PlainZIP

Gary, IN · standard

ZIP Code 46407

Lake County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,656
1,155/sq mi
$28,526
Median income
$60,200
Median home value
12.9%
Bachelor's or higher

The verdict

Gary pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

2th pct
household income, US ZIPs
2th pct
home value, US ZIPs
1,155
people per sq mi
41%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46407 against every reporting US ZIP.

ZIP code 46407 is a mid-sized community (a standard USPS delivery area) in Gary, Lake County, Indiana, home to 12,656 residents across 11.0 square miles, a density of 1,155 people per square mile, in the Chicago time zone.

ZIP 46407 sits on the lower end of the income spectrum: median household income is $28,526 (61% below the Indiana average), while per-capita income is $23,147. Poverty here runs at 39.1%, with unemployment measured at 10.6%. Median home value sits at $60,200 (69% below the state average), median rent at $868 a month, and owner-occupancy at 41.2%.

Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 25 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 46407, plus 6 more within Lake County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46407

Top 5 sectors by establishment count in Gary, IN

Which industries have the most business establishments in ZIP 46407.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46407, Gary, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,656

Population

11.0

Area (sq mi)

1,155

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46407?

36.9

Median Age

45.4%

Male

54.6%

Female

1.1%

Foreign-Born

White 2.0%
African American 92.5%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$28,526

Median Household Income

-61% vs state

$23,147

Per Capita Income

39.1%

Poverty Rate

10.6%

Unemployment Rate

24.8 min

Mean Commute Time

How ZIP 46407 ranks nationally

Gary, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$28,526 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.1%
Bachelor's Degree or Higher 12.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,329

Total Housing Units

3,778

Occupied Units

2,551

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 41.2%
Renter 58.8%

$60,200

Median Home Value

-69% vs state

$868

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 89 business establishments in ZIP 46407, employing approximately 501 people with a combined annual payroll of $13,662,000.

89

Businesses

501

Employees

$13.7M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 31 34.8%
Retail trade 25 28.1%
Health care and social assistance 12 13.5%
Accommodation and food services 6 6.7%
Real estate and rental and leasing 4 4.5%
Construction 3 3.4%
Professional, scientific, and technical services 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46407 vs 46402 →

ZIP 46407 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46407 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46407 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46407 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46402 Gary, IN 6,726 1.4 mi
46409 Gary, IN 8,932 2.1 mi
46404 Gary, IN 17,326 2.3 mi
46405 Lake Station, IN 11,746 3.5 mi
46408 Gary, IN 17,030 3.1 mi
46403 Gary, IN 12,601 3.9 mi
46410 Merrillville, IN 38,340 6.7 mi
46406 Gary, IN 9,900 4.4 mi
46323 Hammond, IN 22,743 6.4 mi
46319 Griffith, IN 18,404 6.0 mi

More ZIP Codes in Lake County

46307 standard
Crown Point, IN
Pop: 60,619
46410 standard
Merrillville, IN
Pop: 38,340
46342 standard
Hobart, IN
Pop: 31,244
46312 standard
East Chicago, IN
Pop: 29,698
46375 standard
Schererville, IN
Pop: 23,820
46322 standard
Highland, IN
Pop: 23,727

Related Areas

Lake County Gary, IN Indiana

Frequently Asked Questions

What county is ZIP code 46407 in? ▼
ZIP code 46407 (Gary) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46407? ▼
ZIP code 46407 in Gary, IN has a population of 12,656 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46407? ▼
The median household income in ZIP 46407 is $28,526, which is 63% below the national average of $76,288.
What is the average home value in ZIP 46407? ▼
The median home value in ZIP 46407 is $60,200, which is 78% below the national average of $278,155.
What is the demographic makeup of ZIP 46407? ▼
The largest racial group in ZIP 46407 is African American at 92.5%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 46407? ▼
ZIP code 46407 has 89 business establishments employing approximately 501 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46407? ▼
The top industries by establishment count in ZIP 46407 are: Other services (except public administration) (31), Retail trade (25), Health care and social assistance (12). There are 7 industry sectors represented in total.
What is the education level in ZIP code 46407? ▼
In ZIP code 46407, 50.1% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46407? ▼
The mean commute time for workers in ZIP code 46407 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46407? ▼
In ZIP code 46407, approximately 41.2% of occupied housing units are owner-occupied and 58.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46407? ▼
The poverty rate in ZIP code 46407 is 39.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.