ZIP Code 46407

ZIP code 46407 is classified by USPS as a standard delivery area and covers roughly 11.0 square miles in Gary, Lake County, Indiana. The area is home to 12,656 residents, producing a population density of 1,155 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46407 against Indiana and the nation.

On the economic side, the median household income for ZIP 46407 sits at $28,526 (61% below the Indiana average), while per-capita income is $23,147. The poverty rate stands at 39.1% and the unemployment rate at 10.6%. On housing, the median home value is $60,200 (69% below the state average) with median rent at $868 per month, and 41.2% of occupied units are owner-occupied, a direct signal of whether 46407 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.9% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46407 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →