PlainZIP

Lexington, KY · standard

ZIP Code 40513

Fayette County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,994
294/sq mi
$128,013
Median income
$497,600
Median home value
73.4%
Bachelor's or higher

The verdict

Lexington pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 13%
home value, US ZIPs
294
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40513 against every reporting US ZIP.

ZIP code 40513 is a mid-sized community (a standard USPS delivery area) in Lexington, Fayette County, Kentucky, home to 10,994 residents across 37.4 square miles, a density of 294 people per square mile, in the New York time zone.

ZIP 40513 skews affluent, with a median household income of $128,013 (115% above the Kentucky average), while per-capita income is $68,024. Local economic indicators show a 3.4% poverty rate alongside 2.5% unemployment. Housing costs here run $497,600 for a typical home value (213% above the state average), with rent averaging $1,416 a month; 72.9% of homes are owner-occupied.

This is a highly-educated ZIP: 73.4% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 23 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40513, plus 6 more within Fayette County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40513

Top 5 sectors by establishment count in Lexington, KY

Which industries have the most business establishments in ZIP 40513.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40513, Lexington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,994

Population

37.4

Area (sq mi)

294

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40513?

45.5

Median Age

49.3%

Male

50.7%

Female

19.7%

Foreign-Born

White 74.2%
African American 1.6%
Asian 19.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$128,013

Median Household Income

+115% vs state

$68,024

Per Capita Income

3.4%

Poverty Rate

2.5%

Unemployment Rate

22.7 min

Mean Commute Time

How ZIP 40513 ranks nationally

Lexington, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$128,013 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.6%
Bachelor's Degree or Higher 73.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,769

Total Housing Units

4,565

Occupied Units

204

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$497,600

Median Home Value

+213% vs state

$1,416

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 40513 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 166
2021 +7.2% 178
2022 +12.1% 200
2023 +15.9% 232
2024 +3.9% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 383 business establishments in ZIP 40513, employing approximately 5,649 people with a combined annual payroll of $304,939,000.

383

Businesses

5,649

Employees

$304.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 69 18.0%
Health care and social assistance 66 17.2%
Accommodation and food services 49 12.8%
Finance and insurance 42 11.0%
Real estate and rental and leasing 30 7.8%
Other services (except public administration) 25 6.5%
Administrative and support and waste management and remediation services 24 6.3%
Construction 20 5.2%
Retail trade 17 4.4%
Wholesale trade 9 2.4%
Arts, entertainment, and recreation 8 2.1%
Information 7 1.8%
Educational services 5 1.3%
Manufacturing 4 1.0%
Agriculture, forestry, fishing and hunting 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40513 vs 40510 →

ZIP 40513 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40513 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40513 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40513 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40510 Lexington, KY 1,928 3.7 mi
40514 Lexington, KY 14,647 3.3 mi
40503 Lexington, KY 28,003 4.0 mi
40504 Lexington, KY 25,655 4.0 mi
40339 Keene, KY 46 5.5 mi
40506 Lexington, KY 2,802 5.7 mi
40502 Lexington, KY 25,709 6.8 mi
40383 Versailles, KY 22,408 7.3 mi
40508 Lexington, KY 23,569 6.2 mi
40507 Lexington, KY 1,757 6.4 mi

More ZIP Codes in Fayette County

40517 standard
Lexington, KY
Pop: 35,227
40515 standard
Lexington, KY
Pop: 33,595
40509 standard
Lexington, KY
Pop: 32,364
40511 standard
Lexington, KY
Pop: 31,798
40503 standard
Lexington, KY
Pop: 28,003
40505 standard
Lexington, KY
Pop: 26,040

Related Areas

Fayette County Lexington, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40513 in? ▼
ZIP code 40513 (Lexington) is located in Fayette County, Kentucky. Fayette County contains multiple ZIP codes, see the full list at /counties/fayette-ky.
What is the population of ZIP code 40513? ▼
ZIP code 40513 in Lexington, KY has a population of 10,994 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40513? ▼
The median household income in ZIP 40513 is $128,013, which is 68% above the national average of $76,288.
What is the average home value in ZIP 40513? ▼
The median home value in ZIP 40513 is $497,600, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 40513? ▼
The largest racial group in ZIP 40513 is White at 74.2%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 40513? ▼
ZIP code 40513 has 383 business establishments employing approximately 5,649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40513? ▼
The top industries by establishment count in ZIP 40513 are: Professional, scientific, and technical services (69), Health care and social assistance (66), Accommodation and food services (49). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 40513? ▼
According to the FHFA House Price Index, home values in ZIP 40513 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40513? ▼
In ZIP code 40513, 82.6% of residents aged 25+ have a high school diploma or higher, and 73.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40513? ▼
The mean commute time for workers in ZIP code 40513 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40513? ▼
In ZIP code 40513, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40513? ▼
The poverty rate in ZIP code 40513 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.