ZIP Code 46405
standardSource:
Lake Station · Lake County · Indiana
- Population
- 11,746
- Median income
- $60,881
- Median home value
- $139,200
- Bachelor's or higher
- 7.8%
- Land area
- 22.5 sq mi
522/sq mi
▼ 20% vs US
higher than 31% of US ZIPs
▼ 50% vs US
higher than 22% of US ZIPs
Median age 35.3
Chicago
ZIP code 46405 in Lake Station, Indiana has a population of 11,746. The median household income is $60,881, which is 20% below the national average. Median home value is $139,200, 50% below the US average. 7.8% of residents hold a bachelor's degree or higher.
ZIP code 46405 is classified by USPS as a standard delivery area and covers roughly 22.5 square miles in Lake Station, Lake County, Indiana. The area is home to 11,746 residents, producing a population density of 522 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46405 against Indiana and the nation.
On the economic side, the median household income for ZIP 46405 sits at $60,881 (17% below the Indiana average), while per-capita income is $27,763. The poverty rate stands at 12.2% and the unemployment rate at 16.3%. On housing, the median home value is $139,200 (28% below the state average) with median rent at $1,144 per month, and 75.3% of occupied units are owner-occupied, a direct signal of whether 46405 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 7.8% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46405 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46405
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46405.
- Retail trade
Retail trade
31 establishments
- Other services (except public administration)
Other services (except public administration)
27 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Transportation and warehousing
Transportation and warehousing
15 establishments
- Construction
Construction
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46405, Lake Station, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,746
Population
22.5
Area (sq mi)
522
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 46405?
35.3
Median Age
52.6%
Male
47.4%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,881
Median Household Income
-17% vs state
$27,763
Per Capita Income
12.2%
Poverty Rate
16.3%
Unemployment Rate
26.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,632
Total Housing Units
4,357
Occupied Units
275
Vacant Units
2.77
Avg Household Size
Occupancy Type
$139,200
Median Home Value
-28% vs state
$1,144
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.2%
YoY Change (2024)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 46405 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.0% | 137 |
| 2021 | +13.6% | 155 |
| 2022 | +13.8% | 177 |
| 2023 | +17.0% | 207 |
| 2024 | +5.2% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 149 business establishments in ZIP 46405, employing approximately 1,148 people with a combined annual payroll of $42,070,000.
149
Businesses
1,148
Employees
$42.1M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 31 | 20.8% |
| Other services (except public administration) | 27 | 18.1% |
| Accommodation and food services | 17 | 11.4% |
| Transportation and warehousing | 15 | 10.1% |
| Construction | 14 | 9.4% |
| Health care and social assistance | 11 | 7.4% |
| Finance and insurance | 7 | 4.7% |
| Professional, scientific, and technical services | 7 | 4.7% |
| Manufacturing | 6 | 4.0% |
| Wholesale trade | 4 | 2.7% |
| Administrative and support and waste management and remediation services | 4 | 2.7% |
| Real estate and rental and leasing | 3 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46405 vs 46403 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46403 | Gary, IN | 12,601 | 2.1 mi |
| 46407 | Gary, IN | 12,656 | 3.5 mi |
| 46342 | Hobart, IN | 31,244 | 4.0 mi |
| 46409 | Gary, IN | 8,932 | 3.7 mi |
| 46402 | Gary, IN | 6,726 | 3.9 mi |
| 46368 | Portage, IN | 38,691 | 4.3 mi |
| 46404 | Gary, IN | 17,326 | 5.9 mi |
| 46408 | Gary, IN | 17,030 | 5.9 mi |
| 46393 | Wheeler, IN | 399 | 6.3 mi |
| 46410 | Merrillville, IN | 38,340 | 7.4 mi |
More ZIP Codes in Lake County
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Frequently Asked Questions
What county is ZIP code 46405 in? ▼
What is the population of ZIP code 46405? ▼
What is the median household income in ZIP 46405? ▼
What is the average home value in ZIP 46405? ▼
What is the demographic makeup of ZIP 46405? ▼
How many businesses are in ZIP code 46405? ▼
What are the main industries in ZIP code 46405? ▼
How have home values changed in ZIP code 46405? ▼
What is the education level in ZIP code 46405? ▼
What is the average commute time in ZIP 46405? ▼
What percentage of residents own vs. rent in ZIP 46405? ▼
What is the poverty rate in ZIP code 46405? ▼
ZIP Code Research Guides
Official Data Resources for Lake Station, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.