PlainZIP

Lexington, KY · standard

ZIP Code 40504

Fayette County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,655
1,630/sq mi
$46,055
Median income
$222,600
Median home value
33.1%
Bachelor's or higher

The verdict

Lexington pairs one of the lowest household incomes in the country with above-median home values, in a low-density, renter-heavy area.

10th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
1,630
people per sq mi
34%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40504 against every reporting US ZIP.

ZIP code 40504 is a densely settled ZIP (a standard USPS delivery area) in Lexington, Fayette County, Kentucky, with 25,655 residents across 15.7 square miles, a density of 1,630 people per square mile, in the New York time zone.

ZIP 40504 reports a modest median household income of $46,055 (23% below the Kentucky average), while per-capita income is $29,991. Poverty here runs at 28.6%, with unemployment measured at 5.7%. The typical home here is valued at $222,600 (40% above the state average); renters pay a median of $970 monthly, and 34.0% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.1% of adults hold a bachelor's degree or higher, the median age is 29.6, and the average commute is 19 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Fayette County, letting you compare 40504 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40504

Top 5 sectors by establishment count in Lexington, KY

Which industries have the most business establishments in ZIP 40504.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40504, Lexington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,655

Population

15.7

Area (sq mi)

1,630

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40504?

29.6

Median Age

52.2%

Male

47.8%

Female

17.0%

Foreign-Born

White 60.2%
African American 17.0%
Asian 1.7%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.9%
Hispanic or Latino 18.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,055

Median Household Income

-23% vs state

$29,991

Per Capita Income

28.6%

Poverty Rate

5.7%

Unemployment Rate

18.5 min

Mean Commute Time

How ZIP 40504 ranks nationally

Lexington, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,055 10th percentile higher than 10% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 33.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,312

Total Housing Units

12,412

Occupied Units

900

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 34.0%
Renter 66.0%

$222,600

Median Home Value

+40% vs state

$970

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 40504 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 164
2021 +10.3% 181
2022 +14.0% 206
2023 +13.1% 233
2024 +7.7% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 684 business establishments in ZIP 40504, employing approximately 12,262 people with a combined annual payroll of $706,621,000.

684

Businesses

12,262

Employees

$706.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 138 20.2%
Other services (except public administration) 69 10.1%
Retail trade 68 9.9%
Accommodation and food services 66 9.7%
Professional, scientific, and technical services 63 9.2%
Finance and insurance 60 8.8%
Construction 52 7.6%
Real estate and rental and leasing 41 6.0%
Administrative and support and waste management and remediation services 35 5.1%
Wholesale trade 25 3.6%
Manufacturing 15 2.2%
Information 14 2.0%
Educational services 11 1.6%
Arts, entertainment, and recreation 11 1.6%
Transportation and warehousing 9 1.3%
Management of companies and enterprises 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40504 vs 40503 →

ZIP 40504 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40504 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40504 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40504 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40503 Lexington, KY 28,003 2.6 mi
40508 Lexington, KY 23,569 2.3 mi
40507 Lexington, KY 1,757 2.5 mi
40506 Lexington, KY 2,802 2.3 mi
40514 Lexington, KY 14,647 4.2 mi
40510 Lexington, KY 1,928 3.8 mi
40502 Lexington, KY 25,709 3.8 mi
40513 Lexington, KY 10,994 4.0 mi
40505 Lexington, KY 26,040 4.8 mi
40517 Lexington, KY 35,227 4.9 mi

More ZIP Codes in Fayette County

40517 standard
Lexington, KY
Pop: 35,227
40515 standard
Lexington, KY
Pop: 33,595
40509 standard
Lexington, KY
Pop: 32,364
40511 standard
Lexington, KY
Pop: 31,798
40503 standard
Lexington, KY
Pop: 28,003
40505 standard
Lexington, KY
Pop: 26,040

Related Areas

Fayette County Lexington, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40504 in? ▼
ZIP code 40504 (Lexington) is located in Fayette County, Kentucky. Fayette County contains multiple ZIP codes, see the full list at /counties/fayette-ky.
What is the population of ZIP code 40504? ▼
ZIP code 40504 in Lexington, KY has a population of 25,655 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40504? ▼
The median household income in ZIP 40504 is $46,055, which is 40% below the national average of $76,288.
What is the average home value in ZIP 40504? ▼
The median home value in ZIP 40504 is $222,600, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 40504? ▼
The largest racial group in ZIP 40504 is White at 60.2%. Hispanic or Latino residents make up 18.5% of the population.
How many businesses are in ZIP code 40504? ▼
ZIP code 40504 has 684 business establishments employing approximately 12,262 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40504? ▼
The top industries by establishment count in ZIP 40504 are: Health care and social assistance (138), Other services (except public administration) (69), Retail trade (68). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40504? ▼
According to the FHFA House Price Index, home values in ZIP 40504 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40504? ▼
In ZIP code 40504, 59.1% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40504? ▼
The mean commute time for workers in ZIP code 40504 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40504? ▼
In ZIP code 40504, approximately 34.0% of occupied housing units are owner-occupied and 66.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40504? ▼
The poverty rate in ZIP code 40504 is 28.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.