Residential delivery area · Vermont
ZIP Code 05446: Colchester, VT
ZIP code 05446 uses the postal name Colchester, Vermont and lies entirely in Chittenden County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Colchester's 2 residential ZIP codes. Median household income is $97,475 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Colchester · 2 residential ZIPs
- County
- Chittenden County
- Metro area
- Burlington-South Burlington, VT
- House district
- VT at large 119th Congress
- State
- Vermont
- Time zone
- Eastern
- Land area
- 36.6 sq mi · 450 people per sq mi
- PO Box ZIPs
- 05449 also use the name Colchester
Where is ZIP code 05446?
05446 centers on 44.554°, -73.225° and covers 36.6 square miles of land plus 22.7 of water. It borders 8 ZIP codes: 05408, 05404, 05439, 05401, 05486, 05468, 05403, 05452.
The map draws ZIP code areas only. For the streets inside 05446, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 05446 compare with the rest of Colchester?
| Measure | 05446 | In Colchester | In Chittenden County | In VT |
|---|---|---|---|---|
| People (ACS 2020-2024) | 16,452 | 1st of 2 | 4th of 20 | 7th of 265 |
| Median household income | $98k | 1st of 1 | 11th of 17 | 25th of 100 |
| Median home value | $393k | 1st of 1 | 13th of 18 | 27th of 125 |
Its median household income is higher than in 79% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 05446?
The 2020 Census counted 16,081 people in 05446; the ACS, which samples households over 2020-2024, estimates 16,452. Between the 2010 and 2020 censuses its population grew 4.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 16,452
- 2020 Census count
- 16,081+4.6% since 2010 (15,373)
- Households
- 7,115
- Median age
- 41.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 05446?
Of the 16,452 people the ACS estimates in 05446, 20.5% are under 18 and 19.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.2%).
- Under 1820.5%
- 18 to 6460.3%
- 65 and older19.2%
- White, not Hispanic87.2%
- Other or two or more5.5%
- Hispanic or Latino3.1%
- Asian, not Hispanic2.2%
- Black, not Hispanic2.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 05446 earn?
Median household income is $97,475 (ACS 2020-2024), the 11th highest of the 17 ranked ZIP codes in Chittenden County. It is not measurably different from 2015-2019 ($87,227 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $97,475
- Income per person
- $49,847
- Below the poverty line
- 7.0%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 40.9%
- Adjusted gross income per tax return, 2022
- $93,2838,930 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 05446?
FHFA's house price index for 05446, built from repeat sales and appraisals of the same homes, rose 94% from 2015 to 2025 and rose 65% from 2020 to 2025, and moved +7.0% in 2025.
- Median home value (owners' estimate)
- $393,200
- Median gross rent
- $1,474
- Homes owned by their occupants
- 74.2%
- Housing units
- 7,876
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 05446?
505 business establishments had a location in this ZIP code in 2023, 21 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction80
- Health care and social assistance61
- Professional, scientific, and technical services55
- Retail trade48
- Finance and insurance35
- Accommodation and food services34
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 05446?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 05408 | Burlington | 10,019 | $95k | 4.1 mi |
| 05404 | Winooski | 8,293 | $80k | 4.5 mi |
| 05439 | Colchester | 1,228 | – | 5.0 mi |
| 05401 | Burlington | 31,662 | $66k | 5.5 mi |
| 05486 | South Hero | 1,500 | $127k | 6.5 mi |
| 05468 | Milton | 13,324 | $115k | 7.1 mi |
| 05403 | South Burlington | 20,614 | $106k | 8.0 mi |
| 05452 | Essex Junction | 22,626 | $101k | 8.1 mi |
| 05405 | Burlington | 3,136 | – | 5.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.