Highland, IN · standard

ZIP Code 46322

Lake County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,727
1,324/sq mi
$78,062
Median income
$233,300
Median home value
29.6%
Bachelor's or higher

The verdict

Highland pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 47%
home value, US ZIPs
1,324
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46322 against every reporting US ZIP.

ZIP code 46322 is a densely settled ZIP (a standard USPS delivery area) in Highland, Lake County, Indiana, with 23,727 residents across 17.9 square miles, a density of 1,324 people per square mile, in the Chicago time zone.

ZIP 46322 lands in the middle-income range, with a median household income of $78,062 (6% above the Indiana average), while per-capita income is $42,248. Poverty here runs at 11.6%, with unemployment measured at 4.7%. Median home value sits at $233,300 (21% above the state average), median rent at $1,230 a month, and owner-occupancy at 78.4%.

Educational attainment sits below the national norm: 29.6% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46322 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46322

Top 5 sectors by establishment count in Highland, IN

Which industries have the most business establishments in ZIP 46322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46322, Highland, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,727

Population

17.9

Area (sq mi)

1,324

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46322?

44.6

Median Age

46.7%

Male

53.3%

Female

7.7%

Foreign-Born

White 70.9%
African American 9.6%
Asian 1.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.1%
Hispanic or Latino 20.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,062

Median Household Income

+6% vs state

$42,248

Per Capita Income

11.6%

Poverty Rate

4.7%

Unemployment Rate

25.6 min

Mean Commute Time

How ZIP 46322 ranks nationally

Highland, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,062 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.4%
Bachelor's Degree or Higher 29.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,879

Total Housing Units

10,440

Occupied Units

439

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 78.4%
Renter 21.6%

$233,300

Median Home Value

+21% vs state

$1,230

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 46322 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 155
2021 +9.4% 169
2022 +15.2% 195
2023 +5.2% 205
2024 +5.0% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 733 business establishments in ZIP 46322, employing approximately 8,997 people with a combined annual payroll of $391,448,000.

733

Businesses

8,997

Employees

$391.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 123 16.8%
Health care and social assistance 102 13.9%
Other services (except public administration) 94 12.8%
Accommodation and food services 79 10.8%
Professional, scientific, and technical services 78 10.6%
Construction 53 7.2%
Finance and insurance 43 5.9%
Administrative and support and waste management and remediation services 36 4.9%
Real estate and rental and leasing 34 4.6%
Transportation and warehousing 26 3.5%
Manufacturing 19 2.6%
Wholesale trade 19 2.6%
Educational services 12 1.6%
Information 5 0.7%
Management of companies and enterprises 5 0.7%
Arts, entertainment, and recreation 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46322 vs 46321 →

ZIP 46322 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46322 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46322 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46322 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46321 Munster, IN 23,603 2.3 mi
46323 Hammond, IN 22,743 2.9 mi
46319 Griffith, IN 18,404 2.4 mi
46375 Schererville, IN 23,820 3.9 mi
46324 Hammond, IN 23,165 3.3 mi
46408 Gary, IN 17,030 4.6 mi
46312 East Chicago, IN 29,698 6.8 mi
46406 Gary, IN 9,900 4.6 mi
60438 Lansing, IL 28,884 4.9 mi
46373 Saint John, IN 13,859 7.0 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 46322 in?
ZIP code 46322 (Highland) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46322?
ZIP code 46322 in Highland, IN has a population of 23,727 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46322?
The median household income in ZIP 46322 is $78,062, which is 2% above the national average of $76,288.
What is the average home value in ZIP 46322?
The median home value in ZIP 46322 is $233,300, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 46322?
The largest racial group in ZIP 46322 is White at 70.9%. Hispanic or Latino residents make up 20.3% of the population.
How many businesses are in ZIP code 46322?
ZIP code 46322 has 733 business establishments employing approximately 8,997 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46322?
The top industries by establishment count in ZIP 46322 are: Retail trade (123), Health care and social assistance (102), Other services (except public administration) (94). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46322?
According to the FHFA House Price Index, home values in ZIP 46322 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46322?
In ZIP code 46322, 61.4% of residents aged 25+ have a high school diploma or higher, and 29.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46322?
The mean commute time for workers in ZIP code 46322 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46322?
In ZIP code 46322, approximately 78.4% of occupied housing units are owner-occupied and 21.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46322?
The poverty rate in ZIP code 46322 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.