment Rate
11.1%
Poverty Rate
33.6%

What does housing look like in Gary?

Median Home Value
$98,786
Median Rent
$1,005/mo
Owner Occupied
48.7%
Housing Units
39,978

Who lives in Gary?

Bachelor's Degree+
14.4%
High School+
53.0%
Avg Commute
26 min
Foreign Born
2.5%

ZIP Codes in Gary, IN

Side-by-side: Compare 46404 vs 46408 →

ZIP Code Population Density Timezone
46404 17,326 1,170 America/Chicago
46408 17,030 674 America/Chicago
46407 12,656 1,155 America/Chicago
46403 12,601 588 America/Chicago
46406 9,900 297 America/Chicago
46409 8,932 967 America/Chicago
46402 6,726 682 America/Chicago

Frequently Asked Questions

How many ZIP codes are in Gary, IN?
Gary, IN has 7 ZIP codes with a combined population of 85,171, based on Census ACS 2023 data.
What is the median household income in Gary?
The average median household income across Gary, IN ZIP codes is $39,752. The poverty rate is 33.6%.
What is the cost of living in Gary?
The average median home value in Gary, IN is $98,786. Median rent is $1,005/month. 48.7% of homes are owner-occupied.

Source: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023). Verify with Census Bureau →

Source: HUD USPS Crosswalk (ZIP-to-county mapping) and Source: simplemaps.com (ZIP coordinates & timezones). Verify with HUD →

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey (ACS). Consult a qualified professional before making decisions based on this data.