Residential delivery area · Kentucky

ZIP Code 40509: Lexington, KY

ZIP code 40509 uses the postal name Lexington, Kentucky and lies mostly in Fayette County (92% of its land) with the rest in Clark County (Census 2020 ZIP-county file). About 47,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Lexington's 16 residential ZIP codes. Median household income is $94,804 (Census Bureau, ACS 2020-2024). Most of its land (92%) lies in the city of Lexington-Fayette.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Kentucky, Indiana, Michigan and Ohio
405sectional center: Lexington, KY (SCF 403)
09delivery area within it
Town
Lexington · 16 residential ZIPs
County
Fayette County (92%); Clark County (8%)
Census places
Lexington-Fayette
Metro area
Lexington-Fayette, KY
House district
KY-6 119th Congress
Time zone
Eastern
Land area
47.8 sq mi · 984 people per sq mi
PO Box ZIPs
23 more ZIP codes use the name Lexington for PO boxes or single organizations

Where is ZIP code 40509?

40509 centers on 37.997°, -84.377° and covers 47.8 square miles of land plus 0.2 of water. It borders 6 ZIP codes: 40516, 40502, 40515, 40505, 40517, 40391.

40391 · Winchester40502 · Lexington40505 · Lexington40515 · Lexington40516 · Lexington40517 · Lexington40509 · Lexington (this ZIP)4050940391405154051640505405174050240391 · Winchester40502 · Lexington40505 · Lexington40515 · Lexington40516 · Lexington40517 · Lexington40509 · Lexington (this ZIP)4050940391405154051640505405174050240391 · Winchester40502 · Lexington40505 · Lexington40515 · Lexington40516 · Lexington40517 · Lexington40509 · Lexington (this ZIP)40509403914051540516405054051740502
Shaded by median household income, in national fifths (ACS 2020-2024); 40509 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 40509, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 40509 compare with the rest of Lexington?

Rank of 40509 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure40509In LexingtonIn KY
People (ACS 2020-2024)47,0361st of 167th of 780
Median household income$95k4th of 1332nd of 310
Median home value$366k4th of 1313th of 320

Its median household income is higher than in 77% of U.S. residential ZIP codes, and it is denser than 78% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 40509?

The 2020 Census counted 44,572 people in 40509; the ACS, which samples households over 2020-2024, estimates 47,036. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
47,036
2020 Census count
44,572
Households
19,395
Median age
35.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 40509?

Of the 47,036 people the ACS estimates in 40509, 26.2% are under 18 and 13.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (63.3%), then Black (not Hispanic) (16.1%).

  • Under 1826.2%
  • 18 to 6460.3%
  • 65 and older13.4%
Age of the people of 40509 (ACS 2020-2024, B01001)
  • White, not Hispanic63.3%
  • Black, not Hispanic16.1%
  • Asian, not Hispanic7.7%
  • Hispanic or Latino7.0%
  • Other or two or more5.9%
Race and Hispanic origin in 40509 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 40509 earn?

Median household income is $94,804 (ACS 2020-2024), the 4th highest of the 13 ranked ZIP codes in Lexington.

Median household income
$94,804±$9,939
Income per person
$51,034
Below the poverty line
8.4%
Unemployed (of the labor force)
3.5%
Adults 25+ with a bachelor's degree
57.4%
Adjusted gross income per tax return, 2022
$98,60921,090 returns; wages 70% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 40509?

FHFA's house price index for 40509, built from repeat sales and appraisals of the same homes, rose 91% from 2015 to 2025 and rose 54% from 2020 to 2025, and moved +2.1% in 2025.

Median home value (owners' estimate)
$366,300
Median gross rent
$1,394
Homes owned by their occupants
60.7%
Housing units
20,190
0 100 200 300 198619902000201020202025 0 100 200 300 198619902000201020202025 0 100 200 300 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 40509; 2025: 344.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 40509?

1,586 business establishments had a location in this ZIP code in 2023, 186 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services226
  • Health care and social assistance222
  • Retail trade210
  • Accommodation and food services152
  • Finance and insurance130
  • Other services (except public administration)114

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 40509?

ZIP codes that share a boundary with 40509, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
40516Lexington2,926$85k5.2 mi
40502Lexington26,122$77k5.8 mi
40515Lexington37,384$86k6.0 mi
40505Lexington25,594$58k6.2 mi
40517Lexington35,656$54k6.2 mi
40391Winchester36,796$64k12.8 mi
40526Lexington2,383–7.1 mi (near)
40507Lexington2,159$41k7.3 mi (near)
40536Lexington0–7.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.