PlainZIP

Ludlow, VT · standard

ZIP Code 05149

Windsor County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,092
18/sq mi
$64,191
Median income
$365,300
Median home value
47.2%
Bachelor's or higher

The verdict

Ludlow pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
Top 24%
home value, US ZIPs
18
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05149 against every reporting US ZIP.

ZIP code 05149 covers 114.3 square miles in Ludlow, Windsor County, Vermont (a standard USPS delivery area), with a modest 2,092 residents on file, a density of 18 people per square mile, in the New York time zone.

ZIP 05149 reports a modest median household income of $64,191 (23% below the Vermont average), while per-capita income is $57,336. Local economic indicators show a 5.1% poverty rate alongside 6.7% unemployment. On housing, the median home value is $365,300 (17% above the state average) with median rent at $1,122 per month, and 73.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 47.2% of adults hold a bachelor's degree or higher, the median age is 52, and the average commute is 21 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Windsor County, so you can benchmark 05149 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05149

Top 5 sectors by establishment count in Ludlow, VT

Which industries have the most business establishments in ZIP 05149.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05149, Ludlow, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,092

Population

114.3

Area (sq mi)

18

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05149?

52.0

Median Age

49.6%

Male

50.4%

Female

1.8%

Foreign-Born

White 91.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 6.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,191

Median Household Income

-23% vs state

$57,336

Per Capita Income

5.1%

Poverty Rate

6.7%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 05149 ranks nationally

Ludlow, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,191 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.4%
Bachelor's Degree or Higher 47.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,458

Total Housing Units

1,045

Occupied Units

2,413

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 73.3%
Renter 26.7%

$365,300

Median Home Value

+17% vs state

$1,122

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.0%

YoY Change (2024)

297

HPI Index (2000 = 100)

+197%

Total Change Since 2000

Home values in ZIP 05149 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +197% cumulative appreciation.

Year Annual Change HPI Index
2019 +13.6% 160
2020 +4.4% 167
2021 +12.2% 188
2022 +18.0% 222
2024 – 297

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 144 business establishments in ZIP 05149, employing approximately 2,023 people with a combined annual payroll of $64,135,000.

144

Businesses

2,023

Employees

$64.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 35 24.3%
Retail trade 22 15.3%
Real estate and rental and leasing 19 13.2%
Construction 18 12.5%
Other services (except public administration) 9 6.3%
Administrative and support and waste management and remediation services 8 5.6%
Information 7 4.9%
Finance and insurance 7 4.9%
Professional, scientific, and technical services 7 4.9%
Manufacturing 6 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05149 vs 05153 →

ZIP 05149 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05149 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05149 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05149 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05153 Proctorsville, VT 687 4.1 mi
05758 Mount Holly, VT 784 5.3 mi
05730 Belmont, VT 302 6.1 mi
05142 Cavendish, VT 680 6.5 mi
05056 Plymouth, VT 567 9.6 mi
05161 Weston, VT 552 6.5 mi
05143 Chester, VT 4,343 8.6 mi
05062 Reading, VT 702 10.1 mi
05738 Cuttingsville, VT 1,072 12.6 mi

More ZIP Codes in Windsor County

05156 standard
Springfield, VT
Pop: 9,226
05001 standard
White River Junction, VT
Pop: 9,123
05089 standard
Windsor, VT
Pop: 4,979
05143 standard
Chester, VT
Pop: 4,343
05055 standard
Norwich, VT
Pop: 3,363
05091 standard
Woodstock, VT
Pop: 3,288

Related Areas

Windsor County Ludlow, VT Vermont

Frequently Asked Questions

What county is ZIP code 05149 in? ▼
ZIP code 05149 (Ludlow) is located in Windsor County, Vermont. Windsor County contains multiple ZIP codes, see the full list at /counties/windsor-vt.
What is the population of ZIP code 05149? ▼
ZIP code 05149 in Ludlow, VT has a population of 2,092 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05149? ▼
The median household income in ZIP 05149 is $64,191, which is 16% below the national average of $76,288.
What is the average home value in ZIP 05149? ▼
The median home value in ZIP 05149 is $365,300, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 05149? ▼
The largest racial group in ZIP 05149 is White at 91.5%. Hispanic or Latino residents make up 6.2% of the population.
How many businesses are in ZIP code 05149? ▼
ZIP code 05149 has 144 business establishments employing approximately 2,023 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05149? ▼
The top industries by establishment count in ZIP 05149 are: Accommodation and food services (35), Retail trade (22), Real estate and rental and leasing (19). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 05149? ▼
According to the FHFA House Price Index, home values in ZIP 05149 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 197%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05149? ▼
In ZIP code 05149, 74.4% of residents aged 25+ have a high school diploma or higher, and 47.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05149? ▼
The mean commute time for workers in ZIP code 05149 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05149? ▼
In ZIP code 05149, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05149? ▼
The poverty rate in ZIP code 05149 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.