PlainZIP

Winchester, KY · standard

ZIP Code 40391

Clark County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

35,262
57/sq mi
$64,144
Median income
$204,900
Median home value
22.7%
Bachelor's or higher

The verdict

Winchester pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
45th pct
home value, US ZIPs
57
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40391 against every reporting US ZIP.

ZIP code 40391 is classified by USPS as a standard delivery area and covers roughly 619.7 square miles in Winchester, Clark County, Kentucky. The area is home to 35,262 residents, producing a population density of 57 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40391 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40391 sits at $64,144 (8% above the Kentucky average), while per-capita income is $37,674. The poverty rate stands at 14.7% and the unemployment rate at 4.5%. On housing, the median home value is $204,900 (29% above the state average) with median rent at $938 per month, and 70.6% of occupied units are owner-occupied, a direct signal of whether 40391 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.7% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 24 minutes. Use the benchmarks above to see where 40391 sits relative to Kentucky and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40391

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40391.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40391, Winchester, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

35,262

Population

619.7

Area (sq mi)

57

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40391?

40.4

Median Age

49.3%

Male

50.7%

Female

1.7%

Foreign-Born

White 88.5%
African American 2.9%
Asian 1.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,144

Median Household Income

+8% vs state

$37,674

Per Capita Income

14.7%

Poverty Rate

4.5%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 40391 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,144 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.0%
Bachelor's Degree or Higher 22.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,243

Total Housing Units

14,910

Occupied Units

1,333

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 70.6%
Renter 29.4%

$204,900

Median Home Value

+29% vs state

$938

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.1%

YoY Change (2024)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 40391 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 153
2021 +9.8% 168
2022 +16.9% 196
2023 +8.5% 213
2024 +5.1% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 769 business establishments in ZIP 40391, employing approximately 12,027 people with a combined annual payroll of $566,577,000.

769

Businesses

12,027

Employees

$566.6M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 126 16.4%
Health care and social assistance 119 15.5%
Other services (except public administration) 81 10.5%
Construction 74 9.6%
Accommodation and food services 71 9.2%
Professional, scientific, and technical services 47 6.1%
Finance and insurance 43 5.6%
Manufacturing 37 4.8%
Wholesale trade 31 4.0%
Real estate and rental and leasing 31 4.0%
Administrative and support and waste management and remediation services 31 4.0%
Transportation and warehousing 23 3.0%
Information 22 2.9%
Management of companies and enterprises 10 1.3%
Arts, entertainment, and recreation 10 1.3%
Utilities 6 0.8%
Educational services 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Related Areas

Clark County Winchester, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40391 in? ▼
ZIP code 40391 (Winchester) is located in Clark County, Kentucky. Clark County contains multiple ZIP codes, see the full list at /counties/clark-ky.
What is the population of ZIP code 40391? ▼
ZIP code 40391 in Winchester, KY has a population of 35,262 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40391? ▼
The median household income in ZIP 40391 is $64,144, which is 16% below the national average of $76,288.
What is the average home value in ZIP 40391? ▼
The median home value in ZIP 40391 is $204,900, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 40391? ▼
The largest racial group in ZIP 40391 is White at 88.5%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 40391? ▼
ZIP code 40391 has 769 business establishments employing approximately 12,027 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40391? ▼
The top industries by establishment count in ZIP 40391 are: Retail trade (126), Health care and social assistance (119), Other services (except public administration) (81). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 40391? ▼
According to the FHFA House Price Index, home values in ZIP 40391 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40391? ▼
In ZIP code 40391, 60.0% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40391? ▼
The mean commute time for workers in ZIP code 40391 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40391? ▼
In ZIP code 40391, approximately 70.6% of occupied housing units are owner-occupied and 29.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40391? ▼
The poverty rate in ZIP code 40391 is 14.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Winchester, KY

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.