County ZIP codes · Kentucky · FIPS 21151
Madison County, KY ZIP Codes
Madison County, Kentucky has 7 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026): 5 residential and 2 for PO boxes or a single organization. 4 of the residential ones lie mainly in Madison County and 1 mainly in a neighboring county; 2 cross the county line. Median household income ranges from $61,771 in 40403 (Berea) to $71,212 in 40461 (Paint Lick) (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
Where are the ZIP codes of Madison County?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are its ZIP codes?
The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $61,771 and $63,103.
They carry 4 postal town names: Richmond, Berea, Paint Lick, Waco.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).
All 5 residential ZIP codes in Madison County
4 ZIP codes lie mainly in Madison County; 1 more reaches into it from a neighboring county and follows the first table.
| In this county | ||||||
|---|---|---|---|---|---|---|
| 40475 | Richmond | 65,961 | 229 | $63k | $244k | 100% |
| 40403 | Berea | 27,607 | 249 | $62k | $200k | 76% |
| 40385 | Waco | 2,233 | 49 | $63k | $195k | 100% |
| 40404 | Berea | 1,114 | 5,626 | – | – | 100% |
Partly in Madison County
| In this county | ||||||
|---|---|---|---|---|---|---|
| 40461 | Paint Lick | 2,527 | 45 | $71k | $202k | 35% |
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).
Which ZIP codes cross the county line?
2 ZIP codes of Madison County extend into another county. A ZIP code follows mail routes, not county borders.
| ZIP | In Madison | Elsewhere |
|---|---|---|
| 40403 | 76% | Garrard County 14%; Rockcastle County 9% |
| 40461 | 35% | Garrard County 65% |
Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).
PO Box and single-organization ZIP codes
| ZIP | Postal name |
|---|---|
| 40405 | Bighill |
| 40476 | Richmond |
Source: GeoNames postal codes (CC BY 4.0).
Which first three digits do Madison County's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Madison County's ZIP codes use 2 prefixes: 403 and 404.
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.