PlainZIP

Windsor, VT · standard

ZIP Code 05089

Windsor County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,979
47/sq mi
$55,633
Median income
$228,100
Median home value
40.5%
Bachelor's or higher

The verdict

Windsor pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
Top 48%
home value, US ZIPs
47
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05089 against every reporting US ZIP.

ZIP code 05089 covers 106.6 square miles in Windsor, Windsor County, Vermont (a standard USPS delivery area), with a modest 4,979 residents on file, a density of 47 people per square mile, in the New York time zone.

ZIP 05089 reports a modest median household income of $55,633 (33% below the Vermont average), while per-capita income is $42,551. 7.4% of residents live below the poverty line, and the unemployment rate reads 6.4%. Housing costs here run $228,100 for a typical home value (27% below the state average), with rent averaging $1,007 a month; 68.7% of homes are owner-occupied.

A solid share of residents have a four-year degree: 40.5% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Windsor County, so you can benchmark 05089 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05089

Top 5 sectors by establishment count in Windsor, VT

Which industries have the most business establishments in ZIP 05089.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05089, Windsor, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,979

Population

106.6

Area (sq mi)

47

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05089?

48.3

Median Age

46.5%

Male

53.5%

Female

2.1%

Foreign-Born

White 93.9%
African American 0.4%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,633

Median Household Income

-33% vs state

$42,551

Per Capita Income

7.4%

Poverty Rate

6.4%

Unemployment Rate

22.8 min

Mean Commute Time

How ZIP 05089 ranks nationally

Windsor, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,633 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.3%
Bachelor's Degree or Higher 40.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,473

Total Housing Units

2,276

Occupied Units

197

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 68.7%
Renter 31.3%

$228,100

Median Home Value

-27% vs state

$1,007

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.5%

YoY Change (2024)

311

HPI Index (2000 = 100)

+211%

Total Change Since 2000

Home values in ZIP 05089 have increased 27.5% over the past year (2024). Since 2000, this ZIP has seen +211% cumulative appreciation.

Year Annual Change HPI Index
2020 +12.3% 192
2021 +7.0% 206
2022 +17.6% 242
2023 +0.6% 244
2024 +27.5% 311

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 112 business establishments in ZIP 05089, employing approximately 1,278 people with a combined annual payroll of $72,371,000.

112

Businesses

1,278

Employees

$72.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 20 17.9%
Health care and social assistance 14 12.5%
Retail trade 13 11.6%
Manufacturing 10 8.9%
Real estate and rental and leasing 10 8.9%
Finance and insurance 7 6.3%
Professional, scientific, and technical services 7 6.3%
Accommodation and food services 7 6.3%
Other services (except public administration) 7 6.3%
Administrative and support and waste management and remediation services 4 3.6%
Transportation and warehousing 3 2.7%
Information 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05089 vs 05037 →

ZIP 05089 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05089 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05089 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05089 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05037 Brownsville, VT 560 3.2 mi
05048 Hartland, VT 2,429 6.3 mi
03745 Cornish, NH 1,424 5.9 mi
05151 Perkinsville, VT 1,553 6.9 mi
05062 Reading, VT 702 7.3 mi
05059 Quechee, VT 874 10.3 mi
05071 South Woodstock, VT 324 7.1 mi
05052 North Hartland, VT 348 8.6 mi
05142 Cavendish, VT 680 9.3 mi
03743 Claremont, NH 14,103 11.1 mi

More ZIP Codes in Windsor County

05156 standard
Springfield, VT
Pop: 9,226
05001 standard
White River Junction, VT
Pop: 9,123
05143 standard
Chester, VT
Pop: 4,343
05055 standard
Norwich, VT
Pop: 3,363
05091 standard
Woodstock, VT
Pop: 3,288
05068 standard
South Royalton, VT
Pop: 3,125

Related Areas

Windsor County Windsor, VT Vermont

Frequently Asked Questions

What county is ZIP code 05089 in? ▼
ZIP code 05089 (Windsor) is located in Windsor County, Vermont. Windsor County contains multiple ZIP codes, see the full list at /counties/windsor-vt.
What is the population of ZIP code 05089? ▼
ZIP code 05089 in Windsor, VT has a population of 4,979 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05089? ▼
The median household income in ZIP 05089 is $55,633, which is 27% below the national average of $76,288.
What is the average home value in ZIP 05089? ▼
The median home value in ZIP 05089 is $228,100, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 05089? ▼
The largest racial group in ZIP 05089 is White at 93.9%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 05089? ▼
ZIP code 05089 has 112 business establishments employing approximately 1,278 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05089? ▼
The top industries by establishment count in ZIP 05089 are: Construction (20), Health care and social assistance (14), Retail trade (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 05089? ▼
According to the FHFA House Price Index, home values in ZIP 05089 increased by 27.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 211%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05089? ▼
In ZIP code 05089, 71.3% of residents aged 25+ have a high school diploma or higher, and 40.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05089? ▼
The mean commute time for workers in ZIP code 05089 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05089? ▼
In ZIP code 05089, approximately 68.7% of occupied housing units are owner-occupied and 31.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05089? ▼
The poverty rate in ZIP code 05089 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.