ZIP Code 46409

ZIP code 46409 is classified by USPS as a standard delivery area and covers roughly 9.2 square miles in Gary, Lake County, Indiana. The area is home to 8,932 residents, producing a population density of 967 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46409 against Indiana and the nation.

On the economic side, the median household income for ZIP 46409 sits at $44,667 (39% below the Indiana average), while per-capita income is $25,568. The poverty rate stands at 30.0% and the unemployment rate at 12.4%. On housing, the median home value is $78,800 (59% below the state average) with median rent at $1,195 per month, and 44.5% of occupied units are owner-occupied, a direct signal of whether 46409 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.4% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46409 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →