Bellows Falls, VT · standard
ZIP Code 05101
Windham County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,643
- 52/sq mi Moderate-density area
- $70,299
- Median income Near-median income area
- $209,100
- Median home value Near-median home value
- 34.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bellows Falls pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 52
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05101 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 05101 (Bellows Falls, VT) fell -1.3% from 2023 to 2024. The all-transactions index moved from 307.0 in 2023 to 303.0 in 2024 (2000 = 100).
ZIP code 05101 covers 89.1 square miles in Bellows Falls, Windham County, Vermont (a standard USPS delivery area), with a modest 4,643 residents on file, a density of 52 people per square mile, in the New York time zone.
ZIP 05101 lands in the middle-income range, with a median household income of $70,299 (15% below the average Vermont ZIP), while per-capita income is $37,985. Unemployment is 10.4%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $209,100 (33% below the average Vermont ZIP), and median rent is $1,036; owner occupancy is 64.6%.
A solid share of residents have a four-year degree: 34.4% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Windham County, so 05101 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05101
Top 5 sectors by establishment count in Bellows Falls, VT
Which industries have the most business establishments in ZIP 05101.
- Retail trade
Retail trade
23 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
- Health care and social assistance
Health care and social assistance
18 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Construction
Construction
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05101, Bellows Falls, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,643
Population
89.1
Area (sq mi)
52
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05101?
46.3
Median Age
41.9%
Male
58.1%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,299
Median Household Income
-15% vs state ZIP avg
$37,985
Per Capita Income
18.9%
Poverty Rate
10.4%
Unemployment Rate
How ZIP 05101 ranks among Vermont ZIPs
Bellows Falls, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,299 29th percentile higher than 29% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,297housing units
2,297
Total Housing Units
1,896
Occupied Units
401
Vacant Units
2.17
Avg Household Size
Occupancy Type
$209,100
Median Home Value
-33% vs state ZIP avg
$1,036
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.3%
YoY Change (2024)
303
HPI Index (2000 = 100)
+203%
Total Change Since 2000
Home values in ZIP 05101 have decreased 1.3% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 185 |
| 2021 | +9.7% | 202 |
| 2022 | +14.3% | 231 |
| 2023 | +32.7% | 307 |
| 2024 | -1.3% | 303 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 129 business establishments in ZIP 05101, employing approximately 1,413 people with a combined annual payroll of $77,928,000.
129
Businesses
1,413
Employees
$77.9M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 23 | 17.8% |
| Accommodation and food services | 20 | 15.5% |
| Health care and social assistance | 18 | 13.9% |
| Other services (except public administration) | 15 | 11.6% |
| Construction | 10 | 7.8% |
| Manufacturing | 10 | 7.8% |
| Real estate and rental and leasing | 7 | 5.4% |
| Transportation and warehousing | 5 | 3.9% |
| Professional, scientific, and technical services | 5 | 3.9% |
| Administrative and support and waste management and remediation services | 5 | 3.9% |
| Finance and insurance | 4 | 3.1% |
| Wholesale trade | 3 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05101 vs 03609 →
ZIP 05101 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05156
Springfield (05156)
9,226 residents
- 03603
Charlestown (03603)
5,412 residents
- 05101
Bellows Falls (05101)
4,643 residents
- 05143
Chester (05143)
4,343 residents
- 03608 2,811
Walpole (03608)
2,811 residents
- 05158 1,049
Westminster (05158)
1,049 residents
- 03609 854
North Walpole (03609)
854 residents
- 05146 750
Grafton (05146)
750 residents
- 05154 661
Saxtons River (05154)
661 residents
What this shows Among its immediate neighbors, ZIP 05101 ranks #3 by population - useful context the national average alone can't give.
ZIP 05101 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03608
Walpole (03608)
$88,224 median income
- 05146
Grafton (05146)
$77,500 median income
- 03609
North Walpole (03609)
$72,391 median income
- 05158
Westminster (05158)
$71,875 median income
- 05143
Chester (05143)
$70,610 median income
- 05101
Bellows Falls (05101)
$70,299 median income
- 05156
Springfield (05156)
$66,679 median income
- 03603
Charlestown (03603)
$56,731 median income
What this shows By household income, ZIP 05101 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03609 | North Walpole, NH | 854 | 3.4 mi |
| 05154 | Saxtons River, VT | 661 | 3.6 mi |
| 05141 | Cambridgeport, VT | 112 | 4.0 mi |
| 05158 | Westminster, VT | 1,049 | 5.7 mi |
| 05146 | Grafton, VT | 750 | 6.2 mi |
| 05156 | Springfield, VT | 9,226 | 8.8 mi |
| 03604 | Drewsville, NH | 69 | 6.8 mi |
| 03603 | Charlestown, NH | 5,412 | 7.6 mi |
| 03608 | Walpole, NH | 2,811 | 8.7 mi |
| 05143 | Chester, VT | 4,343 | 9.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05101, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,643 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Windham County
Related Areas
Frequently Asked Questions
What county is ZIP code 05101 in?
ZIP code 05101 (Bellows Falls) is located in Windham County, Vermont. Windham County contains multiple ZIP codes, see the full list at /counties/windham-vt.
What is the population of ZIP code 05101?
ZIP code 05101 in Bellows Falls, VT has a population of 4,643 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05101?
The median household income in ZIP 05101 is $70,299, which is 8% below the national average of $76,288.
What is the average home value in ZIP 05101?
The median home value in ZIP 05101 is $209,100, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 05101?
The largest racial group in ZIP 05101 is White at 91.3%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 05101?
ZIP code 05101 has 129 business establishments employing approximately 1,413 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05101?
The top industries by establishment count in ZIP 05101 are: Retail trade (23), Accommodation and food services (20), Health care and social assistance (18). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 05101?
According to the FHFA House Price Index, home values in ZIP 05101 decreased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05101?
In ZIP code 05101, 65.7% of residents aged 25+ have a high school diploma or higher, and 34.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 05101?
In ZIP code 05101, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05101?
The poverty rate in ZIP code 05101 is 18.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05101's numbers, next.
- See how ZIP 05101 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bellows Falls, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.