Waco, KY · standard
ZIP Code 40385
Madison County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,131
- 26/sq mi Moderate-density area
- $63,103
- Median income Near-median income area
- $194,700
- Median home value Near-median home value
- 21.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waco pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 42nd pct
- home value, US ZIPs
- 26
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40385 against every reporting US ZIP.
ZIP code 40385 covers 122.3 square miles in Waco, Madison County, Kentucky (a standard USPS delivery area), with a modest 3,131 residents on file, a density of 26 people per square mile, in the New York time zone.
ZIP 40385 reports a modest median household income of $63,103 (6% above the average Kentucky ZIP), while per-capita income is $28,133. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.4% and unemployment is 1.3%. Housing is both higher-cost and owner-heavy: median home value is $194,700 (22% above the average Kentucky ZIP), while 82.0% of occupied homes are owner-occupied and median rent is $680.
Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Madison County, so 40385 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40385
Top 5 sectors by establishment count in Waco, KY
Which industries have the most business establishments in ZIP 40385.
- Construction
Construction
7 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40385, Waco, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,131
Population
122.3
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40385?
42.5
Median Age
47.9%
Male
52.1%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,103
Median Household Income
+6% vs state ZIP avg
$28,133
Per Capita Income
7.4%
Poverty Rate
1.3%
Unemployment Rate
How ZIP 40385 ranks among Kentucky ZIPs
Waco, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,103 Top 36% higher than 64% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,237housing units
1,237
Total Housing Units
923
Occupied Units
314
Vacant Units
2.42
Avg Household Size
Occupancy Type
$194,700
Median Home Value
+22% vs state ZIP avg
$680
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 22 business establishments in ZIP 40385, employing approximately 64 people with a combined annual payroll of $2,358,000.
22
Businesses
64
Employees
$2.4M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 31.8% |
| Other services (except public administration) | 4 | 18.2% |
| Professional, scientific, and technical services | 3 | 13.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40385 vs 40336 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40336 | Irvine, KY | 13,061 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40385, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,131 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 40385 in?
ZIP code 40385 (Waco) is located in Madison County, Kentucky. Madison County contains multiple ZIP codes, see the full list at /counties/madison-ky.
What is the population of ZIP code 40385?
ZIP code 40385 in Waco, KY has a population of 3,131 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40385?
The median household income in ZIP 40385 is $63,103, which is 17% below the national average of $76,288.
What is the average home value in ZIP 40385?
The median home value in ZIP 40385 is $194,700, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 40385?
The largest racial group in ZIP 40385 is White at 98.9%.
How many businesses are in ZIP code 40385?
ZIP code 40385 has 22 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40385?
The top industries by establishment count in ZIP 40385 are: Construction (7), Other services (except public administration) (4), Professional, scientific, and technical services (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 40385?
In ZIP code 40385, 66.5% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40385?
In ZIP code 40385, approximately 82.0% of occupied housing units are owner-occupied and 18.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40385?
The poverty rate in ZIP code 40385 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40385's numbers, next.
- See how ZIP 40385 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waco, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.