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County ZIP codes · Kentucky · FIPS 21079

Garrard County, KY ZIP Codes

Garrard County, Kentucky has 6 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026): 5 residential and 1 for PO boxes or a single organization. 2 of the residential ones lie mainly in Garrard County and 3 mainly in a neighboring county; 5 cross the county line. Median household income ranges from $52,609 in 40484 (Stanford) to $71,212 in 40461 (Paint Lick) (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020

Where are the ZIP codes of Garrard County?

40403 · Berea: $62k40419 · Crab Orchard: $57k40444 · Lancaster: $63k40461 · Paint Lick: $71k40484 · Stanford: $53k404444048440403404194046140403 · Berea: $62k40419 · Crab Orchard: $57k40444 · Lancaster: $63k40461 · Paint Lick: $71k40484 · Stanford: $53k404444048440403404194046140403 · Berea: $62k40419 · Crab Orchard: $57k40444 · Lancaster: $63k40461 · Paint Lick: $71k40484 · Stanford: $53k4044440484404034041940461
The residential ZIP codes of Garrard County (whole outlines, including the parts in neighboring counties), shaded by median household income in national fifths (ACS 2020-2024).<$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are its ZIP codes?

The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $56,549 and $62,463.

They carry 5 postal town names: Berea, Lancaster, Stanford, Crab Orchard, Paint Lick.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).

All 5 residential ZIP codes in Garrard County

2 ZIP codes lie mainly in Garrard County; 3 more reach into it from a neighboring county and follow the first table.

Residential ZIP codes mainly in Garrard County, largest first; "In this county" is the share of the ZIP's land in the county
In this county
40444 Lancaster 14,276 90 $63k $218k 97%
40461 Paint Lick 2,527 45 $71k $202k 65%

Partly in Garrard County

Residential ZIP codes mainly in another county that reach at least 1% into Garrard County, by their share here
In this county
40419 Crab Orchard 5,250 55 $57k $124k 21%
40403 Berea 27,607 249 $62k $200k 14%
40484 Stanford 12,331 88 $53k $166k 3%

Download the 6 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).

Which ZIP codes cross the county line?

5 ZIP codes of Garrard County extend into another county. A ZIP code follows mail routes, not county borders.

Share of each ZIP code's land in Garrard County and in the neighboring counties
ZIPIn GarrardElsewhere
4040314%Madison County76%; Rockcastle County9%
4044497%Lincoln County3%
404843%Lincoln County96%
4041921%Lincoln County56%; Rockcastle County18%; Pulaski County5%
4046165%Madison County35%

Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).

PO Box and single-organization ZIP codes

ZIP codes in Garrard County without a residential area (GeoNames postal codes)
ZIPPostal name
40410Bryantsville

Source: GeoNames postal codes (CC BY 4.0).

Which first three digits do Garrard County's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Garrard County starts with 404.

Three-digit prefixes of Garrard County's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Garrard County's
PrefixSectional centerHereAll codes
404Lexington, KY (SCF 403)633

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.