PlainZIP

Bellows Falls, VT · standard

ZIP Code 05101

Windham County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,643
52/sq mi
$70,299
Median income
$209,100
Median home value
34.4%
Bachelor's or higher

The verdict

Bellows Falls pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
46th pct
home value, US ZIPs
52
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05101 against every reporting US ZIP.

ZIP code 05101 covers 89.1 square miles in Bellows Falls, Windham County, Vermont (a standard USPS delivery area), with a modest 4,643 residents on file, a density of 52 people per square mile, in the New York time zone.

ZIP 05101 lands in the middle-income range, with a median household income of $70,299 (15% below the Vermont average), while per-capita income is $37,985. Local economic indicators show a 18.9% poverty rate alongside 10.4% unemployment. Median home value sits at $209,100 (33% below the state average), median rent at $1,036 a month, and owner-occupancy at 64.6%.

A solid share of residents have a four-year degree: 34.4% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 05101, plus 6 more within Windham County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05101

Top 5 sectors by establishment count in Bellows Falls, VT

Which industries have the most business establishments in ZIP 05101.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05101, Bellows Falls, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,643

Population

89.1

Area (sq mi)

52

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05101?

46.3

Median Age

41.9%

Male

58.1%

Female

1.5%

Foreign-Born

White 91.3%
African American 0.4%
Asian 1.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,299

Median Household Income

-15% vs state

$37,985

Per Capita Income

18.9%

Poverty Rate

10.4%

Unemployment Rate

How ZIP 05101 ranks nationally

Bellows Falls, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,299 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.7%
Bachelor's Degree or Higher 34.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,297

Total Housing Units

1,896

Occupied Units

401

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 64.6%
Renter 35.4%

$209,100

Median Home Value

-33% vs state

$1,036

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.3%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 05101 have decreased 1.3% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 185
2021 +9.7% 202
2022 +14.3% 231
2023 +32.7% 307
2024 -1.3% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 129 business establishments in ZIP 05101, employing approximately 1,413 people with a combined annual payroll of $77,928,000.

129

Businesses

1,413

Employees

$77.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 23 17.8%
Accommodation and food services 20 15.5%
Health care and social assistance 18 13.9%
Other services (except public administration) 15 11.6%
Construction 10 7.8%
Manufacturing 10 7.8%
Real estate and rental and leasing 7 5.4%
Transportation and warehousing 5 3.9%
Professional, scientific, and technical services 5 3.9%
Administrative and support and waste management and remediation services 5 3.9%
Finance and insurance 4 3.1%
Wholesale trade 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05101 vs 03609 →

ZIP 05101 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05101 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05101 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05101 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03609 North Walpole, NH 854 3.4 mi
05154 Saxtons River, VT 661 3.6 mi
05141 Cambridgeport, VT 112 4.0 mi
05158 Westminster, VT 1,049 5.7 mi
05146 Grafton, VT 750 6.2 mi
05156 Springfield, VT 9,226 8.8 mi
03604 Drewsville, NH 69 6.8 mi
03603 Charlestown, NH 5,412 7.6 mi
03608 Walpole, NH 2,811 8.7 mi
05143 Chester, VT 4,343 9.4 mi

More ZIP Codes in Windham County

05301 standard
Brattleboro, VT
Pop: 16,820
05346 standard
Putney, VT
Pop: 5,184
05354 standard
Vernon, VT
Pop: 2,210
05345 standard
Newfane, VT
Pop: 2,119
05363 standard
Wilmington, VT
Pop: 2,021
05148 standard
Londonderry, VT
Pop: 1,140

Related Areas

Windham County Bellows Falls, VT Vermont

Frequently Asked Questions

What county is ZIP code 05101 in? ▼
ZIP code 05101 (Bellows Falls) is located in Windham County, Vermont. Windham County contains multiple ZIP codes, see the full list at /counties/windham-vt.
What is the population of ZIP code 05101? ▼
ZIP code 05101 in Bellows Falls, VT has a population of 4,643 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05101? ▼
The median household income in ZIP 05101 is $70,299, which is 8% below the national average of $76,288.
What is the average home value in ZIP 05101? ▼
The median home value in ZIP 05101 is $209,100, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 05101? ▼
The largest racial group in ZIP 05101 is White at 91.3%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 05101? ▼
ZIP code 05101 has 129 business establishments employing approximately 1,413 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05101? ▼
The top industries by establishment count in ZIP 05101 are: Retail trade (23), Accommodation and food services (20), Health care and social assistance (18). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 05101? ▼
According to the FHFA House Price Index, home values in ZIP 05101 decreased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05101? ▼
In ZIP code 05101, 65.7% of residents aged 25+ have a high school diploma or higher, and 34.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 05101? ▼
In ZIP code 05101, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05101? ▼
The poverty rate in ZIP code 05101 is 18.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.