ZIP Code 05101

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Source:

Bellows Falls · Windham County · Vermont

Population
4,643

52/sq mi

Median income
$70,299

▼ 8% vs US

higher than 47% of US ZIPs

Median home value
$209,100

▼ 25% vs US

higher than 46% of US ZIPs

Bachelor's or higher
34.4%

Median age 46.3

Land area
89.1 sq mi

New York

ZIP code 05101 in Bellows Falls, Vermont has a population of 4,643. The median household income is $70,299, which is 8% below the national average. Median home value is $209,100, 25% below the US average. 34.4% of residents hold a bachelor's degree or higher.

ZIP code 05101 is classified by USPS as a standard delivery area and covers roughly 89.1 square miles in Bellows Falls, Windham County, Vermont. The area is home to 4,643 residents, producing a population density of 52 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 05101 against Vermont and the nation.

On the economic side, the median household income for ZIP 05101 sits at $70,299 (15% below the Vermont average), while per-capita income is $37,985. The poverty rate stands at 18.9% and the unemployment rate at 10.4%. On housing, the median home value is $209,100 (33% below the state average) with median rent at $1,036 per month, and 64.6% of occupied units are owner-occupied, a direct signal of whether 05101 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.4% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Windham County, so you can benchmark 05101 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 05101

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 05101.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 05101, Bellows Falls, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,643

Population

89.1

Area (sq mi)

52

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05101?

46.3

Median Age

41.9%

Male

58.1%

Female

1.5%

Foreign-Born

White 91.3%
African American 0.4%
Asian 1.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,299

Median Household Income

-15% vs state

$37,985

Per Capita Income

18.9%

Poverty Rate

10.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.7%
Bachelor's Degree or Higher 34.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,297

Total Housing Units

1,896

Occupied Units

401

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 64.6%
Renter 35.4%

$209,100

Median Home Value

-33% vs state

$1,036

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.3%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 05101 have decreased 1.3% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 185
2021 +9.7% 202
2022 +14.3% 231
2023 +32.7% 307
2024 -1.3% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 129 business establishments in ZIP 05101, employing approximately 1,413 people with a combined annual payroll of $77,928,000.

129

Businesses

1,413

Employees

$77.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 23 17.8%
Accommodation and food services 20 15.5%
Health care and social assistance 18 13.9%
Other services (except public administration) 15 11.6%
Construction 10 7.8%
Manufacturing 10 7.8%
Real estate and rental and leasing 7 5.4%
Transportation and warehousing 5 3.9%
Professional, scientific, and technical services 5 3.9%
Administrative and support and waste management and remediation services 5 3.9%
Finance and insurance 4 3.1%
Wholesale trade 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05101 vs 03609 →

ZIP Code City Population Distance
03609 North Walpole, NH 854 3.4 mi
05154 Saxtons River, VT 661 3.6 mi
05141 Cambridgeport, VT 112 4.0 mi
05158 Westminster, VT 1,049 5.7 mi
05146 Grafton, VT 750 6.2 mi
05156 Springfield, VT 9,226 8.8 mi
03604 Drewsville, NH 69 6.8 mi
03603 Charlestown, NH 5,412 7.6 mi
03608 Walpole, NH 2,811 8.7 mi
05143 Chester, VT 4,343 9.4 mi

More ZIP Codes in Windham County

Frequently Asked Questions

What county is ZIP code 05101 in?
ZIP code 05101 (Bellows Falls) is located in Windham County, Vermont. Windham County contains multiple ZIP codes, see the full list at /counties/windham-vt.
What is the population of ZIP code 05101?
ZIP code 05101 in Bellows Falls, VT has a population of 4,643 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05101?
The median household income in ZIP 05101 is $70,299, which is 8% below the national average of $76,288.
What is the average home value in ZIP 05101?
The median home value in ZIP 05101 is $209,100, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 05101?
The largest racial group in ZIP 05101 is White at 91.3%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 05101?
ZIP code 05101 has 129 business establishments employing approximately 1,413 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05101?
The top industries by establishment count in ZIP 05101 are: Retail trade (23), Accommodation and food services (20), Health care and social assistance (18). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 05101?
According to the FHFA House Price Index, home values in ZIP 05101 decreased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05101?
In ZIP code 05101, 65.7% of residents aged 25+ have a high school diploma or higher, and 34.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 05101?
In ZIP code 05101, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05101?
The poverty rate in ZIP code 05101 is 18.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bellows Falls, VT

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.