Windsor, VT · standard
ZIP Code 05089
Windsor County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,979
- 47/sq mi Moderate-density area
- $55,633
- Median income Below-median income area
- $228,100
- Median home value Near-median home value
- 40.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Windsor pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- Top 48%
- home value, US ZIPs
- 47
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05089 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 05089 (Windsor, VT) rose +27.5% from 2023 to 2024. The all-transactions index moved from 243.6 in 2023 to 310.6 in 2024 (2000 = 100).
ZIP code 05089 covers 106.6 square miles in Windsor, Windsor County, Vermont (a standard USPS delivery area), with a modest 4,979 residents on file, a density of 47 people per square mile, in the New York time zone.
ZIP 05089 reports a modest median household income of $55,633 (33% below the average Vermont ZIP), while per-capita income is $42,551. The poverty rate is 7.4%, with unemployment at 6.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $228,100 (27% below the average Vermont ZIP), and median rent is $1,007; owner occupancy is 68.7%.
A solid share of residents have a four-year degree: 40.5% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Windsor County, so 05089 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05089
Top 5 sectors by establishment count in Windsor, VT
Which industries have the most business establishments in ZIP 05089.
- Construction
Construction
20 establishments
- Health care and social assistance
Health care and social assistance
14 establishments
- Retail trade
Retail trade
13 establishments
- Manufacturing
Manufacturing
10 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05089, Windsor, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,979
Population
106.6
Area (sq mi)
47
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05089?
48.3
Median Age
46.5%
Male
53.5%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,633
Median Household Income
-33% vs state ZIP avg
$42,551
Per Capita Income
7.4%
Poverty Rate
6.4%
Unemployment Rate
22.8 min
Mean Commute Time
How ZIP 05089 ranks among Vermont ZIPs
Windsor, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,633 6th percentile higher than 6% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,473housing units
2,473
Total Housing Units
2,276
Occupied Units
197
Vacant Units
1.90
Avg Household Size
Occupancy Type
$228,100
Median Home Value
-27% vs state ZIP avg
$1,007
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+27.5%
YoY Change (2024)
311
HPI Index (2000 = 100)
+211%
Total Change Since 2000
Home values in ZIP 05089 have increased 27.5% over the past year (2024). Since 2000, this ZIP has seen +211% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +12.3% | 192 |
| 2021 | +7.0% | 206 |
| 2022 | +17.6% | 242 |
| 2023 | +0.6% | 244 |
| 2024 | +27.5% | 311 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 112 business establishments in ZIP 05089, employing approximately 1,278 people with a combined annual payroll of $72,371,000.
112
Businesses
1,278
Employees
$72.4M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 17.9% |
| Health care and social assistance | 14 | 12.5% |
| Retail trade | 13 | 11.6% |
| Manufacturing | 10 | 8.9% |
| Real estate and rental and leasing | 10 | 8.9% |
| Finance and insurance | 7 | 6.3% |
| Professional, scientific, and technical services | 7 | 6.3% |
| Accommodation and food services | 7 | 6.3% |
| Other services (except public administration) | 7 | 6.3% |
| Administrative and support and waste management and remediation services | 4 | 3.6% |
| Transportation and warehousing | 3 | 2.7% |
| Information | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05089 vs 05037 →
ZIP 05089 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03743
Claremont (03743)
14,103 residents
- 05089 4,979
Windsor (05089)
4,979 residents
- 05048 2,429
Hartland (05048)
2,429 residents
- 05151 1,553
Perkinsville (05151)
1,553 residents
- 03745 1,424
Cornish (03745)
1,424 residents
- 05059 874
Quechee (05059)
874 residents
- 05062 702
Reading (05062)
702 residents
- 05142 680
Cavendish (05142)
680 residents
- 05037 560
Brownsville (05037)
560 residents
What this shows Among its immediate neighbors, ZIP 05089 ranks #2 by population - useful context the national average alone can't give.
ZIP 05089 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05071
South Woodstock (05071)
$115,921 median income
- 05037
Brownsville (05037)
$109,091 median income
- 05048
Hartland (05048)
$99,583 median income
- 05151
Perkinsville (05151)
$96,836 median income
- 03745
Cornish (03745)
$91,821 median income
- 05142
Cavendish (05142)
$83,833 median income
- 05062
Reading (05062)
$79,152 median income
- 03743
Claremont (03743)
$59,625 median income
- 05089
Windsor (05089)
$55,633 median income
What this shows By household income, ZIP 05089 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 05037 | Brownsville, VT | 560 | 3.2 mi |
| 05048 | Hartland, VT | 2,429 | 6.3 mi |
| 03745 | Cornish, NH | 1,424 | 5.9 mi |
| 05151 | Perkinsville, VT | 1,553 | 6.9 mi |
| 05062 | Reading, VT | 702 | 7.3 mi |
| 05059 | Quechee, VT | 874 | 10.3 mi |
| 05071 | South Woodstock, VT | 324 | 7.1 mi |
| 05052 | North Hartland, VT | 348 | 8.6 mi |
| 05142 | Cavendish, VT | 680 | 9.3 mi |
| 03743 | Claremont, NH | 14,103 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05089, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,979 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Windsor County
Related Areas
Frequently Asked Questions
What county is ZIP code 05089 in?
ZIP code 05089 (Windsor) is located in Windsor County, Vermont. Windsor County contains multiple ZIP codes, see the full list at /counties/windsor-vt.
What is the population of ZIP code 05089?
ZIP code 05089 in Windsor, VT has a population of 4,979 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05089?
The median household income in ZIP 05089 is $55,633, which is 27% below the national average of $76,288.
What is the average home value in ZIP 05089?
The median home value in ZIP 05089 is $228,100, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 05089?
The largest racial group in ZIP 05089 is White at 93.9%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 05089?
ZIP code 05089 has 112 business establishments employing approximately 1,278 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05089?
The top industries by establishment count in ZIP 05089 are: Construction (20), Health care and social assistance (14), Retail trade (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 05089?
According to the FHFA House Price Index, home values in ZIP 05089 increased by 27.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 211%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05089?
In ZIP code 05089, 71.3% of residents aged 25+ have a high school diploma or higher, and 40.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05089?
The mean commute time for workers in ZIP code 05089 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05089?
In ZIP code 05089, approximately 68.7% of occupied housing units are owner-occupied and 31.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05089?
The poverty rate in ZIP code 05089 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05089's numbers, next.
- See how ZIP 05089 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Windsor, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.