ZIP Code 46322

standard

Source:

Highland · Lake County · Indiana

Population
23,727

1,324/sq mi

Median income
$78,062

▲ 2% vs US

higher than 59% of US ZIPs

Median home value
$233,300

▼ 16% vs US

higher than 53% of US ZIPs

Bachelor's or higher
29.6%

Median age 44.6

Land area
17.9 sq mi

Chicago

ZIP code 46322 in Highland, Indiana has a population of 23,727. The median household income is $78,062, which is 2% above the national average. Median home value is $233,300, 16% below the US average. 29.6% of residents hold a bachelor's degree or higher.

ZIP code 46322 is classified by USPS as a standard delivery area and covers roughly 17.9 square miles in Highland, Lake County, Indiana. The area is home to 23,727 residents, producing a population density of 1,324 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46322 against Indiana and the nation.

On the economic side, the median household income for ZIP 46322 sits at $78,062 (6% above the Indiana average), while per-capita income is $42,248. The poverty rate stands at 11.6% and the unemployment rate at 4.7%. On housing, the median home value is $233,300 (21% above the state average) with median rent at $1,230 per month, and 78.4% of occupied units are owner-occupied, a direct signal of whether 46322 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.6% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46322 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46322

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46322, Highland, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

23,727

Population

17.9

Area (sq mi)

1,324

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46322?

44.6

Median Age

46.7%

Male

53.3%

Female

7.7%

Foreign-Born

White 70.9%
African American 9.6%
Asian 1.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.1%
Hispanic or Latino 20.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,062

Median Household Income

+6% vs state

$42,248

Per Capita Income

11.6%

Poverty Rate

4.7%

Unemployment Rate

25.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.4%
Bachelor's Degree or Higher 29.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,879

Total Housing Units

10,440

Occupied Units

439

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 78.4%
Renter 21.6%

$233,300

Median Home Value

+21% vs state

$1,230

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 46322 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 155
2021 +9.4% 169
2022 +15.2% 195
2023 +5.2% 205
2024 +5.0% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 733 business establishments in ZIP 46322, employing approximately 8,997 people with a combined annual payroll of $391,448,000.

733

Businesses

8,997

Employees

$391.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 123 16.8%
Health care and social assistance 102 13.9%
Other services (except public administration) 94 12.8%
Accommodation and food services 79 10.8%
Professional, scientific, and technical services 78 10.6%
Construction 53 7.2%
Finance and insurance 43 5.9%
Administrative and support and waste management and remediation services 36 4.9%
Real estate and rental and leasing 34 4.6%
Transportation and warehousing 26 3.5%
Manufacturing 19 2.6%
Wholesale trade 19 2.6%
Educational services 12 1.6%
Information 5 0.7%
Management of companies and enterprises 5 0.7%
Arts, entertainment, and recreation 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46322 vs 46321 →

ZIP Code City Population Distance
46321 Munster, IN 23,603 2.3 mi
46323 Hammond, IN 22,743 2.9 mi
46319 Griffith, IN 18,404 2.4 mi
46375 Schererville, IN 23,820 3.9 mi
46324 Hammond, IN 23,165 3.3 mi
46408 Gary, IN 17,030 4.6 mi
46312 East Chicago, IN 29,698 6.8 mi
46406 Gary, IN 9,900 4.6 mi
60438 Lansing, IL 28,884 4.9 mi
46373 Saint John, IN 13,859 7.0 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 46322 in?
ZIP code 46322 (Highland) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46322?
ZIP code 46322 in Highland, IN has a population of 23,727 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46322?
The median household income in ZIP 46322 is $78,062, which is 2% above the national average of $76,288.
What is the average home value in ZIP 46322?
The median home value in ZIP 46322 is $233,300, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 46322?
The largest racial group in ZIP 46322 is White at 70.9%. Hispanic or Latino residents make up 20.3% of the population.
How many businesses are in ZIP code 46322?
ZIP code 46322 has 733 business establishments employing approximately 8,997 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46322?
The top industries by establishment count in ZIP 46322 are: Retail trade (123), Health care and social assistance (102), Other services (except public administration) (94). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46322?
According to the FHFA House Price Index, home values in ZIP 46322 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46322?
In ZIP code 46322, 61.4% of residents aged 25+ have a high school diploma or higher, and 29.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46322?
The mean commute time for workers in ZIP code 46322 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46322?
In ZIP code 46322, approximately 78.4% of occupied housing units are owner-occupied and 21.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46322?
The poverty rate in ZIP code 46322 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Highland, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.