Waco, KY · standard
ZIP Code 40385
Madison County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,131
- 26/sq mi
- $63,103
- Median income
- $194,700
- Median home value
- 21.4%
- Bachelor's or higher
The verdict
Waco pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 42th pct
- home value, US ZIPs
- 26
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40385 against every reporting US ZIP.
ZIP code 40385 covers 122.3 square miles in Waco, Madison County, Kentucky (a standard USPS delivery area), with a modest 3,131 residents on file, a density of 26 people per square mile, in the New York time zone.
ZIP 40385 reports a modest median household income of $63,103 (6% above the Kentucky average), while per-capita income is $28,133. Local economic indicators show a 7.4% poverty rate alongside 1.3% unemployment. On housing, the median home value is $194,700 (22% above the state average) with median rent at $680 per month, and 82.0% of occupied units are owner-occupied.
Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is -. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 40385, plus 4 more within Madison County, give a clearer read than the national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40385
Top 5 sectors by establishment count in Waco, KY
Which industries have the most business establishments in ZIP 40385.
- Construction
Construction
7 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40385, Waco, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,131
Population
122.3
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40385?
42.5
Median Age
47.9%
Male
52.1%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,103
Median Household Income
+6% vs state
$28,133
Per Capita Income
7.4%
Poverty Rate
1.3%
Unemployment Rate
How ZIP 40385 ranks nationally
Waco, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$63,103 35th percentile higher than 35% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,237
Total Housing Units
923
Occupied Units
314
Vacant Units
2.42
Avg Household Size
Occupancy Type
$194,700
Median Home Value
+22% vs state
$680
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 22 business establishments in ZIP 40385, employing approximately 64 people with a combined annual payroll of $2,358,000.
22
Businesses
64
Employees
$2.4M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 31.8% |
| Other services (except public administration) | 4 | 18.2% |
| Professional, scientific, and technical services | 3 | 13.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40385 vs 40336 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40336 | Irvine, KY | 13,061 | 8.7 mi |
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 40385 in? ▼
What is the population of ZIP code 40385? ▼
What is the median household income in ZIP 40385? ▼
What is the average home value in ZIP 40385? ▼
What is the demographic makeup of ZIP 40385? ▼
How many businesses are in ZIP code 40385? ▼
What are the main industries in ZIP code 40385? ▼
What is the education level in ZIP code 40385? ▼
What percentage of residents own vs. rent in ZIP 40385? ▼
What is the poverty rate in ZIP code 40385? ▼
Read our methodology to see how this data is sourced, computed, and verified.