Residential delivery area · Kentucky
ZIP Code 40312: Clay City, KY
ZIP code 40312 uses the postal name Clay City, Kentucky and lies entirely in Powell County (Census 2020 ZIP-county file). About 6,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $42,564 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Clay City; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Clay City · its only residential ZIP
- County
- Powell County
- Census places
- Clay City
- House district
- KY-6 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 56.9 sq mi · 105 people per sq mi
Where is ZIP code 40312?
40312 centers on 37.844°, -83.933° and covers 56.9 square miles of land plus 0.6 of water. It borders 5 ZIP codes: 40380, 40337, 40472, 40336, 40391.
The map draws ZIP code areas only. For the streets inside 40312, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40312 compare with the rest of Powell County?
| Measure | 40312 | In Powell County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 5,994 | 2nd of 4 | 179th of 780 |
| Median household income | $43k | not ranked | not ranked |
| Median home value | $145k | 1st of 2 | 212th of 320 |
40312's median household income is not ranked: its 90% margin of error (±$10,952) is more than a quarter of the figure ($42,564). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 55% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40312?
The 2020 Census counted 6,010 people in 40312; the ACS, which samples households over 2020-2024, estimates 5,994. Between the 2010 and 2020 censuses its population grew 1.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 5,994
- 2020 Census count
- 6,010+1.9% since 2010 (5,898)
- Households
- 2,272
- Median age
- 41.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40312?
Of the 5,994 people the ACS estimates in 40312, 26.1% are under 18 and 14.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (96.8%).
- Under 1826.1%
- 18 to 6459.5%
- 65 and older14.4%
- White, not Hispanic96.8%
- Other or two or more1.5%
- Black, not Hispanic1.1%
- Hispanic or Latino0.6%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40312 earn?
Median household income is $42,564 (ACS 2020-2024). It is not measurably different from 2015-2019 ($38,936 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $42,564±$10,952
- Income per person
- $25,219
- Below the poverty line
- 23.1%
- Unemployed (of the labor force)
- 3.3%
- Adults 25+ with a bachelor's degree
- 11.3%
- Adjusted gross income per tax return, 2022
- $46,0702,230 returns; wages 81% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40312?
- Median home value (owners' estimate)
- $144,600
- Median gross rent
- $711
- Homes owned by their occupants
- 69.0%
- Housing units
- 2,681
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40312?
62 business establishments had a location in this ZIP code in 2023, 10 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade16
- Health care and social assistance12
- Construction8
- Manufacturing6
- Other services (except public administration)5
- Information4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40312?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40380 | Stanton | 7,100 | $38k | 7.7 mi |
| 40337 | Jeffersonville | 5,244 | $54k | 8.0 mi |
| 40472 | Ravenna | 1,276 | $41k | 8.7 mi |
| 40336 | Irvine | 12,718 | $46k | 11.6 mi |
| 40391 | Winchester | 36,796 | $64k | 14.5 mi |
| 40376 | Slade | 18 | – | 12.5 mi (near) |
| 40385 | Waco | 2,233 | $63k | 13.2 mi (near) |
| 40346 | Means | 819 | $31k | 14.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.