ZIP Code 40513

standard

Source:

Lexington · Fayette County · Kentucky

Population
10,994

294/sq mi

Median income
$128,013

▲ 68% vs US

higher than 93% of US ZIPs

Median home value
$497,600

▲ 79% vs US

higher than 87% of US ZIPs

Bachelor's or higher
73.4%

Median age 45.5

Land area
37.4 sq mi

New York

ZIP code 40513 in Lexington, Kentucky has a population of 10,994. The median household income is $128,013, which is 68% above the national average. Median home value is $497,600, 79% above the US average. 73.4% of residents hold a bachelor's degree or higher.

ZIP code 40513 is classified by USPS as a standard delivery area and covers roughly 37.4 square miles in Lexington, Fayette County, Kentucky. The area is home to 10,994 residents, producing a population density of 294 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40513 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40513 sits at $128,013 (115% above the Kentucky average), while per-capita income is $68,024. The poverty rate stands at 3.4% and the unemployment rate at 2.5%. On housing, the median home value is $497,600 (213% above the state average) with median rent at $1,416 per month, and 72.9% of occupied units are owner-occupied, a direct signal of whether 40513 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 73.4% of adults hold a bachelor's degree or higher, the median age is 45.5, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fayette County, so you can benchmark 40513 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40513

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40513.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40513, Lexington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,994

Population

37.4

Area (sq mi)

294

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40513?

45.5

Median Age

49.3%

Male

50.7%

Female

19.7%

Foreign-Born

White 74.2%
African American 1.6%
Asian 19.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$128,013

Median Household Income

+115% vs state

$68,024

Per Capita Income

3.4%

Poverty Rate

2.5%

Unemployment Rate

22.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.6%
Bachelor's Degree or Higher 73.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,769

Total Housing Units

4,565

Occupied Units

204

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$497,600

Median Home Value

+213% vs state

$1,416

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 40513 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 166
2021 +7.2% 178
2022 +12.1% 200
2023 +15.9% 232
2024 +3.9% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 383 business establishments in ZIP 40513, employing approximately 5,649 people with a combined annual payroll of $304,939,000.

383

Businesses

5,649

Employees

$304.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 69 18.0%
Health care and social assistance 66 17.2%
Accommodation and food services 49 12.8%
Finance and insurance 42 11.0%
Real estate and rental and leasing 30 7.8%
Other services (except public administration) 25 6.5%
Administrative and support and waste management and remediation services 24 6.3%
Construction 20 5.2%
Retail trade 17 4.4%
Wholesale trade 9 2.4%
Arts, entertainment, and recreation 8 2.1%
Information 7 1.8%
Educational services 5 1.3%
Manufacturing 4 1.0%
Agriculture, forestry, fishing and hunting 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40513 vs 40510 →

ZIP Code City Population Distance
40510 Lexington, KY 1,928 3.7 mi
40514 Lexington, KY 14,647 3.3 mi
40503 Lexington, KY 28,003 4.0 mi
40504 Lexington, KY 25,655 4.0 mi
40339 Keene, KY 46 5.5 mi
40506 Lexington, KY 2,802 5.7 mi
40502 Lexington, KY 25,709 6.8 mi
40383 Versailles, KY 22,408 7.3 mi
40508 Lexington, KY 23,569 6.2 mi
40507 Lexington, KY 1,757 6.4 mi

More ZIP Codes in Fayette County

Frequently Asked Questions

What county is ZIP code 40513 in?
ZIP code 40513 (Lexington) is located in Fayette County, Kentucky. Fayette County contains multiple ZIP codes, see the full list at /counties/fayette-ky.
What is the population of ZIP code 40513?
ZIP code 40513 in Lexington, KY has a population of 10,994 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40513?
The median household income in ZIP 40513 is $128,013, which is 68% above the national average of $76,288.
What is the average home value in ZIP 40513?
The median home value in ZIP 40513 is $497,600, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 40513?
The largest racial group in ZIP 40513 is White at 74.2%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 40513?
ZIP code 40513 has 383 business establishments employing approximately 5,649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40513?
The top industries by establishment count in ZIP 40513 are: Professional, scientific, and technical services (69), Health care and social assistance (66), Accommodation and food services (49). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 40513?
According to the FHFA House Price Index, home values in ZIP 40513 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40513?
In ZIP code 40513, 82.6% of residents aged 25+ have a high school diploma or higher, and 73.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40513?
The mean commute time for workers in ZIP code 40513 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40513?
In ZIP code 40513, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40513?
The poverty rate in ZIP code 40513 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lexington, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.