Ludlow, VT · standard
ZIP Code 05149
Windsor County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,092
- 18/sq mi Moderate-density area
- $64,191
- Median income Near-median income area
- $365,300
- Median home value Above-median home value
- 47.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ludlow pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 37th pct
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 18
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05149 against every reporting US ZIP.
ZIP code 05149 covers 114.3 square miles in Ludlow, Windsor County, Vermont (a standard USPS delivery area), with a modest 2,092 residents on file, a density of 18 people per square mile, in the New York time zone.
ZIP 05149 reports a modest median household income of $64,191 (23% below the average Vermont ZIP), while per-capita income is $57,336. The poverty rate is 5.1%, with unemployment at 6.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $365,300 (17% above the average Vermont ZIP), while 73.3% of occupied homes are owner-occupied and median rent is $1,122.
A solid share of residents have a four-year degree: 47.2% of adults hold a bachelor's degree or higher, the median age is 52, and the average commute is 21 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Windsor County, so 05149 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05149
Top 5 sectors by establishment count in Ludlow, VT
Which industries have the most business establishments in ZIP 05149.
- Accommodation and food services
Accommodation and food services
35 establishments
- Retail trade
Retail trade
22 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
19 establishments
- Construction
Construction
18 establishments
- Other services (except public administration) 9
Other services (except public administration)
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05149, Ludlow, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,092
Population
114.3
Area (sq mi)
18
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05149?
52.0
Median Age
49.6%
Male
50.4%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,191
Median Household Income
-23% vs state ZIP avg
$57,336
Per Capita Income
5.1%
Poverty Rate
6.7%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 05149 ranks among Vermont ZIPs
Ludlow, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,191 15th percentile higher than 15% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,458housing units
3,458
Total Housing Units
1,045
Occupied Units
2,413
Vacant Units
2.10
Avg Household Size
Occupancy Type
$365,300
Median Home Value
+17% vs state ZIP avg
$1,122
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.0%
YoY Change (2024)
297
HPI Index (2000 = 100)
+197%
Total Change Since 2000
Home values in ZIP 05149 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +197% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +13.6% | 160 |
| 2020 | +4.4% | 167 |
| 2021 | +12.2% | 188 |
| 2022 | +18.0% | 222 |
| 2024 | – | 297 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 144 business establishments in ZIP 05149, employing approximately 2,023 people with a combined annual payroll of $64,135,000.
144
Businesses
2,023
Employees
$64.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 35 | 24.3% |
| Retail trade | 22 | 15.3% |
| Real estate and rental and leasing | 19 | 13.2% |
| Construction | 18 | 12.5% |
| Other services (except public administration) | 9 | 6.3% |
| Administrative and support and waste management and remediation services | 8 | 5.6% |
| Information | 7 | 4.9% |
| Finance and insurance | 7 | 4.9% |
| Professional, scientific, and technical services | 7 | 4.9% |
| Manufacturing | 6 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05149 vs 05153 →
ZIP 05149 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05143
Chester (05143)
4,343 residents
- 05149
Ludlow (05149)
2,092 residents
- 05738 1,072
Cuttingsville (05738)
1,072 residents
- 05758 784
Mount Holly (05758)
784 residents
- 05062 702
Reading (05062)
702 residents
- 05153 687
Proctorsville (05153)
687 residents
- 05142 680
Cavendish (05142)
680 residents
- 05056 567
Plymouth (05056)
567 residents
- 05161 552
Weston (05161)
552 residents
What this shows Among its immediate neighbors, ZIP 05149 ranks #2 by population - useful context the national average alone can't give.
ZIP 05149 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05161
Weston (05161)
$120,000 median income
- 05730
Belmont (05730)
$102,813 median income
- 05738
Cuttingsville (05738)
$95,000 median income
- 05153
Proctorsville (05153)
$87,292 median income
- 05142
Cavendish (05142)
$83,833 median income
- 05062
Reading (05062)
$79,152 median income
- 05056
Plymouth (05056)
$74,896 median income
- 05143
Chester (05143)
$70,610 median income
- 05758
Mount Holly (05758)
$67,000 median income
What this shows By household income, ZIP 05149 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 05153 | Proctorsville, VT | 687 | 4.1 mi |
| 05758 | Mount Holly, VT | 784 | 5.3 mi |
| 05730 | Belmont, VT | 302 | 6.1 mi |
| 05142 | Cavendish, VT | 680 | 6.5 mi |
| 05056 | Plymouth, VT | 567 | 9.6 mi |
| 05161 | Weston, VT | 552 | 6.5 mi |
| 05143 | Chester, VT | 4,343 | 8.6 mi |
| 05062 | Reading, VT | 702 | 10.1 mi |
| 05738 | Cuttingsville, VT | 1,072 | 12.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05149, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,092 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Windsor County
Related Areas
Frequently Asked Questions
What county is ZIP code 05149 in?
ZIP code 05149 (Ludlow) is located in Windsor County, Vermont. Windsor County contains multiple ZIP codes, see the full list at /counties/windsor-vt.
What is the population of ZIP code 05149?
ZIP code 05149 in Ludlow, VT has a population of 2,092 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05149?
The median household income in ZIP 05149 is $64,191, which is 16% below the national average of $76,288.
What is the average home value in ZIP 05149?
The median home value in ZIP 05149 is $365,300, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 05149?
The largest racial group in ZIP 05149 is White at 91.5%. Hispanic or Latino residents make up 6.2% of the population.
How many businesses are in ZIP code 05149?
ZIP code 05149 has 144 business establishments employing approximately 2,023 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05149?
The top industries by establishment count in ZIP 05149 are: Accommodation and food services (35), Retail trade (22), Real estate and rental and leasing (19). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 05149?
According to the FHFA House Price Index, home values in ZIP 05149 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 197%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 05149?
In ZIP code 05149, 74.4% of residents aged 25+ have a high school diploma or higher, and 47.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05149?
The mean commute time for workers in ZIP code 05149 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05149?
In ZIP code 05149, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05149?
The poverty rate in ZIP code 05149 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05149's numbers, next.
- See how ZIP 05149 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ludlow, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.