PlainZIP

Nicholasville, KY · standard

ZIP Code 40356

Jessamine County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,503
112/sq mi
$74,495
Median income
$268,100
Median home value
32.0%
Bachelor's or higher

The verdict

Nicholasville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
Top 39%
home value, US ZIPs
112
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40356 against every reporting US ZIP.

ZIP code 40356 is a densely settled ZIP (a standard USPS delivery area) in Nicholasville, Jessamine County, Kentucky, with 40,503 residents across 362.3 square miles, a density of 112 people per square mile, in the New York time zone.

ZIP 40356 lands in the middle-income range, with a median household income of $74,495 (25% above the Kentucky average), while per-capita income is $43,672. The poverty rate stands at 11.1% and the unemployment rate at 3.3%. Housing costs here run $268,100 for a typical home value (69% above the state average), with rent averaging $1,154 a month; 67.5% of homes are owner-occupied.

A solid share of residents have a four-year degree: 32.0% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 24 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Jessamine County, so you can benchmark 40356 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40356

Top 5 sectors by establishment count in Nicholasville, KY

Which industries have the most business establishments in ZIP 40356.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40356, Nicholasville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

40,503

Population

362.3

Area (sq mi)

112

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40356?

39.8

Median Age

48.5%

Male

51.5%

Female

5.4%

Foreign-Born

White 87.1%
African American 3.8%
Asian 2.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,495

Median Household Income

+25% vs state

$43,672

Per Capita Income

11.1%

Poverty Rate

3.3%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 40356 ranks nationally

Nicholasville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,495 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 32.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,288

Total Housing Units

17,283

Occupied Units

1,005

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 67.5%
Renter 32.5%

$268,100

Median Home Value

+69% vs state

$1,154

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.4%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 40356 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 154
2021 +10.0% 170
2022 +16.9% 198
2023 +10.5% 219
2024 +7.4% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,214 business establishments in ZIP 40356, employing approximately 14,354 people with a combined annual payroll of $745,711,000.

1,214

Businesses

14,354

Employees

$745.7M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 197 16.2%
Retail trade 148 12.2%
Health care and social assistance 131 10.8%
Other services (except public administration) 127 10.5%
Professional, scientific, and technical services 110 9.1%
Accommodation and food services 80 6.6%
Manufacturing 66 5.4%
Administrative and support and waste management and remediation services 66 5.4%
Transportation and warehousing 60 4.9%
Real estate and rental and leasing 60 4.9%
Finance and insurance 54 4.5%
Wholesale trade 48 4.0%
Arts, entertainment, and recreation 19 1.6%
Educational services 16 1.3%
Information 12 1.0%
Management of companies and enterprises 12 1.0%
Agriculture, forestry, fishing and hunting 4 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40356 vs 40514 →

ZIP 40356 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40356 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40356 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40356 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40514 Lexington, KY 14,647 7.6 mi
40390 Wilmore, KY 7,366 6.0 mi
40339 Keene, KY 46 6.4 mi
40503 Lexington, KY 28,003 9.2 mi
40513 Lexington, KY 10,994 10.1 mi
40517 Lexington, KY 35,227 8.7 mi
40502 Lexington, KY 25,709 10.7 mi

More ZIP Codes in Jessamine County

40390 standard
Wilmore, KY
Pop: 7,366
40339 standard
Keene, KY
Pop: 46

Related Areas

Jessamine County Nicholasville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40356 in? ▼
ZIP code 40356 (Nicholasville) is located in Jessamine County, Kentucky. Jessamine County contains multiple ZIP codes, see the full list at /counties/jessamine-ky.
What is the population of ZIP code 40356? ▼
ZIP code 40356 in Nicholasville, KY has a population of 40,503 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40356? ▼
The median household income in ZIP 40356 is $74,495, which is 2% below the national average of $76,288.
What is the average home value in ZIP 40356? ▼
The median home value in ZIP 40356 is $268,100, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 40356? ▼
The largest racial group in ZIP 40356 is White at 87.1%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 40356? ▼
ZIP code 40356 has 1,214 business establishments employing approximately 14,354 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40356? ▼
The top industries by establishment count in ZIP 40356 are: Construction (197), Retail trade (148), Health care and social assistance (131). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 40356? ▼
According to the FHFA House Price Index, home values in ZIP 40356 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40356? ▼
In ZIP code 40356, 62.0% of residents aged 25+ have a high school diploma or higher, and 32.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40356? ▼
The mean commute time for workers in ZIP code 40356 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40356? ▼
In ZIP code 40356, approximately 67.5% of occupied housing units are owner-occupied and 32.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40356? ▼
The poverty rate in ZIP code 40356 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.