ZIP Code 05446
standardSource:
Colchester · Chittenden County · Vermont
- Population
- 15,373
- Median income
- $97,475
- Median home value
- $393,200
- Bachelor's or higher
- 40.9%
- Land area
- 95.0 sq mi
162/sq mi
▲ 28% vs US
higher than 79% of US ZIPs
▲ 41% vs US
higher than 79% of US ZIPs
Median age 41.3
New York
ZIP code 05446 in Colchester, Vermont has a population of 15,373. The median household income is $97,475, which is 28% above the national average. Median home value is $393,200, 41% above the US average. 40.9% of residents hold a bachelor's degree or higher.
ZIP code 05446 is classified by USPS as a standard delivery area and covers roughly 95.0 square miles in Colchester, Chittenden County, Vermont. The area is home to 15,373 residents, producing a population density of 162 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 05446 against Vermont and the nation.
On the economic side, the median household income for ZIP 05446 sits at $97,475 (18% above the Vermont average), while per-capita income is $49,847. The poverty rate stands at 7.0% and the unemployment rate at 3.9%. On housing, the median home value is $393,200 (26% above the state average) with median rent at $1,474 per month, and 74.2% of occupied units are owner-occupied, a direct signal of whether 05446 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 40.9% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chittenden County, so you can benchmark 05446 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 05446
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 05446.
- Construction
Construction
80 establishments
- Health care and social assistance
Health care and social assistance
61 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
55 establishments
- Retail trade
Retail trade
48 establishments
- Finance and insurance
Finance and insurance
35 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 05446, Colchester, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,373
Population
95.0
Area (sq mi)
162
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05446?
41.3
Median Age
49.7%
Male
50.3%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,475
Median Household Income
+18% vs state
$49,847
Per Capita Income
7.0%
Poverty Rate
3.9%
Unemployment Rate
20.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,876
Total Housing Units
7,115
Occupied Units
761
Vacant Units
2.28
Avg Household Size
Occupancy Type
$393,200
Median Home Value
+26% vs state
$1,474
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.1%
YoY Change (2024)
306
HPI Index (2000 = 100)
+206%
Total Change Since 2000
Home values in ZIP 05446 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 198 |
| 2021 | +11.3% | 221 |
| 2022 | +14.4% | 253 |
| 2023 | +12.1% | 283 |
| 2024 | +8.1% | 306 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 505 business establishments in ZIP 05446, employing approximately 8,275 people with a combined annual payroll of $557,166,000.
505
Businesses
8,275
Employees
$557.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 80 | 15.8% |
| Health care and social assistance | 61 | 12.1% |
| Professional, scientific, and technical services | 55 | 10.9% |
| Retail trade | 48 | 9.5% |
| Finance and insurance | 35 | 6.9% |
| Accommodation and food services | 34 | 6.7% |
| Other services (except public administration) | 34 | 6.7% |
| Administrative and support and waste management and remediation services | 30 | 5.9% |
| Real estate and rental and leasing | 28 | 5.5% |
| Wholesale trade | 27 | 5.3% |
| Manufacturing | 23 | 4.5% |
| Information | 14 | 2.8% |
| Arts, entertainment, and recreation | 12 | 2.4% |
| Transportation and warehousing | 9 | 1.8% |
| Educational services | 8 | 1.6% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05446 vs 05404 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 05404 | Winooski, VT | 7,240 | 3.7 mi |
| 05439 | Colchester, VT | 1,734 | 3.8 mi |
| 05405 | Burlington, VT | 4,406 | 5.2 mi |
| 05401 | Burlington, VT | 28,185 | 5.1 mi |
| 05408 | Burlington, VT | 10,114 | 4.0 mi |
| 05403 | South Burlington, VT | 17,593 | 7.0 mi |
| 05468 | Milton, VT | 12,942 | 7.6 mi |
| 05452 | Essex Junction, VT | 19,710 | 6.3 mi |
| 05495 | Williston, VT | 9,341 | 9.4 mi |
| 05486 | South Hero, VT | 1,654 | 8.9 mi |
More ZIP Codes in Chittenden County
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Frequently Asked Questions
What county is ZIP code 05446 in? ▼
What is the population of ZIP code 05446? ▼
What is the median household income in ZIP 05446? ▼
What is the average home value in ZIP 05446? ▼
What is the demographic makeup of ZIP 05446? ▼
How many businesses are in ZIP code 05446? ▼
What are the main industries in ZIP code 05446? ▼
How have home values changed in ZIP code 05446? ▼
What is the education level in ZIP code 05446? ▼
What is the average commute time in ZIP 05446? ▼
What percentage of residents own vs. rent in ZIP 05446? ▼
What is the poverty rate in ZIP code 05446? ▼
ZIP Code Research Guides
Official Data Resources for Colchester, VT
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.